What are the requirements for buying a house in Hainan?

1, settled in Hainan (talent introduction)

Foreign hukou wants to buy a house in Hainan, where there is no social security and individual tax. Only when talents are introduced and settled in Hainan are eligible to buy a house. After settling down, you can enjoy the same normal house purchase, normal mortgage, online signing and so on as locals.

The conditions for the introduction and settlement of talents are: full-time college degree is under 45 years old, and full-time undergraduate degree or above is under 55 years old.

2. The household registration is not in Hainan, but there is a tax or social security in Hainan.

In Hainan, if you have a tax or social security for two years, you can buy a house normally with a down payment of 70%.

However, some places in Hainan need five years of social security, such as the main city of Haikou, the west coast and Haidian Island, which need five years of social security or a tax.

3. Don't settle down, settle down with the enterprise.

As many famous state-owned enterprises settle in Hainan, it will also bring a large number of employees employment. Then these talents buy a house and treat it equally with the household registration in this province.

1) Employees who move into Joan as a whole with corporate headquarters or regional headquarters can purchase 1 suite if they meet the standards for talent introduction.

2) You can purchase 1 suite in our province through open recruitment or organizational transfer.

3) Only family members who have paid personal income tax or social insurance 1 year in Joan can buy a house.

4) Talents who have not settled down and are in urgent need can buy 1 set as long as their families have no room in Joan.

5) Flexible introduction of high-level talents who have been employed for 3 years and served for 1 year can enjoy the treatment of local residents.

Hainan purchase restriction policy content:

1, Hainan household registration:

30% down payment for the first suite, and the rest can be mortgaged; The second suite shall be implemented in accordance with the regulations of cities, counties and banks. Haikou City stipulates that 40% of the down payment for the first suite has been settled and 70% has not been settled; 50% in Sanya.

2. Non-Hainan household registration:

(1) First-class cities and counties (Haikou, Sanya, Qionghai): A set of families, with a down payment ratio of not less than 70%, are prohibited from transferring within 5 years from the date of obtaining the property right certificate. If you buy a house in the restricted area of this Municipality, you shall pay personal income tax or social insurance for 60 months or more.

(2) Category II cities and counties (Wuzhishan, Baoting, Qiongzhong and Baisha): can only be sold to households in this city (county).

(3) Other cities and counties in the third category: 1 restricted families, the down payment ratio is not less than 70%, and the transfer is prohibited within 5 years from the date of obtaining the property right certificate.

In other words, if your household registration is in other provinces and you have not worked and lived in Wuzhishan, Baoting, Qiongzhong and Baisha for a long time, you can't consider these four places when buying a house in Hainan. Families in other cities and counties can only buy one set, and the down payment ratio is not less than 70%, and the transfer is prohibited within 5 years from the date of obtaining the property right certificate. If you buy a house in Haikou, Sanya and Qionghai, you need to provide proof that at least one family member has paid personal income tax or social insurance in Hainan Province for 60 months or more.

3. Implement global purchase restriction on the basis of the existing purchase restriction policy.

On the evening of April 22nd, the People's Government of Hainan Province issued the Notice of the General Office of Hainan Provincial Party Committee on Further Stabilizing the Real Estate Market, which restricted the purchase of commercial housing in Hainan Province. Mainly includes:

Houses built in Wuzhishan, Baoting, Qiongzhong and Baisha four central ecological core areas can only be sold to families in this city and county. In Haikou, Sanya and Qionghai, where the purchase restriction has been implemented, families who are not registered in this province need to provide proof that at least one family member has paid personal income tax or social insurance in Hainan Province for 60 months or more.

Outside the above areas, families who are not registered in this province must provide proof that at least one family member has paid personal income tax or social insurance for 24 months or more in Hainan Province. As of the date of issuance of this notice, households with household registration in this province can only buy one set of housing, and must provide proof that at least one family member has been paying personal income tax or social insurance for 24 months or more in Hainan Province. Cities and counties should strengthen the qualification examination of purchasing houses and standardize housing transactions. Non-registered households in this province are not allowed to buy houses by paying personal income tax or social insurance, and the housing policy on introducing talents shall be formulated separately by the provincial government.