What impact has the financial crisis of the past two years brought to the post-1980s generation?

The impact of the American financial crisis swept through every corner like a gale, and "people turned upside down" can be seen everywhere. From the subprime mortgage crisis in the United States, to the Fannie Mae and Freddie Mac "Fannie Mae" crisis in the United States, and then to Lehman Brothers filing for bankruptcy, Merrill Lynch was acquired, AIG, the largest insurance company in the United States, was rescued by capital injection of 85 billion US dollars on the verge of bankruptcy, and the continuous decline of global stock markets all indicated that the coldest winter on Wall Street had not yet arrived. Former Federal Reserve Chairman Alan Greenspan believes that the United States is in a "once-in-a-century" financial crisis. All these may have a negative impact on China to some extent. An investment banker in Hong Kong believes that even if China can gain a foothold at the beginning of the crisis, it will never be immune to it, because the world is so closely intertwined now.

As an ordinary person, what can we do when the financial crisis comes?

1, do everything in front of you.

We should do everything in front of us well, do everything we handle as perfectly as possible and do our work impeccably. If we can't do the first point, we can't do the last point.

2. Actively charge and improve personal professional quality.

We can make use of our leisure time, seize the time to study, improve our professional quality, and read, study and train through various channels. Any learning opportunity can benefit us a lot and improve us.

Step 3 save costs

Tap the potential inside the company, challenge the lowest operating cost, and actively prepare "winter cotton-padded clothes". As employees, are we making some preparations? Spend as little as possible on luxury goods, buy things you don't want to buy, and give up on things you are still hesitating about. Save water and electricity, reduce entertainment consumption, reduce waste and so on.

4. Be cautious in investment and financial management.

In the stock market in 2008, the days of floating red gradually drifted away, and there were not a few investors who entered the market in 2008. According to the prediction of professionals, from now until 2009, investment should be cautious and cautious, and venture capital should be avoided as much as possible. If you really want to manage money, you must choose low-risk financial products.

5. Spend more time with your family and children.

After work, do more emotional investment, spend more time with your family and spend more time with your children. In the future when the material may not be too rich, it is also a good choice to have a rich spiritual meal.

Step 6 keep a normal heart

At an extraordinary moment, it is also important to keep a normal heart. There is no hurdle in the world, and this old saying is always true. Maybe your financial strength has declined, maybe your living standard has declined. These are not the most important things. The important thing is that our spirit can't fall down and our mental state can't be depressed. Keeping a normal heart and a positive heart will make us feel that this winter is not too cold in the cold winter.

Learn to improve your ability, communicate and gather contacts, and share a win-win situation!