How much is the income from the collection?

Haha, the topic is quite humorous. My daughter has done credit card collection for some time before, and can answer some of your little questions.

First of all, salary is based on performance. The better the collection result, the higher the salary. Our salary is not capped at 4500, and very few people really get a high salary. Because there may be two reminders out of ten, and those two are afraid to find someone at home who doesn't know much about laws and regulations. The other eight will not only tell you the truth, but also tell you why he didn't return it, and even verbally attack you. As for foreign visits, I've never been there, and I'm afraid I'll be slapped in the face, but now it's a legal society and it shouldn't hurt anything, unless you come to the door more than three times a day to make people feel bored and seriously affect his private life, then break the jar and break it.

In fact, the work is still a good job, but a little tired, few people insist. If you want to do it, there will always be unexpected gains. Come on!

Look at the title of your question. You want to collect money. I'm telling you, it's a basic salary plus commission. See if you go to the collection post of online loan project or credit card project. You should not go to the collection post of online loan projects, because the annual interest rate of many online loans is above 24%, and even some online loans are illegal without a license. Many collection salesmen may be able to get through 100 calls to debtors, and this. The other seven people have some experience in financial knowledge and legal knowledge. In this case, many collection salesmen can't figure out what means to use, so they have to tell stories to debt collectors. No matter how hard and tired the collection salesman is, it is difficult for the debtor to find a breakthrough, because the debtor will calculate whether the loan contract and the annualized rate of online loan (online loan) of this loan company are within the scope stipulated by the state, and the debtor already knows that it is difficult for the collection salesman to reach the sky. The only hope is to go through legal procedures! However, it is difficult for an unlicensed loan company to ask the debtor to repay after it has been collected by illegal means, because the loan company and the collection company already know that it is illegal to do so. Moreover, there is no other good way to pressure the debtor to repay. At this time, the debtor was required to repay the principal, and some loan companies chose to give up at this time. Because there is no license, I dare not go through legal procedures to recover the arrears. It can only be seen that the debtor is in a state of repayment.

Credit card project highlights, can you try it? Bijing credit card compliance. I know several friends who work as collection clerks in the credit card project of China Everbright Bank, a collection company in Guangzhou (Guangdong Yuan De Information Technology Co., Ltd.). At present, their wages are still good. After the credit card is overdue, the collection clerk has repeatedly informed the cardholder of the repayment obligation, and many cardholders will consciously repay it, because the cardholder knows that the overdue credit card still has great influence and it must be bank funds. Some cardholders will suddenly get sick. In this case, many collection salesmen can't do business. Because these cardholders are emotionally unstable, if you call 100, 30 of them will answer the phone, but no more than 6 can repay the money. These six people's understanding of legal knowledge and financial knowledge is not enough to pay back the money, and more than 20 people will not. They wait for the funds to be withdrawn, then wait and see and negotiate with the bank to pay back the money. The loss of some cardholders is also the biggest headache for collectors. Generally speaking, credit card projects.

And the question you ask is whether the salary is very high when you go abroad for inspection. At present, only banks can conduct overseas visits, and banks and cardholders need to agree to collect the data of companies' overseas visits to cardholders' homes, because collecting the data of companies' overseas visits to cardholders' homes also requires banks to issue entrustment agreements, which proves that many loan companies are afraid to make online loans (online loans). Of course, it is also very dangerous for overseas collection salesmen. CITIC Bank entrusted two collection salesmen from a collection company in Shenzhen to houjie town for collection. A collection salesman was beaten because he was hit on the nose by the cardholder without his consent. After the collection salesman was beaten, the collection company reported a work-related injury and gave the collection salesman a 500 yuan grievance bonus.

The class that collects money is not over the year.

This is not recommended. At present, many large enterprises have an unwritten rule when recruiting, and people in the collection industry generally don't consider it. First, whether there is a criminal record or bad record; Second, it is difficult for people who have done collection to integrate with the team. It is not recommended to do so.

Why do you want to collect?

Collection is a job that overdraws your development opportunities, because you can't put it in your resume. Urging people to collect will not improve their ability, but will make people have no morality and bottom line.

If you have been collecting money for a long time, it will be difficult for you to find your next job, because most companies will refuse to collect money and there are many risks. You don't even have a chance to interview, because many people in the workplace have been urged by online loans, and you will have a great chance of being directly ignored by HR. Even if you are lucky enough to be hired, you will be excluded if you stay for a long time.

Collection has a strong negative impact in China. There are so many online loans in China. If you want to develop in the workplace, don't do collection. Of course, if you want to collect, you must be incompetent and poor. You can't think so much.

You also said that you want to do a foreign visit, which is a job that can be played at any time and even has legal risks. As long as the other party has enough courage to play a routine and kill you, it is considered self-defense, because if you want to enter the other party's house, you can't make it clear, just see what will happen to others. Visiting abroad is a bit unfortunate. If it is light, the defendant will compensate. If it's heavy, think for yourself.