College Student Loan Platform College Student Loan Information Network

Student-origin student loan system login official website entrance:/

Student-origin student loan system login official website entrance:

Zhong Zelong, a student from Gongzhuling City, Jilin Province, came to the student loan center of the local education bureau with his mother early in the morning. After providing several materials and signing them, he quickly got a loan acceptance certificate of 8,000 yuan. "Fortunately, with a student loan, I can go to college with peace of mind, and I will continue to apply for a student loan to complete my studies next year." Zhong Zelong was admitted to Wuhan University with excellent results this year, but the moment he received the notice was mixed. Because his father was sickly, the financial difficulties at home once made him feel great pressure.

Student loans are credit loans, unsecured and unsecured, including tuition and accommodation. Financial institutions such as the China Development Bank (hereinafter referred to as CDB) issue them to eligible college students with financial difficulties. Students' loan interest is fully subsidized by the finance during their school days, and the students and their parents bear the repayment responsibility after graduation. Over the years, student loans have helped countless students with financial difficulties realize their college dreams.

It is reported that since July this year 1, the acceptance of CDB student loans has been fully launched, about half a month earlier than in previous years. It is estimated that the annual student loan will exceed 25 billion yuan and help more than 3.5 million students with financial difficulties. By then, the cumulative issuance of CDB student loans will exceed 654.38+06 billion yuan, and more than 26 million students with financial difficulties will be subsidized.

In Jilin Province, CDB student loan has become one of the most powerful policies to benefit the people. Up to now, CDB Jilin Branch has issued a total of 900 million yuan of student loans and 65.438+0.22 billion yuan of student loans, covering all 654.38+00 cities (states) and 60 counties (districts) in the province, solving the urgent need for 65.438+0.85 million students to go to school due to family difficulties, which is vividly called "popular project" by the masses.

Electronic acceptance makes student loans more convenient.

In order to better serve students from poor families and improve the efficiency of loan processing, CDB continued to expand the coverage of student loans this year, insisting on not limiting the size and number of students, making preparations for accepting student loans in advance, including comprehensively improving the support performance of IT systems, simplifying the loan contract text, optimizing the processing flow, etc., and fully implementing electronic student loan documents nationwide, with the number of students being 20 1065438+.

Now CDB has set up student loans in front of students' homes, trying to make up for the gap in uncovered areas. For areas with deep poverty and inconvenient transportation such as mountainous areas and pastoral areas, CDB has also set up loan handling points in townships and high schools, and * * * will set up 1.329 loan handling points in 270 counties (districts), an increase of1.329 in 23 counties (districts) and 602 handling points year-on-year, providing "one-stop" for students.

In Gongzhuling City and Antu County, Jilin Province, before the college entrance examination every year, the local education department will issue a letter from the National Student Financial Assistance Management Center to high school graduates to the graduating students, and broadcast a propaganda film on student loans, focusing on the policy of student loans and university financial assistance. In particular, a "point-to-point, face-to-face" publicity method was adopted for the poor students who set up their cards to ensure that students from poor families realize their college dreams. In recent years, the local government has continuously optimized the electronic processing flow of student loans to provide convenience for students.

This year, a loan acceptance window and a loan review window were set up in the student loan acceptance hall of Gongzhuling City, and an electronic signature signboard was set up to prompt the way of electronic signature. There are also special instructors and volunteers to help loan students and their parents complete the operation of loan registration and application to ensure efficient and fast loan processing.

Director Shan of Gongzhuling Student Financial Assistance Center introduced that the work of student-origin student loans in this city began on July 23, and now 288 contracts have been accepted, with loan application funds of 2.36 million yuan. It is estimated that the peak of acceptance this year will be after August 13, with an average of 80 cases accepted every day, and the total number of people accepted exceeds 1500, and the loans issued reach 128.

Antu County, located in Yanbian Korean Autonomous Prefecture in the east of Jilin Province, is a national ecological demonstration area and a national key county for poverty alleviation and development. Since 20 10, Antu county has started the work of student-origin loan. Up to now, 1778 student loans have been issued, with accumulated funds exceeding12.07 million yuan.

Wang Dali is a college student in Antu County. His mother works outside and his father works at home. However, due to the drought, family income is meager. Wang Dali was admitted to Northeast Li Dian University this year, but how to finish his studies is the biggest problem before him. Through the student loan policy, he applied for a student loan of 8,000 yuan, which can solve the tuition and accommodation expenses for the first year of college. In order not to increase the family's financial burden, Wang Dali worked in a restaurant in the local county this summer, and achieved self-reliance through practical actions. Through two months' part-time income and a government reward of 8,000 yuan, he can solve the living expenses for one year without spending a penny at home.

