What does entry-level commercial insurance mean?

Legal analysis: Employee commercial insurance refers to commercial insurance purchased by enterprises for employees, which is a kind of commercial insurance purchased by enterprises to protect employees' interests and reduce employees' losses.

Legal basis: Article 65 of the Insurance Law of People's Republic of China (PRC), the insurer may directly compensate the third party damage caused by the insured under liability insurance in accordance with the provisions of the law or the contract. After the insured of liability insurance causes damage to a third party, and the insured's liability for compensation to the third party is determined, the insurer shall directly compensate the insurance money to the third party at the request of the insured. If the insured fails to pay the claim, the third party has the right to claim directly from the insurer for the part that should be compensated. If the insured of liability insurance causes damage to a third party and the insured fails to compensate the third party, the insurer shall not compensate the insured's insurance money. Liability insurance refers to the insurance whose subject matter is the liability of the insured to the third party according to law.