What does the transaction banking department do?

The transaction banking department refers to the banking services provided by commercial banks to corporate customers in the daily production and operation of enterprises. Including payment services in the purchase and sale process and financing services in the trade process (including trade financing of enterprises themselves and financing of enterprises in the supply chain). Transaction bank generally refers to a package of financial services provided by commercial banks around customers' trading behavior. Its business scope mainly includes payment and settlement, cash management, trade finance, supply chain finance, custody and so on. The core of transaction banks is comprehensive financial services. The whole business is to tap the upstream and downstream derivative value along the core trading behavior of the enterprise. Only ten years ago, the value of the trading chain was more concentrated in the asset business. Now packaging has become an integrated development of scenario solutions, from finding customers with products to capturing products that match the scenario. Therefore, the transaction banking department is mainly responsible for the related work of trading products, systems, systems, markets and customers around trading products.

1. In order to more specifically explain the responsibilities of the transaction banking department, let's first look at the recruitment information of a bank's transaction bank. Responsibilities of product manager/product director: Responsible for implementing product business development strategy and tracking and analyzing the operation of products in the jurisdiction; Responsible for implementing the annual budget target of the business and products in charge, and training the account manager on trade financing policies and products; Responsible for formulating and reviewing trade financing products and service plans, and providing product support to account managers; Responsible for marketing the trade and financial customers of the branch, assisting the account manager to make business and service plans according to customer needs, and tracking the implementation; Assist and support subordinate institutions to carry out marketing work, find and tap trade finance customers and businesses, and push subordinate institutions to complete relevant tasks and indicators; Analyze the business development of the department, summarize and count the business data of the product line, and report to the general manager of the department in time; Responsible for implementing all business policies, management systems and control measures of the company to ensure compliance; Complete other tasks assigned by superior supervisor.

2. Settlement and cash management product manager (company, Internet direction) Responsibilities: Responsible for the marketing and management of company accounts, payment settlement and cash management products (such as collective collection, cloud billing, cash pool, transaction links, etc.). ); Make personalized plans according to the business needs of customers in WWII; Responsible for system preparation, system research and development, customer docking and online of related products and projects; Study the demand and innovation direction of enterprise account, payment and settlement and cash management based on industrial Internet, compare the competitive products in the same industry, and continuously improve the competitiveness of products. Responsibilities: responsible for market analysis, customer demand collection and industry research of supply chain finance; Responsible for the strategy, design and implementation of supply chain finance and key account marketing.