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I got a RMB 10,000 loan from Xiaoxiao Finance. The review said the process was completed, but why didn’t it say anything about the loan?
The loan must meet its conditions before the loan can be made.
Loan application conditions:
1. Chinese citizens who have a fixed residence in China, have a permanent residence in a local urban area, have full capacity for civil conduct, and are 18-65 years old;
2. Have a legitimate and good occupation with stable economic income, and have the ability to repay the principal and interest of the loan on time;
3. Abide by laws and regulations, and have no illegal activities or bad credit records;
4. The purpose of the loan is clear, in compliance with national regulations, and relevant certificates can be provided;
5. Other conditions stipulated by the bank.
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