What specialized banks are there in China?

Question 1: Which banks are specialized banks in China? These contents are obviously out of date, so there will be such inconsistent contents.

The so-called specialized banks refer to banks that have a specific business scope and provide specialized financial services. The four traditional banks in history, namely, China Construction of Workers and Peasants, used to be professional banks, which exercised their functions in four major fields: industry and commerce, agriculture, foreign exchange and infrastructure construction. But now, the professional bank identities of the four major banks have been stripped off and become joint-stock commercial banks in a complete sense.

Similar situations exist in China Investment Bank, Postal Savings Bank and China Development Bank.

China Investment Bank is a national specialized bank in People's Republic of China (PRC) that raises construction funds from abroad for investment credit. 1994, the bank first became a commercial bank wholly owned by CCB, 1998, and merged into China Development Bank. From 65438 to 0999, China Development Bank reached an agreement with China Everbright Bank. China Everbright Bank took over the assets, liabilities and owners' equity of the former China investment bank as a whole, and 65,438+037 business institutions in 29 regions including Beijing and Shenzhen. Therefore, China Investment Bank no longer exists.

Let me talk about postal savings. From 65438 to 0986, Chinese mainland resumed postal savings business. At that time, there was no independent legal person organization called Postal Savings Bank, and China Post was in charge of both postal services and savings services. At that time, the original intention of postal savings recovery was to use the postal network system to effectively absorb deposits, control the amount of money in circulation and curb inflation. At that time, the deposits absorbed by postal savings were not used to issue loans like ordinary commercial banks, and then the difference between deposits and loans was made, but all of them were deposited in the exclusive account of the People's Bank of China. Therefore, at that time, postal savings existed as a professional banking business. But now the postal service has been transformed into an independent postal savings bank, which is a commercial bank, so the postal service is no longer a professional bank.

There is also the National Development Bank. From 65438 to 0994, China established three policy banks, namely China Development Bank, The Export-Import Bank of China,

China Agricultural Development Bank is directly under the leadership of the State Council. China Development Bank mainly undertakes domestic development policy finance business, The Export-Import Bank of China mainly undertakes import and export financing business of large-scale mechanical and electrical equipment, and China Agricultural Development Bank mainly undertakes agricultural policy support business. These three banks are typical professional banks.

From June, 5438 to February, 2008, with the approval of the State Council, China Development Bank was transformed into China Development Bank Co., Ltd. as a whole, from a professional bank to a commercial bank. Therefore, there are only Agricultural Development Bank and Export-Import Bank in China.

Question 2: Who are the four state-owned banks in China? The banks in New China have always been the administrative organs of the country, and like the national finance, they have performed the basic function of managing the currency for the country, which has undergone qualitative changes since the reform and opening up. 1The Decision on the People's Bank of China Exercising the Functions of the Central Bank promulgated on September 7, 983 stipulates that the People's Bank of China exclusively exercises the functions of the Central Bank, which is divided into China Industrial and Commercial Bank, China People's Construction Bank, China Bank, China Agricultural Bank and other specialized banks. China Industrial and Commercial Bank mainly handles industrial and commercial credit business, China People's Construction Bank mainly handles capital construction investment, China Bank mainly handles foreign-related credit, and China Agricultural Bank mainly serves agricultural development and construction.

Question 3: What banks are there in China? 3 policy banks (China Development Bank, Agricultural Development Bank and Export-Import Bank), 5 state-owned commercial banks (China, Agriculture, Industry, Construction and Communications), 12 joint-stock commercial banks (CITIC, Huaxia, China Merchants, China Everbright, Minsheng, Pudong Development Bank, Shenzhen Development Bank, Bohai, Guangfa, Xingye, Zheshang and Postal Savings Bank).

There are also foreign banks such as Standard Chartered, East Asia, HSBC, Hang Seng, Mizuho, Mitsubishi UFJ, DBS, Citigroup and ABN Amro.

Question 4: What types of banks are there in China? (1) The People's Bank of China is the central bank of China, but it is actually an administrative organ and basically does not handle banking business for individuals and enterprises.

(2) Policy banks. Including Agricultural Development Bank, Export-Import Bank and China Development Bank, which only handle policy banking business.

(3) Commercial banks. Specifically, it is divided into:

State-owned commercial banks (industry, agriculture, China, construction and communications-the first national joint-stock commercial bank in China)

National joint-stock banks (including CITIC, China Everbright, Huaxia, China Merchants, Xingye, Minsheng, Zheshang and Hengfeng)

City commercial banks (such as Shanghai Bank and XXX City Commercial Bank). )

Rural commercial bank

Rural cooperative bank

China's "Commercial Bank Law" stipulates that the minimum registered capital for the establishment of commercial banks is 654.38 billion yuan. The minimum registered capital of urban cooperative commercial banks is 1 100 million yuan, and that of rural cooperative commercial banks is 50 million yuan. Commercial banks should abide by the provisions on asset-liability ratio management, requiring that the capital adequacy ratio of commercial banks should not be less than 8%, the ratio of loan balance to deposit balance should not exceed 75%, the ratio of current assets balance to current liabilities balance should not be less than 25%, and the ratio of loan balance to commercial bank capital balance of the same borrower should not exceed 10%.

