People's Insurance Company of China Shunyi District Dingshan Center

Brother. Let me give you a personal suggestion.

People's Insurance Company of China (PICC): This insurance company has the most loss-fixing problems, but some places are more troublesome. Its insurance zone is like a municipality directly under the central government. For example, your car is insured in Daxing branch, and your car has an accident in Xuanwu branch. You can only go to Daxing branch for damage repair, and he won't take care of other places. Both parties have to go to PICC to determine the damage, because the repair shop has no insurance company's loss-determining personnel, and they have no right to determine the damage. To sum up, the advantage of PICC is that you can basically find someone to repair a small thing in their shop, and the loss is not particularly large, so you can change it. To put it bluntly. Is rich!

Peace: there are relatively many fixed points of peace, and basically what we see on the road is cooperation. Convenient and safe. For example, if you buy insurance in a foreign country (such as Dongcheng), you can repair the car anywhere as long as there is safety cooperation. As long as the store agrees to direct compensation, it should be no problem. In short, it is more convenient to repair the damage safely.

The number of accidents is 0,

Ping An: Well, if you don't show up in Ping An for three years in a row, you will upgrade, such as the gold VIP, which means that your loss assessment time will be advanced and a certain amount will appear, without the loss assessment staff going to the scene to see it.

PICC: I have never heard of Ping An's upgrade to PICC. PICC has seen the scene three times.

Supplement: No matter which insurance company you join, it's all networked, which means that if you insured in the Pacific last year, you appeared three times. If you want to change insurance companies and go to Ping An, Ping An system can also see that you had three risks last year, and there are floating premiums.

I only recommend your two insurance companies. Haha, if nothing else, I hope you understand. What is the insurance for? Just four words. Convenient, save money! -The truth!

So ... think about your range of activities, if it is small. You can consider PICC, because it basically solves some minor problems. If the range of activities is relatively large, then peace is very suitable for you, because you may lose money wherever you go.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.