Introduction to the conditions and scope of withdrawal of Xuzhou provident fund

We usually say "five insurances and one gold" is the housing accumulation fund. Refers to the purchase funds stored by enterprises, private enterprises, foreign-invested units and their employees. Today, let's learn about Xuzhou housing provident fund. Xuzhou made a loan on the conditions for the withdrawal of housing provident fund, mainly to alleviate the pressure of people who use housing provident fund loans, so that they can use housing provident fund to repay part of the loans. Let me talk about the extraction conditions and scope of Xuzhou housing provident fund.

In any of the following circumstances, employees may withdraw the storage balance in the housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely or partially lose the ability to work, and terminate the labor relationship with the unit;

(four) the account is not within the administrative area of this Municipality, and the labor relationship is terminated with the unit in Xu;

(5) Terminate the labor relationship with the unit and have not been re-employed for more than two consecutive years. Is it full? 50 years old, full of women? 40 years old;

(six) I, my spouse and children suffer from serious diseases or other emergencies, resulting in serious difficulties in family life;

(7) When he is sentenced and terminates the labor relationship with the unit and the sentence stated in the judgment expires, he will reach the male full? 50 years old, full of women? 40 years old;

(eight) the court ruled that the housing provident fund as a divorce * * * property division involves the withdrawal of housing provident fund? ;

(nine) have left the country to settle down;

(ten) to repay the principal and interest of the purchase of owner-occupied housing loans;

(eleven) the employee is dead or declared dead;

(twelve) the rent exceeds the prescribed proportion of family income;

(thirteen) to enjoy the urban minimum living guarantee;

(fourteen) other can be extracted according to law.

The scope of housing accumulation fund extraction includes housing consumption extraction and non-housing consumption extraction. The scope of provident fund withdrawal is as follows:

Housing consumption extraction includes one-time extraction of housing consumption and monthly extraction of housing consumption.

(1) One-time withdrawal: including the purchase of commercial housing, price-limited commercial housing, targeted sales (resettlement) of affordable housing, private housing, public housing and other self-occupied housing; Construction, renovation and overhaul of self-owned houses on rural collective land.

(2) Monthly withdrawal: including repayment of housing loan principal and interest; Pay the rent of economic rental housing with rent or government rent subsidy.

Non-housing consumption extraction includes cancellation extraction and monthly extraction.

(1) account cancellation: including divorce and retirement; Workers with agricultural household registration, men over 60 years old and women over 55 years old; Settled abroad, Hong Kong, Macao and Taiwan; Completely lost the ability to work, mostly lost the ability to work or severely disabled (first or second degree disability) and dissolved or terminated the labor relationship with the unit; Receive unemployment insurance benefits; Workers who have been sentenced to punishment and moved out of this city, and those who are not registered in this city leave this city and terminate or terminate their labor relations with their units; The housing provident fund account has been transferred to the centralized storage account for two years or the labor relationship with the original unit has been terminated for two years; Working outside the administrative area of this Municipality, establishing and depositing housing provident fund locally; The employee is dead or declared dead.

(2) Monthly withdrawal: including those included in the scope of minimum living guarantee for urban residents in this city or the scope of special hardship assistance; Family members suffering from major diseases (including myocardial infarction, uremia, leukemia, liver cirrhosis, aplastic anemia, rheumatic heart disease, cerebrovascular malformation, cerebrovascular accident, necrotizing intestinal obstruction, liver atrophy, severe compound injury, severe electric injury and various cancerous lesions) are hospitalized.

Xuzhou Provident Fund Center not only relaxed the withdrawal conditions of provident fund, but also introduced many convenience measures. The threshold of Xuzhou provident fund loan has been lowered, and the upper limit of the amount has reached 500,000. You can also use the housing provident fund to repay the loan. The unit does not need to go to the designated bank to pay the provident fund for employees, but can handle it at the nearest bank, which greatly shortens the processing time. Generally speaking, the extraction of Xuzhou provident fund is more humane, which can reduce many restrictions on buying houses for some special people.

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