National student origin loan online renewal process

Official website entrance for student loans: /

Official website entrance for students’ loans:

National student loan regulations

(1) National Student loans are applicable to full-time undergraduate and junior college students in higher education institutions (hereinafter referred to as: schools) in the People's Republic of China (excluding Hong Kong Special Administrative Region, Macao and Taiwan) who have real financial difficulties.

(2) National student loans are aimed at helping students with real financial difficulties in schools to pay their tuition fees and daily living expenses during school. They use financial means to support education and help students with financial difficulties complete their studies. form.

(3) Industrial and Commercial Bank of China is a national student loan agency approved by the People’s Bank of China. The specific management measures for national student loans shall be formulated by the Industrial and Commercial Bank of China and shall be implemented after approval by the People's Bank of China.

Student loan renewal process

1. Log in to the student loan system of the student’s place of origin, submit the loan renewal statement, and wait for review.

2. Colleges and universities will give approval opinions based on the actual financial situation of the student’s family.

In addition, students can also fill out the loan renewal application form on the student loan system of their place of origin, print it, and process it on site.

Which website can apply for student loans in the place of origin?

1. Credit student loans in the place of origin are provided by students or their legal guardians to rural credit cooperatives, banks and other financial institutions where their families are located. Institutional application processing. Application location for student loans in the student’s place of origin: Apply to the student financial aid management center or financial institution in the county (urban area) where the student’s registered residence is.

2. National student loans are credit loans. Students do not need to apply for loan guarantees or mortgages, but they need to promise to repay on time and bear relevant legal responsibilities. After receiving the admission notice, students can consult the school for specific matters related to handling national student loans. After students register at school, they can apply for national student loans from financial institutions through the school.

1. Loan forms:

1. There are four main forms of loans: national student loans; credit-based student loans from the student’s place of origin; and unfunded loans that colleges and universities use for students using national financial funds. Interest-based loans; general commercial student loans. Among them, national student loans have the largest funding intensity and scale and are the main content of student loans.

2. There are generally two types of commonly used student loans for college students: national student loans and student credit student loans. National student loans are government-led, fiscally subsidized bank loans operated jointly by banks, education administration departments and university authorities to specifically help students from poor families in universities. Borrowing students do not need to apply for loan guarantees or mortgages, but they need to promise to repay on time and bear relevant legal responsibilities.

3. Student origin credit student loans refer to the loans issued by the China Development Bank to freshmen and current students of ordinary colleges and universities with financial difficulties from eligible families, and are processed in the county (city, district) where the student’s household registration is before enrollment. student loans. Loan funds are mainly used for students to pay tuition and accommodation fees during their studies. Student loans based on student credit are an important part of student loans for college students.

2. Student loans can also be applied for at school. The application process is as follows:

1. Submit an application:

Students apply for student loans to the financial aid center of their school. To apply for a loan, obtain the "National Student Loan Application Approval Form" and other materials, and prepare relevant supporting materials and submit them to the school's National Student Loan Funding Center.

2. Preliminary review of the school:

The school financial aid center will review the student loan application materials submitted by the students and be responsible for their completeness, authenticity and legality. The preliminary review will Completed within 20 working days of receipt of student loan application.

3. Final review by the bank:

The school will submit the application materials that have passed the preliminary review to the bank. The bank will conduct a final review of the application materials and notify the school after passing the review.

4. Sign the loan contract:

After the bank has passed the review, it will promptly notify the relevant person in charge of the school, and the relevant person in charge will notify the applicant to go to the bank branch to go through the loan procedures and sign the loan contract.

5. Loan disbursement:

As stipulated in the contract, the bank will issue student loans to the student's designated account on schedule.

The official website of the student loan system in the student’s place of origin: /

The official website of the student loan system in the student’s place of origin:

Zhong Zelong from Gongzhuling City, Jilin Province, Early in the morning, I went to the student loan center of the local education bureau with my mother. After providing several documents and signing, I quickly received a loan acceptance certificate of 8,000 yuan. "Fortunately, with the student loan, I can go to college with peace of mind. I will continue to apply for student loans next year to complete my studies." Zhong Zelong was admitted to Wuhan University with excellent results this year, but the moment he received the notice But it was a mixed blessing. Because his father was frail and sick, the family's financial constraints once made him feel stressed.

Student loans are credit loans, unsecured and unsecured, including tuition and accommodation fees. They are issued by financial institutions such as China Development Bank (hereinafter referred to as CDB) to eligible college students from families with financial difficulties. , the loan interest will be fully subsidized by the finance department while the students are in school, and the students and their parents will be jointly responsible for the repayment after graduation. Over the years, student loans have helped countless students from financially disadvantaged families realize their college dreams.

