Which insurance should I choose?

How to choose an insurance company? Which insurance company is better?

Article source: "Visual Trade Network"

For consumers, insurance accidents can be settled smoothly, and insurance companies can continue to operate stably, which is the first factor to consider when choosing insurance companies. At present, the forms of insurance companies in China include state-owned insurance companies, enterprise-owned insurance companies and Sino-foreign joint venture insurance companies. So, which company is the best? From the perspective of insurance, each insurance company has its own characteristics, but from the perspective of safety, large insurance companies will certainly be more secure. If there are problems in the operation of insurance companies, the state may give priority to supporting insurance companies with large scale, many customers and great influence, just as the United States supports American International Group (AIG). After all, the bankruptcy of such a large insurance company is directly related to social stability. Small companies have much less influence and are easy to be merged by big insurance companies. Therefore, consumers had better choose large insurance companies.

In Beijing, according to sales statistics, the top six Chinese insurance companies are: China Ping An, Xinhua Life Insurance, China Life Insurance, Taikang Insurance, Pacific Insurance and Taiping Life Insurance; The top six joint venture insurance companies are: China-Italy Life Insurance, Everbright Life Insurance, American International Friendship, China-US Metropolis, China-UK Life Insurance and Prudential Life Insurance. The sales of these insurance companies account for 80% of the total sales of nearly 50 insurance companies in Beijing.

Which company is better for newcomers to do insurance?

It depends on what you want. Every insurance company has its own advantages and disadvantages, and there is no place without any problems. If you want to make money, I suggest you choose Ping An. After all, Ping An has a large platform, covering three major areas of finance and strong social influence. Unlike other insurance companies, they can only do life insurance or property insurance, which is relatively simple.

If you want to find a good workplace environment, high-quality agents and complete training, with high-end customers as the main group, I suggest you choose Luen Thai Metropolitan Life Insurance Co., Ltd., which is the insurance company with the highest entry threshold at present. However, people with poor teamwork ability and good connections still suggest choosing this company, otherwise it is out of the question. The advantage of the company's products is tailor-made for customers, but the special point is that the products are not suitable for direct unfamiliar visits with products as the opposite.

If you want to choose a company with strong team awareness and limited contacts, we suggest you choose some relatively small insurance companies. For example, Sino-Dutch Life Insurance.

Of course, these are just the overall atmosphere of the company. It is very important to choose a good superior business manager and follow the right people, because he can create opportunities for you, build a platform and lead you to grow rapidly.

In any case, as long as you have insurance experience, it will definitely be your life experience. Although many people are still biased against this non-traditional industry, we can foresee that the next five years will be another sky.

I hope I can give you some inspiration.

Which insurance company is the best choice?

There is no distinction between high and low customers. The clients are all your clients. People around you have high income and a good customer base; There are more wage earners around you, and the customer base is relatively low. This has nothing to do with insurance companies.

If you don't do back office work, if your business is personal life insurance, you don't have to worry about how the job names of various companies change. In the final analysis, they are all insurance agents. So I think it's all the same, because the insurance company only gives you products and brands. If you can do it well, it's all the same to buy products. If it is not suitable for this industry, no one can keep you.

But considering that "you can enjoy the cool with your back against a big tree", I suggest you choose one of China Life Insurance and China Ping An.

I suggest you ask the company if there is any good sales model for newcomers, because newcomers need a lot of training at first. If the company can provide a simple model with strong operability for you to participate in, then the possibility of survival and development in this industry will be greatly improved.

The last thing to remind is: choose the right person to increase the number of employees. This is as important as the customer choosing a good agent. In this industry, I have seen too many talents choose to leave because of employees' wrong behaviors and remarks.

With so many insurance companies, which one should I choose to buy insurance?

Insurance agents are very important. At present, many life insurance business personnel only take part in training for a period of time and then take up their posts. They didn't play the role of agents at all, and they couldn't say anything clearly. AVIC Samsung Life mainly trains excellent agents, introduces advanced management experience from South Korea's Samsung Life, and meticulously creates unique excellent agents. In addition, the reliability of insurance companies mainly depends on having sound finances and strong financial resources. First of all, they must be able to guarantee themselves to protect others. The other is to look for companies with good market reputation and few complaints, pay attention to customer service and take customer complaints seriously, because we want long-term service.

Which company is better to buy insurance?

It varies from person to person, first of all, we should pay attention to the professionalism and integrity of the salesman, otherwise the company's products are empty talk!

