Which is better, the credit card salesman or the auditor, and which is more stable?

Credit card business is to report the performance to the company every morning, and then find someone outside all day to apply for a credit card, friends, relatives, classmates, office companies, and various crowded companies or factories to apply for a credit card. There are two problems: first, Shantou's credit card business market is already full; Second, this business didn't last long. Basically, you were recruited because of your interpersonal relationship. When all the acquaintances around are finished, it's basically time to come out.

It sounds good from the name, and it is a representative of a bank's credit card business, but it is actually very bitter, and some people can't understand it. I will sum up a few hardships here, but after these bitter exercises, I can also improve myself quickly.

As far as banks are concerned, credit card salesmen are actually tools for issuing cards, and banks will not give any relevant training teams. What I have seen is that after recruiting a salesman, I briefly introduce the credit card situation and sales methods, and then go directly to work. Basically half a day is enough. It is difficult for salesmen like this to go out to work, which leads to great mobility of salesmen.

It seems that the management is strict, but in fact, for the sake of risk, the morning meeting and party of credit card salesmen are actually publishing and collecting forms. This kind of meeting is very different from the meeting of insurance salesmen. There is no psychological counseling and business counseling.

Income is linked to performance. Without good training and counseling, even talented salespeople will not have good performance in the short term. So what is the bank's attempt? It's simple. Recruited salesmen will have certain contacts or relatives, so that salesmen can kill each other. Those who can start a business, those who have achieved certain results after killing people around them can stay, and more will be eliminated.

If the credit card salesman adopts the stranger working mode, the simplest thing is to sweep the building, so sweeping the building must enter the office building, so climbing the building from the first floor will be caught by the security guard carelessly, which is very terrible and not easy.

This door is the front desk of a company. If you want someone to fill out the form, you must convince the front desk to get in, and the success rate is not high.

Even if you enter, a company will have a few fewer people and hundreds more. Who wants to get a card is another puzzle. If you use gifts as a temptation to cause a stir in the company, your boss will definitely throw you out when he finds out. difficult

The cost of sweeping the building seems very low. In fact, according to everyone's calculation, regardless of time and transportation costs, a single form filling ceremony will cost nearly 10 yuan. Sweeping the building is a superimposed cost. The larger the amount of the form filled in that day, the lower the fee, even if it is the lowest 10 yuan.

If you set up a stall, the rent of the canteen on the second floor will be several hundred yuan a day. Imagine that you can serve several people to fill out the form at noon. If the gift is good, there will be at most 30 people at noon. Suppose the rent is 200, then your cost per meter is 7 yuan rent+10 yuan as a gift. If you know whether this meter is a card, including 20% unapproved cards, then your cost is. I just make a rough calculation. It's really hard to be a credit card salesman.

But recently, I found a new way to get customer information. These customers really want to apply for a card, and the success rate of door-to-door card application after telephone interview is very high. Nearly 70% of the information can be used for three cards, and I don't send a gift to fill out the form. At present, the cost of developing a customer can be reduced to 3 yuan money.