What companies are there for consumer finance loans?

What are the personal consumption loans? Take stock of these safe and reliable platforms!

In today's society, when many people are short of money every day, especially office workers, their monthly income is very stable. If there is no savings, it is difficult to take out a sum of money at one time in the face of difficulties, so consumer loans are a good choice. Today, I will take stock of these safe and reliable platforms for you, hoping to help you.

1, P2P platform

In recent years, P2P has developed very fast. As a new financial platform, users can not only invest in wealth management, but also apply for loans, which is very suitable for users. However, although this kind of loan has a low threshold and fast payment, the interest is relatively high, which puts a lot of pressure on the borrower, so everyone should choose carefully.

2. Consumer finance

This is a special platform for personal consumption loans outside the banking system. Different from traditional P2P, the loan funds are provided by registered companies and do not absorb public funds, and shareholders generally have bank participation. No matter the risk control, supervision and safety are guaranteed, the familiar Gitzo, Zhaolian Finance and Instant Finance are all such platforms, and everyone can choose according to their own needs.

3. Bank personal loan products

In recent years, in order to seize the market, state-owned banks and many commercial banks have also launched their own personal loan products, such as China Merchants Bank's lightning loan, China Construction Bank's fast loan and ICBC's e loan. Users who have high requirements for users and poor personal qualifications or credit information will be easily rejected.

4. Internet small loan platform

In the application market, there will be many small loan platforms, some of which are formal and reliable, many of which are anti-aircraft guns, with high interest and short term. I suggest you stay away from these products. Small loans with good reputation include ant loan, micro loan, Wanda loan and 5 1 personal loan. So be sure to understand clearly before borrowing.

What are the loans for instant consumer finance?

There are immediate installments, immediate financial management, and comfortable spending.

1, it will be staged immediately. We will immediately provide commodity staging services for users aged 18-55 with stable income in stages. With the ID card and bank card, we can immediately go to the store online to handle the installment business of commodity orders.

2. Financing immediately. The instant wallet in the instant finance APP provides the public with a loan line of 1000-20000 yuan, which is repaid with the loan, with daily interest and the line is recycled.

3. Comfortable flowers. Anyi Huawei Volkswagen provides a loan line of 1, 000-50,000 yuan, with a daily interest rate of 0.03%, unsecured and unsecured, and can be repaid in 3/6/ 12 installments.

Instant consumer finance is a formal and legal company. It is a formal consumer finance company approved by China Banking and Insurance Regulatory Commission, and its daily operation will be strictly supervised and managed. The annualized loan interest rate of instant consumer finance is basically below 20%, which is far from the stipulated annualized loan interest rate of 36%. It is also a formal lending platform. If the lender does not pay back or not, it will definitely affect the lender's credit information. Immediately, financial institutions will check the personal credit information of loan applicants when lending, and financial institutions will decide how much to issue according to the personal qualifications of lenders.

What consumer finance loans are there?

Ant Flower Bank, Ping An Hewlett-Packard, China Construction Bank Consumer Finance, Micro-loan, White Strip, ICBC Rong E-loan, Haier Consumer Finance, BOC Consumer Finance, 5 1 Personality, China Merchants Bank Flash Loan, Pleasant Loan, Jiufu, Baidu, Flower Bank, Credit Wallet, User, Faithful and Rich, I'll Loan, Instant Finance.