How is the treatment at Shinhan Bank?

In general, Korean banks are not superior to foreign banks in terms of welfare benefits, internal atmosphere, etc. If you have just joined, you should be considered a "general clerk", which generally refers to people who are fresh graduates and have 3 years of working experience. Of course, those with more than 3 years of experience may also be considered general clerks. Theoretically, the salary is 3K to 5K. Regardless, it may exceed the upper limit, but it will basically not fall below the lower limit.

Foreign-funded banks refer to banks established by wholly foreign investors within their own country. The business scope of foreign-funded banks varies according to the banking laws and management systems of various countries. In order to stabilize their own currency, some countries impose restrictions on the business scope of foreign-funded banks; other countries treat the business management of foreign-funded banks in the same manner as their domestic banks. It mainly relies on its favorable conditions such as its understanding of the international financial market and its extensive international network to provide loans to domestic enterprises and multinational companies in other countries to support their outward expansion and direct investment. Some foreign-funded banks were founded by banks from one country, and some were founded with joint investment from banks in several countries.

Foreign-funded banks have always been trusted by investors in mainland China, but they have become the "hardest hit area" for investor complaints. There are frequent reports in the media of mainland wealthy people "crying out" against certain foreign banks. For a time, foreign banks seemed to be the target of public criticism in the financial management market. With opaque information, zero returns, negative returns, and even deception and misleading investors, a series of banking financial product scandals are evolving into a public scandal driven by public opinion.

Investors’ complaints mainly focus on the purchase process. Most of them are that financial managers do not clearly explain the design structure of financial products, do not fully explain the risks of financial products, etc. In fact, when promoting this product to customers, financial advisors often do not fully explain the potential risks of the product to investors, but only one-sidedly explain that customers can buy the corresponding stocks at a certain discount below the market price, which makes most investors People mistakenly think that with the help of banks, they can buy the same stocks at a lower price than ordinary investors. They do not realize that they are not actually buying stocks, but buying securities and stocks created by these foreign banks. A kind of linked financial derivative product, the funds in the investment account do not actually buy the stock, but are used as margin to bet with the bank on the direction of the stock price change of the corresponding stock in the next one-year period.