What is the process of Miao You buying a new car with a low down payment? Go to your own home or Gong Hu? Is it reliable to buy a car?

First, choose a loan to buy a car model.

① Mode 1: The customer directly applies for a loan to buy a car at a bank outlet. After the guarantee procedure is implemented. Customers can choose dealers to buy their own satisfactory vehicles.

② Method 2: Select the car to be purchased at the special dealer of the bank. Sign a car purchase contract or agreement with the dealer. Then apply for a loan through the dealer. Choosing a loan to buy a car carefully is the most important step in the process of buying a car with a loan.

Second, the application: after optimistic about the vehicle to be purchased. Fill in the application form for automobile consumption loan and the credit situation questionnaire. And submit it to the loan bank together with the relevant personal certificate, vehicle price (fare) and vehicle information parameters on the certificate (provided by the seller).

Third, the bank conducts pre-loan investigation and approval: after accepting the loan application, it investigates the credit status of the borrower and guarantor. For those who meet the loan conditions. The bank will promptly notify the borrower to fill in various forms.

Four. Contract signing: notify the borrower to sign loan contract, guarantee contract and mortgage contract. And go through mortgage registration and insurance procedures.