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How much is the 5060 pension subsidy? 5060 Pension Subsidy Policy in 2022
With the development of the country, the domestic pension system is also an important national support policy, which will directly affect the living environment and other factors for some retired workers and the elderly. So recently, many friends on the internet asked, has the national notice on 5060 pension been announced? Next, I'll show you the latest situation.
Regarding the pension notice for 50 and 60 employees, it is a pity that the state has not clearly announced the specific subsidy policy at present. On the contrary, the subsidy policy of only 40 to 50 employees stipulates that as long as no unit pays social insurance, flexible employees can apply for subsidies from the state, but the longest period is no more than three years.
And why is there no subsidy for 50 or 60 people? Many friends will ask. In fact, such people have already reached retirement age, and the previous policies for such people will automatically lose their due role. It is understood that the state's new round of subsidy policy for this group of people has not been announced yet.
How much is the 5060 social security subsidy?
At present, there is no social security subsidy policy for 5,060 people, but only a social security subsidy policy for 4,050 people. That is to say, by the end of 2065, 438+065,438+02,365,438+00 flexible employees who meet the 4050 standard (that is, men over 50 years old and women over 40 years old) can apply and participate in the whole country.
However, each person can only apply once. For example, after you join 4050, another company pays you social insurance, so the existing 4050 subsidy will automatically stop paying, even if you lose your company and pay social insurance again, you can't apply again.
20 18 rural pension how much can the elderly over 60 get every month?
Recently, the country announced that the basic pension of the new rural cooperative medical system will be raised from 55 yuan in the past to 75 yuan now, which means that farmers receive their pensions frequently, especially for farmers who have not paid their personal pensions in the past, which is a good thing.
For the elderly who did not pay the old-age insurance before 2009, the state pays all the old-age subsidies, and enjoys the basic old-age subsidies plus the local government's financial subsidies for pensions every month.
The monthly subsidy is about several hundred yuan, but at the same time, the state also stipulates that the children of the elderly who were not insured in the past must pay endowment insurance in order to receive relevant subsidies. The state has also increased the old-age allowance for the elderly, and made corresponding adjustments to ensure that the elderly over 70 years old get more old-age benefits.
The pension payment amount is divided into 12 files, and the payment period exceeds 15 years. The more time you pay, the more pension you will get in the future.
Farmers can receive personal contributions after they are 60 years old, plus the interest in the bank for so many years and the subsidies from local governments divided by 139, and they get the pension subsidies received by individuals.
According to the income growth of urban and rural residents, rising prices and the improvement of pension standards for urban workers in recent years, from June 20 18 and 18, the minimum standard of basic pension for urban and rural residents nationwide was raised from 70 yuan to 87 yuan per person per month, and the central government gave full subsidies to the central and western regions and 50% subsidies to the eastern regions.
Of course, the current policy is that men receive subsidies at the age of 60 and women receive subsidies at the age of 55. It is said that after 2022, the pension subsidy will be extended to 65 years for men and 60 years for women.
The adjustment of urban and rural residents' pension is generally carried out from four aspects: perfecting the incentive mechanism of payment, guiding high-grade payment, increasing the amount of personal account and improving the level of old-age security. By the end of February, 2065438+2007, the number of urban and rural residents receiving pension insurance was 65438+56 million, with an average of 125 yuan.
The full name of the new rural social endowment insurance is "new rural social endowment insurance", which aims to provide farmers with a sense of security through endowment insurance. 20 14 The new rural endowment insurance and urban residents' social endowment insurance (referred to as "urban residence insurance") are merged, referred to as urban and rural residents' endowment insurance. The payment level of the new rural insurance depends on the economic conditions of the insured, generally starting from 100 yuan per year.
A netizen left a message saying: "A few days after I went home, the village chief came to collect a sum of money. The village chief said that the new rural cooperative medical system will be issued in 2020, and this money will be given to the new rural cooperative medical system in 2020, and the new rural cooperative medical system will be reimbursed more. This money will not suffer. For example, there are four people in our family, and one person pays for the new rural cooperative medical system in 500 yuan, which is 2000 yuan.
If the new rural endowment insurance is paid to 500 yuan in one year, how much can you get after retirement at the age of 60?
When paying the new rural insurance, the state will give some subsidies according to the payment situation. For example, pay 100 yuan to subsidize 45 yuan, pay 200 yuan to subsidize 50 yuan, and give 75 yuan the highest subsidy. Pension received after retirement = personal pension+basic pension. The basic pension started in 55 yuan, and after the payment exceeds 15 years, it will increase by 1 year/yuan for each additional payment. Personal pension = total individual contributions+financial subsidies+storage interest. According to 500 yuan, it is 55+(15× 500+65×15+200)/139 =118 yuan. Therefore, through the above calculation, we can know that if you pay the new rural endowment insurance in 500 yuan every year, the monthly pension you can receive after retirement is about 1 18 yuan.
Didn't the new rural cooperative medical system lose money?
In recent years, the state has established a triple guarantee of medical insurance for urban and rural residents. First, basic medical insurance, including hospitalization reimbursement and outpatient reimbursement, is generally between 60% and 80%, so hospitalization in primary medical institutions is still very cost-effective. The second is medical insurance for critical illness. For some major diseases with high expenses, you can enjoy the second reimbursement if you are within the scope of medical insurance but not reimbursed. The state has clearly set the medical deductible for serious illness as 50% of the per capita disposable income of local residents, which can be further reduced by 50% for poor families. The reimbursement rate within the policy will be increased from 50% to 60%. The third is medical insurance assistance. In 2065438+2008, 33 million people were assisted by medical insurance in China, and the aid fund expenditure was 2865438+65 million yuan.
The level of medical security is getting higher and higher. Residents can enjoy outpatient and inpatient reimbursement. In 20 18, the state included 17 kinds of anticancer drugs in the scope of medical insurance reimbursement, and the burden of serious illness among residents became lower and lower. For example, according to the medical insurance treatment standard for urban and rural residents in Shanghai, the first, second and third-level hospitals are 50 yuan, 100 yuan and 300 yuan respectively, and the proportion of hospitalization reimbursement for people over 60 years old reaches 90%, 80% and 70% respectively. The deductible line for outpatient reimbursement is 300 yuan for one year, and the reimbursement ratio reaches 70%, 60% and 50% respectively.
Of course, many insured people will not calculate these big accounts. Many people feel lost only when they see that there is no medical reimbursement. After all, people who participate in flexible employment are dispensable, and local policies also encourage and require everyone to participate in insurance. In some areas, it is also stipulated that if payment is stopped, social insurance premiums during the interruption period need to be paid in order to enjoy reimbursement. Moreover, it usually takes 3 to 6 months to enjoy the reimbursement after the medical insurance is interrupted.
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