How much do individuals pay for the three levels of social security in Shenzhen?

According to Article 9 of the "Shenzhen Social Medical Insurance Measures", the first level of social insurance is paid monthly based on the individual's total monthly salary of 8, of which the employer pays 6 and the individual pays 2; the second level For the third grade, the monthly payment is based on the average monthly salary of employees in this city in the previous year. The employer pays 0.5 and the individual pays 0.2. For the third grade, the monthly average salary of the employees in this city in the previous year is paid. 0.5 is paid monthly, of which the employer pays 0.4 and the individual pays 0.1.

1. Calculation of Shenzhen social security payment base

1. Pension insurance: the total salary of employees last month. The upper limit is three times the average monthly salary (6,756 yuan) of employees in all urban units in the province in the previous year, and the lower limit is the city’s minimum wage.

2. Medical insurance:

(1) Level 1 (basic subsidy)

Payment base: total monthly salary of employees. The maximum is 3 times the average monthly salary of Shenzhen employees in the previous year, and the minimum is 60% of the average monthly salary of Shenzhen employees in the previous year

(2) Second level (basic subsidy)

Payment base: the average monthly salary of Shenzhen employees on the job in the previous year.

(3) Third level (basic local subsidy)

Payment base: the average monthly salary of Shenzhen employees on the job in the previous year.

3. Maternity insurance: total salary of employees last month. The maximum is 3 times the average monthly salary of Shenzhen employees in the previous year, and the minimum is the minimum wage standard

4. Unemployment insurance: the minimum wage standard is 2,200 yuan

5. Work-related injury insurance: employees Total salary last month. The upper limit is three times the average monthly salary (6,756 yuan) of employees in all urban units in the province in the previous year, and the lower limit is the city’s minimum wage.

2. The first, second and third tiers of Shenzhen social security fees

Shenzhen social security payment tiers are basic medical insurance. According to relevant regulations:

(1) Tier 1 Expenses: Total monthly salary is RMB 8, including RMB 6 for the unit and RMB 2 for the individual. If my monthly salary exceeds the average monthly salary of employees in this city of 300 yuan in the previous year, I will pay 300 yuan of the average monthly salary of employees in this city in the previous year; if my total monthly salary is lower than the average monthly salary of employees in this city in the previous year (60 yuan), I will pay the fee based on 60 yuan. 60% of the average monthly salary of employees working in this city in the previous year.

(2) Second-tier fee: 0.7 of the average monthly salary of employees in the previous year is paid monthly, of which the employer pays 0.5 and the individual pays 0.2.

(3) Three levels of fees: 8 yuan for units and 4 yuan for individuals.

1. Proportions and payment standards of different social security payment grades in Shenzhen

1. Shenzhen’s individual social security payment standards have fixed proportions. According to regulations, Shenzhen’s first-grade social security for each household, unit and Individuals are responsible for 16 and 8 pension insurance, 6 and 2 medical insurance, and 0.7 and 0.3 unemployment insurance respectively. The unit also needs to separately bear 0.17 work injury insurance, 0.4 disability insurance and 0.45 maternity insurance.

The pension insurance borne by non-Shenzhen first-tier social security units is 15%, and other payment ratios are the same as those for Shenzhen first-tier social security units. And if you pay the second-tier social security for Shenzhen households, then the medical insurance unit will bear 0.5, and the individual employee will bear 0.2. The other social security payment proportions are the same as those for non-Shenzhen household first-tier social security. In fact, the main reason for the different levels of social security expenses is the different payment ratios of medical insurance, so the social security expenses still have to be calculated based on the insurance status.

2. Shenzhen social security insurance first-tier fee: the first-tier payment base is the total salary of the previous month, and the payment ratio is 8.2, 915.10 yuan per month, 64.29 yuan per month for enterprises, and 64.29 yuan per month for individuals. 270.81 yuan per month;

3. Shenzhen social security insurance second-tier fee: the second-tier payment base is the average monthly salary of employees in the previous year, and the payment ratio is 0.83. 585.62 yuan per month, 389.61 yuan per month for enterprises, and 196.01 yuan per month for individuals;

4. The third level of Shenzhen social security insurance fees: the payment base for the third level is the monthly payment of employees in the previous year The average salary and contribution ratio are 0.55. 56.92 yuan per month, 378.39 yuan per month for enterprises, and 188.53 yuan per month for individuals.

2. The first, second and third grades of Shenzhen social security retirement benefits

1. The older the age and the smaller the number of months at retirement, the greater the corresponding personal account pension! In addition, individuals After the account amount is withdrawn, the benefits will continue to be paid according to the original standards;

2. The longer the payment period, the higher the payment base, the higher the average salary of retired employees, and the higher the pension;

3. Medical insurance is also divided into first, second and third levels. Unlike social security payments, the lower the social insurance level, the lower the payment, and the higher the medical insurance level, the less the payment.

I hope the above content will be helpful to you. If you have any questions, please consult a professional lawyer.

Legal basis:

Article 12 of the "Social Insurance Law of the People's Republic of China"

The employer shall pay wages to its employees in accordance with national regulations. The basic pension insurance premiums shall be paid in proportion to the total amount and shall be credited to the basic pension insurance pooling fund.

Employees should pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state and record them into their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with national regulations, respectively. Credited to the basic pension insurance pooling fund and personal account.

Article 23

Employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premiums in accordance with national regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexible employment personnel can participate in the basic medical insurance for employees, and individuals must pay for the basic medical insurance in accordance with national regulations. fee.

Article 35

The employer shall pay work-related injury insurance premiums based on the total wages of its employees and at the rate determined by the social insurance agency.

Article 44

Employees shall participate in unemployment insurance, and the employer and employees shall jointly pay unemployment insurance premiums in accordance with national regulations.

Article 53

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with national regulations. Employees shall not pay maternity insurance premiums.