It is understood that in recent years, the development of student-origin student loans in Jilin Province has achieved the goal of "paying off all loans", which has really brought hope and protection for students with financial difficulties to continue their studies and achieved the goal of "not letting a student drop out of school because of family financial difficulties".

Promote honesty education and improve social credit environment.

In order to make the student loan develop continuously and healthily, there must be a good repayment rate to ensure a virtuous circle of loan funds. It is understood that with the increase in the number and amount of loans year by year, the cumulative repayment rate of student loans in Jilin Province has remained high. CDB Branch cooperates with local education departments and universities, builds a credit framework and a credit network based on the credit platform, educates borrowers in good faith, accepts social supervision, promotes the construction of personal credit system and improves the social credit environment.

It is understood that in view of the changing characteristics of students' credit and information in three stages: before entering school, after entering school and after employment, CDB Jilin Branch has established a three-stage credit linkage operation mode, including the borrower mechanism of students and parents, the information sharing mechanism of funding centers, universities and employment units, and the restraint and incentive mechanism of funding centers, so as to connect parents of students, universities and employment units into a risk prevention chain and strive to create risks and risks. At the same time, CDB Jilin Branch, Jilin Provincial Department of Education and universities * * * promote the credit construction of student loan business, carry out credit publicity, highlight students' financial common sense and ethics education, and prevent credit risks.

For example, in Antu County, Jilin Province, the local education department will pay close attention to the repayment of students with student loans, answer the repayment inquiries of students and parents, remind and educate loans overdue students in time, and visit the families of students in loans overdue to understand the situation and publicize the repayment.

In addition, the CDB student loan system is also connected with the personal credit information system of the People's Bank of China to form personal credit files and enhance students' self-discipline. Promote the improvement of the credit consciousness of the whole society with the credit construction of college students, and finally form a good social credit environment.

CDB not only continues to do a good job in the examination and approval of student loans and students' honesty education, but also helps college students with financial difficulties solve the employment problem. Since 20 12, CDB Jilin Branch and the Provincial Department of Education have held a special job fair for college graduates with student loans for six consecutive years. * * * More than 30,000 students attended the job fair, and more than half of them reached the signing intention. Finally, nearly 10,000 students signed labor contracts.

It is understood that CDB Jilin Branch is the first financial institution in the system to hold a special job fair for students with student loans. Through the job fair, the financial service of student loans can be extended to students' employment, providing students with employment platforms and carrying out integrity publicity and education, enhancing the repayment ability of loan students and achieving good social benefits.

Why can't the mobile phone log in to the student loan information network of China Development Bank?

1. Please check whether your network is normal and whether you can log in to other websites.

2. You can try different browsers, and sometimes different browsers will do.

3. Try to open it after closing it. If not, there may be something wrong with the loan system. You can try again later.

1. There are two kinds of student loans: national student loans and student-origin student loans. These two kinds of loans can be applied at the same time! !

2, the national student loan in the school. After the school and the branches of the four major banks (industry, agriculture, commerce and China) where the school is located sign the cooperation agreement between the bank and the school, the students who need loans at school sign the agreement with the bank, usually 8,000 yuan per year until graduation, sign the contract at one time and issue credit (loans) in batches. The information needed is generally a family economic status appraisal form, ID card, parents' information, etc.

3. Student-origin student loans are accepted by the district and county funding centers where college students are registered, with loans from the National Development Bank. The procedure is similar to the national student loan, but it is signed once a year, with an upper limit of 8000 yuan a year. After graduation, the repayment period is slightly longer than the national student loan.

What is the student loan information network of China Development Bank?

Although the living standard has been greatly improved, there are still many children from poor families who still have difficulty in going to college. In order to help these poor college students successfully complete their studies, the state has launched a student loan. You can apply for a loan through the student loan information network of China Development Bank. Many people don't know the student loan information network of China Development Bank. Let's take a closer look.

The student loan information network of China Development Bank is a national student loan website independently operated by China Development Bank. College students can register on the national student loan information network, apply for loans and inquire information through the national development bank student loan information network. In addition, you can also see the contact information of branches and funding centers of national student loans on the student loan information network of China Development Bank.

The national student loan information network includes the following important parts:

1, student online service system. In the national student loan information network, students need to be familiar with the student online service system. After registering the student online service system and successfully logging in, you can apply for a loan through the student online service system. If they need to renew their loans, they can also apply through the student online service system. In addition, students can also query the current loan information through the online service system.

2. Frequently asked questions. "Frequently asked questions" are very helpful to those students who don't understand the national student loan, such as how to apply and register, how to repay the student loan, overdue repayment and so on. You can find answers in frequently asked questions, which is very practical.

