Is Junkang Life Insurance a state-owned enterprise?

First of all, Junkang Life Insurance Company is not a state-owned enterprise, but Junkang Life Insurance is also a formal insurance company approved by the China Banking and Insurance Regulatory Commission and supervised by the China Banking and Insurance Regulatory Commission. Today I will analyze Junkang Life Insurance Company with you. Before we start, let’s first understand what aspects should be analyzed: When we look at an insurance company, what exactly should we look at?

1. Company background

Junkang Life Insurance was established in November 2006 with the approval of the China Banking and Insurance Regulatory Commission. It is a national, joint-stock life insurance company with a registered capital of 6.25 billion yuan and is headquartered in Beijing. At present, the company has set up branches in Beijing, Hunan, Jiangsu, Zhejiang, Heilongjiang and other regions, and is a formal insurance company.

For more background information about Junkang Life, I won’t go into details here. Friends in need can read here: Is Junkang Life worth the trust of consumers? Is the product worth buying? Let me tell you in one article!

2. Solvency

The solvency of an insurance company can reflect the ability of the insurance company to repay its debts. Therefore, when choosing an insurance company, insurance companies with sufficient solvency are more worthy of consideration.

Judging from the solvency situation of Junkang Life in the third quarter of 2020, the core solvency adequacy rate is 102.47%, and the comprehensive solvency adequacy rate is 102.47%, which meets the requirements of the China Banking and Insurance Regulatory Commission. However, the latest risk Rated C, needs improvement.

3. Company Products

The business scope of Junkang Life Insurance products includes life insurance, health insurance, accident insurance and other personal insurance businesses, such as Junkang Yixiang Jinsheng Annuity Insurance , Junkang Jilibao annuity insurance, and Junkang Duobeibao (Premium Edition) critical illness insurance are relatively popular products, and you can choose to insure them according to your own needs.

Of course, there are many excellent products on the market, and you don’t have to choose the products of Junkang Life Insurance Company. The one that suits you is the best. Finally, the senior sister will give you an insurance guide to help you choose the right product. Friends in need should quickly collect it: which insurance is better, how to buy it cost-effectively, and teach you step by step to avoid the pitfalls of insurance

Hope to adopt!

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