Are the families selling houses in Hangzhou without houses?

Legal analysis: 1. 1' s house is considered as a family without a house when it is sold, and it is considered as a family with a house only after signing a written agreement without transfer.

2. The second suite refers to the borrower's family, which is proved by the unit that the per capita area of the family is higher than the local average level, and then applies for a loan to buy a house from a commercial bank. If the house in Hangzhou is sold and belongs to non-householders, the house bought in this place is the first suite.

Legal basis: Article 766 of the Civil Code of People's Republic of China (PRC) stipulates that the parties shall have the right of recourse for factoring, and the factor may claim the repayment of the principal and interest of the factoring financing fund or the repurchase of the accounts receivable creditor's rights, or claim the accounts receivable creditor's rights. Where the factor claims the creditor's rights of accounts receivable from the debtor of accounts receivable, if there is any surplus after deducting the principal and interest of factoring financing funds and related expenses, it shall return the surplus to the creditor of accounts receivable.