It is reported that from July 1 this year, the China Development Bank’s student loan acceptance work has been fully launched, about half a month earlier than in previous years. It is expected that student loans issued throughout the year will exceed 25 billion yuan. More than 3.5 million students from families with financial difficulties have been supported. By then, the cumulative disbursement of student loans from the China Development Bank will exceed 160 billion yuan, and the cumulative number of students supported by financial difficulties will exceed 26 million.

In Jilin Province, China Development Bank’s student loans have become one of the policies that benefit the most people and are the most powerful. Up to now, the Jilin Branch of China Development Bank has issued a total of 900 million yuan in college student loans and 1.22 billion yuan in student loans to students’ origins. The loan scope covers all 10 cities (prefectures) and 60 counties (districts) in the province, solving the problem of It has solved the urgent problem of 185,000 students who have difficulty in going to school due to family difficulties. It has been vividly called "the project of popular support, the project of moral governance and the project of realizing dreams" by the masses.

Electronic acceptance makes student loans more convenient

In order to better serve students with financial difficulties and improve loan processing efficiency, China Development Bank will continue to expand the breadth and depth of student loan coverage this year , insisting on not setting limits on loan size and number of people, making preparations for student loan acceptance in advance, including comprehensively improving IT system support performance, simplifying loan contract texts, optimizing processing procedures, etc., and fully implementing student loan acceptance nationwide Based on the pilot project in 1,017 counties (districts) in 2017, the electronic loan documents have been fully covered in 2,089 counties (districts) this year.

Now the China Development Bank has brought student loans to students’ doorsteps and is working hard to fill gaps in areas not covered. For areas with deep poverty and inconvenient transportation, such as mountainous areas and pastoral areas, CDB has also set up loan processing points in towns and high schools. 1,329 loan processing points will be set up in 270 counties (districts), an increase of 123 counties (districts) year-on-year. , 602 processing points, providing students with "one-stop" services.

In Gongzhuling City and Antu County in Jilin Province, every year before the college entrance examination, the local education department will issue a "Letter to High School Graduates from the National Student Financial Aid Management Center" to graduating students and broadcast student loan promotions The film focuses on publicizing student loan policies and university funding policies in the places where students originate, and especially adopts a "point-to-point, face-to-face" propaganda method for registered poor students to ensure that students from poor families can realize their college dreams. In recent years, the local government has continued to optimize the electronic application process for student loans to provide convenience for students.

This year, a loan acceptance window and a loan review window have been set up in the student loan acceptance hall of Gongzhuling City. An electronic signature reminder board has been set up to remind you how to electronically sign. There are also dedicated instructors and volunteers to help. Loan college students and their parents complete loan registration, application and other operations to ensure efficient and fast loan processing.

Shan Lianjie, director of the Gongzhuling City Student Financial Aid Center, said that the city’s student loan program began on July 23, and has now accepted 288 contracts and 2.36 million yuan in loan applications. It is expected that The peak number of acceptances this year is after August 13. The average daily acceptance volume is 80 contracts, the total number of acceptances can reach more than 1,500 people, and the loans issued can reach 12 million yuan.

Antu County is located in the Yanbian Korean Autonomous Prefecture in eastern Jilin Province. It is a national ecological demonstration zone and a national key county for poverty alleviation and development.

Since 2010, Antu County has carried out student loan work for students' origins. So far, a total of 1,778 student loans have been issued, with a total of more than 12.07 million yuan in funds.

Wang Dali is a college student in Antu County. His mother works outside and his father works at home. However, due to the drought and reduced production, the family's economic income is meager. This year Wang Dali was admitted to Northeast Electric Power University, but how to complete his studies was the biggest problem before him. Through the student loan policy of the student's place of origin, he applied for a student loan of 8,000 yuan, which can cover tuition and accommodation expenses for the first year of college. In order not to increase the financial burden on his family, Wang Dali worked in a hotel in the local county during this summer vacation, taking practical actions to achieve self-reliance. With two months of working income and a government reward and subsidy of 8,000 yuan, he was able to solve his own problems A year's living expenses don't cost the family a penny.

It is understood that in recent years, the development of student loans in Jilin Province has achieved the goal of "taking out all the loans that should be borrowed", and has truly brought hope to students with financial difficulties to continue their studies. We have provided guarantees and achieved the goal of “not allowing a single student to drop out of school due to family financial difficulties.”

