What are the shady scenes in the insurance industry?

I believe everyone has seen a lot of negative news about insurance. Of course, on the positive side, insurance is still necessary. Just learn more and avoid falling into the pit. Say something shady.

Shady one: recruiting under the guise

Look at the various job advertisements on the recruitment website. Many insurance companies recruit insurance agents under the guise of recruiting lecturers from central enterprises, after-sales specialists/supervisors and regional managers. The recruitment requirements are low, the work content is vague, and the interview is particularly easy to pass. Draw a pie to keep the interviewer. Even if I need manpower, I'm afraid you won't come.

It will never be directly said that the recruitment is an insurance agent, because many job seekers are against the insurance industry, and the recruitment of employees by insurance companies is mostly a personal act. If employee A recruits employee B through advertisement, then B belongs to A's "effective manpower". B Every successful transaction will bring income to A. The more "effective manpower" A has, the richer his income will be. Therefore, employees will desperately use various channels to recruit their own "effective manpower".

Shady 2, brainwashing training

After the interview, the newcomers will receive pre-job training courses, which mainly include the basic knowledge of insurance, importance, company products, introduction and so on. This process is mainly a "brainwashing" process. For the training of insurance companies, please invite professional lecturers to give you classes from morning till night. This kind of brainwashing and frequency is beyond the average person's ability to cope. At the end of the training, I really talked about work-related things, how much commission I sold, and so on. After washing their faces, many people also want to strive for this road to wealth.

Shady three, brainless sales

After the training, it will be practical! Visit strangers in the street every day, talk to different people about insurance, communicate with trained process words, and invite them to visit the company with financial briefings and customer associations. Many people bought it because they were fooled, and they didn't know it before buying it, which made it impossible to make claims.

There are also bills that insurance companies use new people to become full members. If there is no bill, the old staff will try their best to persuade you to buy insurance for yourself. If you buy one, you can pay 5000 yuan, and your salary will be 4000-5000 next month, which is equivalent to taking out an insurance for yourself. In fact, don't forget that insurance is not only paid for one year, but also for twenty or thirty years. Moreover, whether insurance is suitable for you and what you need is also very important!

Shady four, vague rhetoric is just a single order.

Many people who buy insurance don't know the terms in detail, or agents are brainwashed by repeated attacks twice and three times in order to make a single order, which eventually leads to the scene that claims can't be settled, premiums are ridiculous, and insurance companies raise premiums with premiums.

Shady is shady. When buying insurance, you must go according to your own needs, sort out the compensation clauses and calculate the amount of insurance premium. Do not be blind. If you really lack your own knowledge, you can learn from several professionals and combine the opinions of different professionals to judge the products you want to buy.