Which car insurance is good?

Principle 1: Give priority to buying full third party liability insurance. When buying auto insurance, you should put the ability to compensate others for their losses in the first place, otherwise you will be helpless after an accident.

Although the functions of third party liability insurance and compulsory insurance almost overlap, they are both used to pay the other party's medical or compensation expenses after the owner's car hits someone. However, at present, the support ability of compulsory insurance is limited, and it is difficult to deal with major personal injury accidents. Generally, it is necessary to re-purchase third-party liability insurance.

Principle 2: The insurance amount of the three risks should refer to the local compensation standard. The compensation standards are different across the country. According to the maximum compensation standard of auto insurance, if 1 person dies, the maximum compensation in Shenzhen can reach 1.5 million yuan, and the maximum compensation in Hubei may also exceed 600,000 yuan. Car owners are advised to look at their old insurance policies. If the insurance coverage is insufficient, it is recommended to conditionally insure at least 200,000,500,000.

Principle 3: Buy enough personal insurance before buying car damage insurance. If there is no other accident insurance and medical insurance, the owner will buy himself a driver's insurance of 65,438+million as medical expenses and be responsible for his family; If passengers have a high probability of riding, they can take out passenger insurance at a price of RMB 50-65438+100000 per seat, and be responsible for their families and passengers. If the number of passengers is small, it is more economical to ensure that each seat is 1 10,000.

Principle 4: Buy car damage insurance before buying other types of insurance. Traffic accidents are often accompanied by car damage, and the cost of repairing cars should not be underestimated, which is also very important for the protection of cars.

Vehicle loss insurance is the most widely used vehicle insurance. Whether it is an accidental scratch or a serious car damage caused by an accident, as long as it is within the scope of insurance liability, you can apply to the insurance company for compensation for repair costs. However, vehicle loss insurance also has various exemption clauses, so car owners should carefully study the various clauses of vehicle loss insurance before taking out insurance, master the contents of vehicle loss insurance, and avoid falling into the misunderstanding of claim settlement.

Principle 5: buy three-person insurance, driver's seat and passenger's seat liability insurance and car damage insurance. If you spend a little more money, the insurance company will not discount the compensation.

The so-called deductible insurance, its full name is "special liability insurance without deductible". Special liability insurance excluding deductible is divided into basic insurance excluding deductible and additional insurance excluding deductible. The main risks corresponding to basic insurance except deductible are vehicle loss insurance and third party liability insurance. Additional risks, excluding deductible, correspond to additional types of insurance, such as "scratch insurance" and "theft insurance"

Principle 6: Other types of insurance are purchased selectively according to their own needs. For example, only the risk of burglary and broken glass has less serious impact on family happiness and property than the first five risks, so we should consider the risk in principle 6 while ensuring that the first five principles are met.

Which insurance company should I choose and which should I buy?

Hello, insurance planning should first consider protection. According to the degree and probability of risk, accident insurance, critical illness insurance, accidental medical treatment and hospitalization, and hospitalization subsidy, it is recommended that the payment period be long, so that not only the low premium can be guaranteed, but also short-term insurance such as medical insurance and subsidized additional insurance can guarantee us a longer time. If Ping An Insurance is considered, Ping An Fu, Xinsheng and Zhisheng Life Insurance are recommended. Of course, the final choice should be made according to the individual's ability to pay and the guarantee gap, so as to ensure a comprehensive guarantee and minimize the damage caused by risks. Company personnel can do group accident insurance, and the annual payment is not much. They need to have the company's organization code certificate, otherwise they can open an accident card for protection.

If which insurance company works better, which insurance company is better?

Insurance companies are similar. However, if you do sales, the choice is meaningless.

Don't go to work in an insurance company until the work is done well. The back office is like the political commissar in the previous war. He doesn't go to the front to fight, but he commands in the back every day, with high salary and good welfare.

As for which insurance to buy, it's hard to say, each has its own advantages and advantages. You can shop around before buying.

Which insurance should I choose?

As an international enterprise with full financial license, China Ping An is more professional and trustworthy. Now Ping An is the largest insurance company in China, with banks, investment companies and stock fund securities. In 20 15, Forbes ranked 32nd in the world. If you buy insurance, you will choose a powerful company, with better service and more stable income.

Which insurance company should I choose?

No insurance is good, only that product is the best for you. China is safe.