Weifang house has two mortgages

Author: cold hexagonal patent preparation

Link:/question /394702636/ answer/1226 13347.

Source: Zhihu.

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At present, the secondary arrival market is really not open, and the subject can consult in many ways.

The mortgage areas opened by Ping An Pratt & Whitney in Weifang are Weicheng, Hanting, Fangzi, Kuiwen, Zhucheng and Shouguang.

First of all, let's talk about the general situation of Ping An Pratt & Whitney II. The comprehensive monthly interest rate is about 1.04%, and the repayment method of principal and interest in 36 installments is equal. You can choose 36 installments of 5-year amortization repayment and 36 installments of 10-year amortization repayment, and the comprehensive rate is higher than 36 installments of equal principal and interest repayment. If the topic is used for a short time, then the monthly interest calculation method here is not applicable, and the topic can be considered according to the total use cost.

About prepayment: If prepayment is made in six installments, a penalty of 65438+ 0.8% of the remaining principal will be charged. After the sixth installment, there is no penalty interest.

Regarding recycling, Pratt & Whitney's mortgage products have a recycling function, that is, the unused amount can be reused three times. If all are settled in advance, but they are not withdrawn, they can be used again in time when there is a funding gap in the future. This article is suitable for customers with frequent short-term capital turnover.

Regarding pledge and withdrawal, pledge takes other rights and does not pledge certificates. Lending takes about 3-5 working days, and withdrawal takes 7- 15 natural days. If notarization is required, notarization fee will be involved, which is about 1300- 1500.

As for the credit line, the maximum approval is 85%, generally 60%-70%, and the balance of the approved credit line minus one pledge is your credit line.

With regard to materials, ID card (provided by both parties in case of marriage), bank card (provided by Zhongnong Gong Jian, Ping An and 6 Post), marriage certificate or divorce certificate (not required for singles, divorce agreement or court conciliation statement or judgment required for divorce, and need for not buying real estate after divorce), household registration book, business license and real estate license (provided by both parties, ps: if * * * borrower.

I hope it helps you.