How much is the down payment for a house with a price of 1.2 million in Bijie? 1.2000 yuan house mortgage?

If you plan to buy a house in Bijie, what is the down payment for a house of 1.2 million yuan? How much is the mortgage?

Today's high housing prices make many people just want to stop. Now many people have the need to buy a house, but they can't afford to buy a house in full, so people choose personal mortgage to buy a house. Because the loan policies of different cities are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you plan to buy a house in Bijie, what is the down payment for a house of 1.2 million yuan? How much is the mortgage? Let me show you the relevant information below!

For the purchase of the first home, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is,1200,000 * 30% = 840,000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it is a second suite, it shall not be less than 50% of the appraised house price, that is to say, to buy a house with a total house price of1200,000 yuan, the down payment needs1200,000 * 50% = 600,000 yuan; If the provident fund loans the second suite, the loan amount is 600,000.

Regarding the down payment and mortgage of Bijie house, if you plan to buy a house with a price of 654.38+0.2 million in Bijie, you should make adequate financial preparations. The down payment is also a big expense, and the monthly mortgage should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Bijie housing loan I provided for you. I hope it will help you!