How much does it cost to work in a bank for a month?

17 The bank has a payroll! As a banker, why is there such a big gap? 20 17 05 09

Recently, the payslips of 17 banks in China were disclosed ... From the disclosed annual reports of 17 banks, compared with 20 15 years, the number of employees in these 17 banks decreased by 8,540 in 20 16 years, with a decrease rate of only 0.39. However, wages are increasing. Last year, the employees' salary expenses of the above-mentioned 17 banks totaled 202.08 billion yuan, up by 0.7%. In 20 16, China Merchants Bank won the first place as a * * good employer, with an average annual salary increase of nearly100000 and an average annual salary of 45140000 yuan, successfully replacing Ping An Bank in 20 15.

1. Total annual salary increased by 0.7%.

As of April 20th, 17 listed banks have disclosed their annual reports, and the salaries of bank employees have gradually come out. The signs of layoffs in related industries do not seem obvious. According to the straight flush statistics, the total number of employees in 20 16 years 17 banks is 220 16, which is 8540 less than that in 20 15 years, with a reduction ratio of 0.39%. Because of the large base, the four major banks have relatively reduced the number of employees. Among them, Industrial and Commercial Bank of China (ICBC) reduced the number of people the most, reaching 7,635, followed by China Construction Bank and Agricultural Bank, which decreased by 670/kloc-0 and 6,384 respectively last year. The company with a large number of employees is China Merchants Bank. In 20 16, the number of employees was 7046 1 person, which was 7.5% lower than that of 76 192 in 20 15.

Ceng Gang, director of the Banking Research Office of the Institute of Finance of China Academy of Social Sciences, believes that the reduction of bank personnel is mainly based on two aspects. The first is cyclical factors. At present, the real economy is hovering at the bottom, and other industries have the requirements of capacity reduction and staff reduction. In this case, the banking industry will not be immune; The second is the factor of upgrading. At present, the degree of computerization is getting deeper and deeper, the operation of computers and mobile phones is becoming more and more convenient, and many demands can be completed directly on the Internet, which reduces the demand for physical outlets and correspondingly reduces the demand for counter personnel.

"Our current online banking is very convenient, and fewer and fewer customers come to the outlets to handle affairs. We only open two of the four windows. " A lobby manager of China Merchants Bank told 2 1 Century Business Herald.

Correspondingly, 17 Bank also has companies that increase staff. Among them, Ping An Bank has the largest number of employees, with a total increase of 4,586, an increase of 14.2% compared with 32,299 in 20 15.

Changshu Bank, which just went public in the third quarter of last year, recruited a large number of employees in 20 16, and the number of employees more than doubled, from 2,370 in 20 15 to 5,025 in 20 16.

The number of people has increased greatly, and the business has also advanced by leaps and bounds. The annual report disclosed by Changshu Bank on the evening of March 30th shows that in 20 16, Changshu Bank achieved an operating income of 4.475 billion yuan, a year-on-year increase of 28.16%; The total profit was 65,438+0,365,438+0.2 billion yuan, an increase of 93 million yuan or 7.62%. The net profit attributable to shareholders of listed companies was 65.438+0.4 billion yuan, a year-on-year increase of 7.765.438+0%. By the end of 20 16, the total assets of Changshu Bank had reached12,998.2 billion yuan, an increase of 2147.8 billion yuan or 9.79% compared with the beginning of 20 16.

The pay cut that has been making a lot of noise seems to be just a rumor. According to the statistics of 265438+20th Century Business Herald, 202.08 billion yuan was paid by 17 banks that published annual reports, and 200.68 billion yuan in 20 15 years. In the case of layoffs, wage expenditure increased by 0.7%. Except for Ping An Bank and Jiangyin Rural Commercial Bank, the average salary of employees in other 15 banks has increased to varying degrees.

17 banks, the salary expenditure of Agricultural Bank reached 33.902 billion yuan, while Wuxi Bank only spent 32.03 million yuan. In addition, there are four banks whose salary expenses also exceed 100 billion yuan, namely ICBC, BOC, CCB and Minsheng Bank, with the amounts of 32.864 billion yuan, 365.438+25.6 billion yuan, 33.87 billion yuan and 65.438+0.0/kloc-0.07 billion yuan respectively.

2. China Merchants Bank becomes a "good employer"

Among these 17 banks, the per capita salary of China Merchants Bank is * *. In 20 16 years, the per capita salary of employees reached 45 1400 yuan. On 20 16, China merchants bank was full of lofty sentiments, with a per capita salary increase of nearly 654.38+million yuan and a salary increase of 26.94%.

In addition to China Merchants Bank, the average salary of employees of Minsheng Bank and Shanghai Pudong Development Bank also exceeded 400,000. Compared with 2065,438+05 (in 2065,438+05, only the average salary of Minsheng Bank and Ping An Bank exceeded 400,000), the team showed an expansion trend.

The salary of state-owned banks is relatively low, and the per capita salary of the five major banks is below 300 thousand. Among them, the Agricultural Bank ranked last, with an annual per capita income of 224,500 yuan; Bank of Communications * *, reaching 28 1.5 million yuan.

Although the overall salary of Ping An Bank is still in the forefront, it has been reduced to a certain extent compared with 20 15. In 20 15, Ping An Bank's per capita salary was 472,600 yuan, leading the banking sector, while in 20 16, it fell to 344,300 yuan, a decrease of nearly 13 yuan, with a decrease rate of 2,765,438. "Last year, wages dropped sharply, mainly due to the sharp adjustment of year-end awards. Last year, the year-end bonus of individual colleagues was even less than 100 yuan, which also caused the resignation after the end of the year. " A former employee of Ping An Bank said.