3. Contact information of branches and funding centers. Although there is the contact information of the student loan call center on the student loan information website of China Development Bank, for students who apply for student loans, the loans they apply for are well known by branches and county funding centers, so you can find the contact information of your own loan branches and county funding centers in the contact information of branches and funding centers, and then consult the details of your own loans.

The national student loan is a supportive loan product. The main purpose of the national student loan is to help full-time college students from poor families. Graduate students will not give up their studies because of poor family circumstances. The student loan does not need to be repaid during the school period, and the borrower begins to repay it after graduation.

How to log in to the student loan system?

The operation steps are as follows:

1. Students who borrow for the first time click on the website, select the student-origin student loan in the loan type, and then click Register.

2. Open the terms of the registered user agreement, and then click Agree. Then you need to enter your name, ID number, county financial aid center, graduation middle school and students' schooling information as required.

3. After completing the form, click Next. Personal information, communication information, family information and contact information need to be filled in. Fill in the form as required, click Submit, and the registration is successful. After the registration is successful, log in to the system, click the loan application in the selection bar on the left, click Add, and fill in the loan amount, loan term and reason for applying for the loan. (The longest loan period is 14 years, and at least the village (neighborhood) committee and sub-district office shall issue the loan certificate, indicating the date, contact person and telephone number. ) Enter the borrower's * * * information (select a new borrower's * * * information, and the borrower * * * must be the student's parents or immediate family members, under the age of 60).

4. Click Submit. After the application is submitted successfully, select the listed application form, click Export Application Form, save it as a word document, and then print the application form.

It's not the first time to apply for a loan and log in directly to the system. After logging into the system, check the basic information filled in before. If there is any change, you can modify the information of individuals and borrowers. After the information is verified, you can apply for a new loan.

6. Click the loan application column, and click Add on the loan application page to add a new loan application. After the loan application, print the application form. With the application form and other relevant documents, go through the loan-related procedures with the borrower at the Student Financial Assistance Management Center of Zhucheng Education Bureau.

Extended data:

1. Student-origin credit student loan refers to the student loan issued by financial institutions such as China Development Bank to eligible freshmen in colleges and universities and students with financial difficulties (hereinafter referred to as students). Students and their parents (or other legal guardians) apply to the student financial assistance management center or financial institutions in the county (urban area) where the students study, so as to help the students with financial difficulties pay the tuition and accommodation fees required during their studies at school.

2. Student-origin credit student loans are credit loans and do not need guarantees and mortgages. Students and their parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.

Source: Baidu Encyclopedia: Student Source Credit Student Loan

How to apply for a college student loan on the Internet of China Development Bank?

I. Online service system for registered students:

Log on to the National Development Bank's student-origin student loan information network (www, csls, cdb, com, cn) and register the student-origin student-origin online service system (student-origin);

Second, fill in the application form:

Fill in the application form online, export and print it after filling it out, and sign it by the borrowing student himself;

Third, build official seal:

The application form needs the official seal of the qualification examination unit. General qualification examination units include village (neighborhood) committees, township (street) civil affairs departments or any unit that originally graduated from high school. Please consult the county aid center where your household registration is located. Note: No official seal is required for pre-application of senior high school.

Four, the required materials:

1. application form signed and stamped by the borrowing student;

2. The original and photocopy of the borrower and the borrower's ID card;

3. A copy of the admission notice or student ID card;

4. Original residence booklet; Note: if the student and the borrower are not in the same household registration book, the original household registration books of both parties are required;

Verb (abbreviation for verb) sign a contract:

Borrowing students and * * * bring the materials needed by the borrower to the county-level help center where the household registration is located to sign the contract and receive the receipt.

Six, submit the receipt:

Borrowing students will give the receipt to the university teacher as soon as possible, and the teacher will enter it into the system. Note: Receipts cannot be entered after 10.

Tips: If the original student ID card is lost, it can be reissued with the student ID card issued by the university, and the county-level financial aid center keeps the original student ID card. Students can log on to the student loan information network of China Development Bank and click on the introduction of student loan on the left side of the online service system of students' origin to view the scope of student loan.

Extended data:

The supporting object of student-origin student loan must meet the following conditions:

1, with China nationality;

2, honest and trustworthy, law-abiding;

3. Freshmen or college students who have been officially admitted to full-time ordinary colleges, higher vocational schools and junior colleges that have been approved to set up higher education in accordance with the relevant provisions of the state, and have obtained a true, legal and effective admission notice;

4. Students' pre-school household registration and their parents' (or other legal guardians') household registration are in this city, county (city, district);

The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies at school.