From which platform did Meituan borrow money?

Meituan's borrowing money is a cash consumer credit product launched by Meituan platform to users, so it belongs to Meituan Company. However, the lender is a platform cooperation institution. In addition to Chongqing's three microfinance companies, there are Jiangsu Kunshan Rural Commercial Bank Co., Ltd., Huzhou Bank, Jincheng Bank, Tianjin Bank Co., Ltd., Wuhai Bank Co., Ltd., Liuzhou Bank Co., Ltd. and Jilin Yilian Bank Co., Ltd. In addition, the platform also cooperates with third-party credit service companies.

First, the financial platform actually refers to a structural arrangement for enterprises to obtain funds. For example, many enterprises have the opportunity to be listed and traded in domestic or overseas stock markets, so this listed company can be the company's financing/financial platform. An enterprise can adjust or build which subsidiary of the whole enterprise is a "financial platform company" through the holding relationship between the parent company and its subsidiaries. And "operation/production platform" and "R&D platform". In short, the financial platform is an independent enterprise deliberately designed by enterprises to meet their own financing needs or investment needs. The main business of the enterprise (personnel knowledge structure, specific business content, registration scale and location, etc.). Is a professional company that is quite different from the enterprise's operation and production) is a condition to provide convenience for the enterprise's overall capital demand or investment.

Second, the mission of Meituan is to "help everyone eat better and live better". As the leading e-commerce platform for life service in China, the company has apps that consumers are familiar with, such as Meituan, Public Comment and Meituan Takeaway. Services cover more than 200 categories such as catering, take-away, fresh retail, taxi, bicycle enjoyment, hotel tourism, movies, leisure and entertainment, and the business covers 2,800 counties and cities across the country. [3][4] At present, Meituan's strategy is based on food+platform, and it is taking "eating" as the core to build a multi-level technology service platform for life service industry from demand side to supply side. At the same time, Meituan is striving to build itself into a social enterprise, hoping to build a smart city and create a better life through in-depth cooperation with party and government departments, university research institutes, mainstream media, non-profit organizations and ecological partners. ?

Three. 20151018 October, Dianping.com and the United States jointly issued a statement announcing the strategic cooperation and the establishment of a new company. The new company will become the leading platform in the field of O2O in China. After the merger, the personnel structure of both parties will remain unchanged, and their respective brands and businesses will operate independently. The new company will implement a joint CEO system. Wang Xing, CEO of Meituan, and Zhang Tao, CEO of Dianping, will serve as co-CEO and co-chairman. Major decisions will be made at the level of co-CEO and board of directors. The valuation of the new company exceeds $654.38+0.5 billion. The transaction was strongly supported by Alibaba, Tencent and Sequoia shareholders, and Huaxing Capital was the exclusive financial advisor of both parties.