Although the absolute value of salary expenditure decline is not higher than that of Ping An Bank, the relative salary reduction of Changshu Bank is higher. When Changshu Bank was not listed in 20 15 years, the salary of 2,370 employees was 284,800 yuan; After listing in 2065438+2006, there was a rapid decline, and the per capita salary of 5025 employees fell to 198400 yuan, a decrease of 30.33%. If you compare 20 14, the number is even more amazing. In that year, the per capita salary of its employees was 430,000 yuan, and the salary was halved within two years. Based on the staff cost (staff cost/staff salary) of business and management expenses, the average staff salary of 17 banks that have disclosed the annual report of 20 16 was 273,000 yuan last year, and the per capita salary of 20 15 was 267,000 yuan, an increase of 2.4%.

"Although the salary of the financial industry is still at the top of the pyramid, the growth rate has slowed down significantly, especially in the banking industry. The change of banking salary is also the mapping of industry cycle fluctuation. At present, China's economy has entered a transitional period. In the past, the situation that banks made money to earn' sorry' has gradually gone forever. The growth rate of most banks is only single digits, but the non-performing rate is rising. Under such circumstances, the bank's salary will inevitably be affected, and the ups and downs are all market-oriented behaviors. Lan Ximeng, executive director of Hennessy China, said.

I don't know when it started. From time to time, news of bank layoffs and salary cuts and brokerage layoffs will appear on the Internet. In these hearsays, many people think that the quality of the "golden" rice bowl has become bleak, but what is the real situation? Do people in the financial industry have a miserable life?

3. The total salary of seventeen banks is 202 billion yuan.

Up to now, a total of 17 banks have disclosed 20 16 annual reports. According to the statistics of 265438+20th Century Business Herald, the total number of employees of these 17 listed banks in 20 16 was 220 16, which was 8,540 fewer than that in 20 15, with a reduction ratio of 0.39%, and the attrition rate was not obvious.

As far as the five major banks are concerned, the number of employees is relatively large because of the large employee base. Among them, the number of industrial and commercial banks decreased by 7635; Secondly, the total number of employees of China Construction Bank and Agricultural Bank also decreased by more than 6,000 last year, with 6,384 employees and 670 1 person respectively. Bank of Communications added 1088.

Some banks have reduced staff and some banks are increasing staff. Ping An Bank has increased staff the most, with a total of 36,885 in 2065,438+06, an increase of 4,586 over 2065,438+05, with an increase of 65,438+04.2%. In addition, there are also some city commercial banks whose personnel have increased significantly, such as Changshu Bank.

In terms of bank salary, the total salary of 17 banks is 202.08 billion yuan. Among them, the per capita salary of China Merchants Bank is * *, and the per capita salary in 2065438+2006 reached 465700 yuan, which can be described as the "most embarrassing" bank.

China Merchants Bank followed by Hangzhou Bank, with a per capita salary of 442,700 yuan, but the total number of employees in Hangzhou Bank was only 6 176. In addition, the per capita salary of Minsheng Bank, Shanghai Pudong Development Bank and China CITIC Bank also exceeds 400,000. * * Changshu Bank, per capita salary198,400 yuan.

The per capita salary of the five major banks is below 300,000 yuan, of which the per capita salary of Bank of Communications is 2810.9 million yuan; * * is the Agricultural Bank of China, with a per capita salary of 224,500.

4. The average salary of brokers is as high as 520,000.

Up to now, * * * 27 brokers have published the annual report of 20 16. Straight flush data shows that the total salary of these brokers is 91200 million yuan, and the total number of employees in 20 16 years is 17.5. Based on this calculation, the per capita salary of the brokerage industry reached 5210.3 million yuan.

In terms of the total amount of salary paid to employees, considering that brokers often have the practice of "deferred payment" by senior executives and middle-level business backbones, in order to better reflect the actual salary paid by brokers in that year, we take the indicator of "cash paid to employees and paid for employees" in the cash flow statement as a reference.

From this point of view, 201128.9 billion yuan is paid by CITIC Securities, and CITIC Securities is also a brokerage company that pays employees more than/kloc-0.0 billion yuan. Subsequently, GF Securities and Guotai Junan were 72.81billion yuan and 7122 million yuan respectively. Ranked * * is Baoshuo Securities, which paid 284 million yuan on 20 16. However, compared with large brokerage firms, the total number of employees of Baoshuo Securities is much less, only 2,739.

Although the total salary of employees of CITIC Securities is relatively high, the number of employees is also the largest, reaching 169640, so it is not dominant in per capita salary. The per capita salary is 689,300 yuan for Guo Jin Securities, followed by 672,500 yuan for Haitong Securities and 656,600 yuan for CITIC Securities.

Followed by Jinlong Securities, Guohai Securities, Industrial Securities, Huatai Securities, orient securities, Guangfa Securities, Southwest Securities and Guo Xin Securities, the average salary of these brokers is more than 500,000 yuan. And * * is Huaan Securities, with per capita salary of195,600 yuan.

Disclaimer: This article is reproduced and published by ACCA of Gao Dun, and its content comes from: 2 1 Century Business Herald. If you need to reprint or quote, please indicate the source. For more exciting content, please subscribe to WeChat official account "Gao Dun ACCA".