Can bond funds be used instead of national debt funds? What's in Huian?

If you can't grab the national debt, you can use a bond fund instead.

First of all, national debt, that is, bonds issued by the state. It has the characteristics of high security, strong liquidity and stable income. With the continuous decline in interest rates, national debt has once again become a hot potato, and there have been frequent scenes of second-hand empty this year.

Secondly, bond funds refer to funds that specialize in investing in bonds. By concentrating the funds of many investors, we can make portfolio investment in bonds and seek relatively stable returns. According to the classification standard of China Securities Regulatory Commission, bond funds refer to funds with more than 80% of fund assets invested in bonds. In China, bond funds mainly invest in government bonds, financial bonds and corporate bonds.

Among them, according to the classification of investment scope, it can be divided into pure debt fund and mixed debt base. Pure debt funds do not invest in any equity assets such as stocks, nor do they participate in convertible bonds or debt payable investments; Mixed debt base can participate in stocks, convertible bonds and other investments. Therefore, in terms of investment risk, pure debt funds are smaller than mixed debt bases.

To sum up, you can choose pure debt funds instead of national debt financing needs. Among them, for example, Huian short-term bonds are invested in bonds with relatively short duration, which are less affected by market interest rates and can be redeemed flexibly every trading day to meet higher liquidity needs.

Risk warning: The information is for reference only, not as a basis for recommendation. The market is risky and investment needs to be cautious.