(4) Credit cooperatives, including urban credit cooperatives and rural credit cooperatives.

(five) postal savings (only for savings business).

(6) Non-bank financial institutions such as financial asset management companies, trust and investment companies, finance companies and financial leasing companies.

Question 5: What are the seven banks in China? There are only five major commercial banks in China: industry and commerce, agriculture, China, construction and transportation, followed by China Merchants and China CITIC Bank.

Banks in China can basically be divided into:

1. Central Bank of China: People's Bank of China.

2. Policy banks in China: China National Development Bank, China Agricultural Development Bank and The Export-Import Bank of China.

3. 16 representative commercial banks:

(1) Fourteen national joint-stock commercial banks: (6 in Beijing) China Minsheng Bank, Huaxia Bank, China Everbright Bank, CITIC Industrial Bank, China Bank and China Construction Bank; Yantai family: hengfeng bank; Shanghai two: Shanghai Pudong Development Bank and Bank of Communications; Hangzhou 1: Zheshang Bank; Industrial Bank; 2 in Shenzhen: Shenzhen Development Bank and China Merchants Bank; Guangzhou 1: Guangdong Development Bank.

(2) Two national commercial banks: Industrial and Commercial Bank of China and Agricultural Bank of China.

4. Other banks, credit cooperatives and postal savings offices in China.

For example: 1 14 city commercial banks; 1 Housing Bank (Sino-German Housing Savings Bank); Others and so on.

5. Foreign banks.

For example, there are 19 1 foreign financial institutions operating in China, such as Citibank, HSBC, Standard Chartered Bank, Bank of East Asia and Nanyang Commercial Bank.

And 84 representative offices.

Question 6: What specialized banks are there in China? The first is the reform of the property right system of specialized banks, that is, demutualization.

The second is to set up policy banks to separate policy business from professional banks;

The third is to cancel the credit scale control, but I don't think these are the first reforms that must be carried out in the commercialization of specialized banks.

Question 7: What is a national specialized bank? Specialized banks refer to banks with specific business scope and providing specialized financial services. The emergence of specialized banks is the embodiment of social division of labor development in the financial field. With the development of social economy, banks are required to have knowledge and service skills in a certain professional field, which promotes the emergence of various professional banks.

Specialized banks include Agricultural Bank, Export-Import Bank and Savings Bank. According to the purpose of loans, there are investment banks, mortgage banks and discount banks.

At present, the specialized banks in China mainly include:

China Development Bank (CDB): A policy bank specializing in development finance, which is currently being restructured into a state-owned commercial bank.

The Export-Import Bank of China: a policy bank specializing in import and export credit financing.

China Agricultural Development Bank: a policy bank specializing in agricultural development.

China Postal Savings Bank: specializes in savings business.

Question 8: What banks are there in China? National commercial banks include China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, Shanghai Pudong Development Bank, Guangdong Development Bank, China Everbright Bank, China Merchants Bank, Huaxia Bank, Shenzhen Development Bank, Bank of Communications, Industrial Bank, China Minsheng Bank, hengfeng bank and China CITIC Bank.

National policy banks are: China Agricultural Development Bank, China Development Bank and The Export-Import Bank of China.

The central bank of China is the People's Bank of China.

There are also some other national financial institutions engaged in currency transactions: China Post and so on.

Question 9: What types of banks are there in China? What are the main types of banks? Hello, Chinese public education is at your service.

1. The central bank formulates and implements monetary policy; Issue RMB and manage the circulation of RMB; Supervise the interbank lending market and bond market; Implement foreign exchange management; Supervise the gold market; Holding, managing and operating national foreign exchange reserves and gold reserves; Manager's vault; Anti-money laundering and so on.

Two. banking financial institutions

1. Policy bank A China Development Bank: undertakes the financing of national key construction projects; B. The Export-Import Bank of China: supporting import and export trade financing; China Agricultural Development Bank: Support agricultural policy loans.

2. Large commercial banks: China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank and Bank of Communications.

3. Small and medium-sized commercial banks A Joint-stock commercial banks CITIC Bank, China Everbright Bank, Huaxia Bank, Guangfa Bank, Shenzhen Development Bank, China Merchants Bank, Shanghai Pudong Development Bank, Industrial Bank, Minsheng Bank, hengfeng bank, Zheshang Bank and Bohai Bank. City commercial banks in Shanghai, Nanjing, Xi, Jinan, Beijing, Hangzhou, Nanchong, Tianjin and Bank of Ningbo; Jiangsu bank.

4. Rural financial institutions A rural credit cooperatives, rural commercial banks and rural cooperative banks B rural banks and rural mutual funds cooperatives

5. China Postal Savings Bank

6. Foreign banks

7. Non-bank financial institutions A financial asset management company B trust company C enterprise group finance company D financial leasing company E auto finance company F currency brokerage company

For more bank information, please pay attention to: Shanghai Bank Recruitment Network.

If in doubt, please consult the public education enterprises in China.