Promote integrity education and improve the social credit environment

If student loans are to continue to develop healthily, a good repayment rate is needed to ensure a virtuous cycle of loan funds. It is understood that the cumulative repayment rate of student loans in Jilin Province has been relatively high despite the increase in the number and amount of loans year after year. The Jilin Branch of the China Development Bank has joined forces with the local education department and universities to construct a credit structure and establish a credit network based on the credit platform. It provides credit education to borrower students, accepts social supervision, promotes the construction of a personal credit system, and improves the social credit environment.

It is understood that in response to the changing characteristics of students’ credit and information in the three stages before enrollment, after enrollment and after employment, the Jilin Branch of the China Development Bank has established a three-stage credit linkage operation model, such as students and parents. The mechanism with borrowers, the information sharing mechanism between funding centers, universities, and employment units, and the restraint and incentive mechanism of funding centers connect credit related parties such as parents, universities, and employment units into a risk prevention chain. Strive to create a sustainable student loan model that matches risks and returns. At the same time, the Jilin Branch of the China Development Bank, the Jilin Provincial Department of Education, and university leaders jointly promoted the credit construction of the student loan business, carried out integrity publicity, and highlighted the education of students' financial knowledge and moral integrity to prevent credit risks.

For example, in Antu County, Jilin Province, the local education department will promptly pay attention to the repayment status of students with student loans, answer the loan repayment inquiries of students and parents, and promptly remind and conduct integrity checks on students who are overdue in repaying their loans. Education, and at the same time, we will visit the families of students who have overdue loan repayments to understand the situation and do a good job in loan repayment publicity.

In addition, the CDB’s student loan system is also connected with the People’s Bank of China’s personal credit system to form personal credit files and enhance students’ awareness of self-discipline. Use the credit construction of college students to promote the improvement and improvement of credit awareness in the whole society, and ultimately form a good social credit environment.

The China Development Bank not only continues to review and disburse student loans and educate students on integrity, but also "supports the horse and gives it another ride" to help college students from financially disadvantaged families solve the problem of employment difficulties. Since 2012, Jilin Branch of China Development Bank and the Provincial Department of Education have organized job fairs for employment and entrepreneurship for college graduates with student loans for six consecutive years. More than 30,000 students participated in the job fair, and more than half reached the intention to sign contracts. Nearly 10,000 students have signed labor contracts.

It is understood that Jilin Branch of China Development Bank is the first financial institution in the system to hold a special job fair for students with student loans. Through the job fair, student loan financial services can be extended to students’ employment links, providing opportunities for students to obtain employment. While providing an employment platform for students, it also conducts integrity publicity and education, which enhances the repayment ability of loan students and achieves good social benefits.

What is the official website for students’ origin student loans and how to find the official website

Because students’ origin student loans are provided by the China Development Bank, when you apply for students’ origin student loans, You can enter through the "China Development Bank Student Loan Information Network".

How to find the official website of student loans in the student’s place of origin

1. Open your computer browser, search for “China Development Bank Student Loan Information Network” in the search engine, and click to enter; < /p>

2. Find "Student Online Service System (Students' Place of Origin)" on the left side of the homepage and click to enter;

3. Students who do not have an account register online, and students who have an account use their identity Just log in with your ID number and password.

Be sure to use a secure computer and a regular browser to enter the student loan official website of the student’s place of origin to prevent personal information from being stolen or leaked.

Student loan application website for students’ place of origin

Click to enter

What is the website for student loans for students’ place of origin?

4.2 Student Online Service System

The website for student loans in the student’s place of origin is, and the website for university student loans is htt. Students can apply for student loans and repay them in advance on the student online service system. Loans, query loan status, repayment plan and repayment records, and make changes to personal information, borrower information and personal accounts.

Notes

1. Students please pay attention to the operation guide at the bottom of the page when using this website.

2. Students who are new to applying for loans need to register to log in to the website; students who have already taken loans will default to the ID card number of the university where they are studying, and the initial password is their 8-digit birthday number. The system will prompt you to change it when you log in for the first time. Log in to the system after entering the password.

3. Graduation confirmation is an important step for students to start repayment. In order to understand the repayment plan and ensure that they can repay on time, students are asked to log in to the student online service system before graduation and confirm graduation. Work.

4. Alipay will send repayment reminder text messages to students’ mobile phones 5 days before the repayment date. In order to facilitate students’ repayment and avoid passive breach of contract, students must log in to the student online service system in time. Update your mobile phone number (very important). At the same time, students are also asked to regularly maintain changes to their other information and cherish their personal credit records.

5. The online service system for student loan students in colleges and universities allows online consultation and complaints. The online service system for student loan students in the student's place of origin does not currently support this function.