The current number of insurance practitioners in my country

In Jiangsu Minsheng Life Company, Changzhou Central Branch ranks first in all indicators. So what is the real operating status of Changzhou Central Branch? In fact, Changzhou Central Branch is not as known to the outside world. It has achieved business success, but it is performing an out-and-out scam.

On every recruitment day in major talent markets in Changzhou, you can see the recruitment booth of Changzhou Minsheng, and every time Recruiting a large number of people. The people who apply are uneven. They come from all walks of life and industries. They are colorful. If the applicants ask about their salary, almost all of them will be promised a high salary, regardless of their major or their origin. When When asked what they want to do, they will tell you that you must first study before you can determine what you want to do.

So where do so many people recruited by Changzhou Minsheng come from? Where will they go? What if When an applicant walks into the company's pocket, a scam begins.

The first is brainwashing: Generally, within the first three days of the applicant's arrival, Minsheng Life Insurance will conduct so-called "training". Various leaders of the company's management took turns to come on stage, speak out from their own experiences, narrate their struggles, and instill the idea of ??money worship. They also constantly asked the candidates to stay, so that they would become executives like themselves in the future and receive enviable positions in the future. High salary. When the mentality of the candidates becomes stable, they will start to apply for the state-mandated guarantee examination in a formal way. The so-called guarantee examination basically relies on copying. They will arrange in advance for personnel to exchange information with candidates outside the venue and inside the venue. text messages, and teach cheating techniques. Under such circumstances, no matter how powerful the invigilator is, he cannot stop such large-scale cheating. And for all candidates, even if they want to fail such an exam, it is really difficult. Exactly.

After taking the insurance agency examination, the company and the applicant will then sign an insurance agency contract, and a so-called "certificate fee" of 500 yuan will be charged. And almost from this moment on , applicants will know that the relationship between them and the company is not a labor-management relationship between workers and management as they knew before, but an equal cooperative relationship, which means that applicants will not be subject to labor laws. Protection. Until this time, the company will still claim that all applicants are employees of the company. If anyone raises objections to this, they will prevaricate by saying that you have too many problems and you can leave if you don’t do it. .

However, the scam will not end here. Next, they will require all applicants to undergo the so-called "regularization". The specific content of "regularization" is to require each applicant to pay a premium of 10,000 yuan. .And it is claimed that after paying a premium of 10,000 yuan, you can be directly promoted to the director of the company without doing any business, and you can get an income of about 10,000 yuan per month. But for these applicants, they have no resources. The second is that they have no customers and can only buy such insurance on their own. But they do not have the investment ability and do not meet the requirements of prospective policyholders. Many of them do not even have basic social insurance, so of course they are unwilling to spend money to buy such a business. Insurance. But the company seems to have already had a plan in mind, anticipating that such a situation will happen. At this time, they will arrange so-called "masters" for each applicant. For these "masters", their main job is to provide each applicant with The applicants formulate different plans, usually within three months, and require them to collect a premium of 10,000 yuan. If they cannot collect it as soon as possible, they can pay part of the premium in advance and defer the remaining part. Therefore, some applicants are looking for high-paying and so-called Under the inducement of "becoming a regular employee", they purchased insurance for themselves or their families for which there was no actual need. However, even after three months, many applicants only paid a few hundred to several thousand yuan in premiums and did not meet the company's requirements. The stipulated minimum limit of 10,000 yuan, so according to the contract, if no business is done within the stipulated time, the agency relationship with the company will be terminated. And these applicants will be forced to become the company because of part of the premiums paid in advance. policyholders. In fact, this is exactly what the company's management wants to see, because if everyone pays a premium of 10,000 yuan to be "regularized" and gets a high salary of 10,000 yuan, the company will not expand the market extensively. , Changzhou people's livelihood will be deeply unable to make ends meet. These people who have paid 10,000 yuan in premiums will openly assume the role of "masters" among the people recruited by the company next time, and the premiums paid by the next batch of applicants will be It will become their performance, and Changzhou People's Livelihood will grow stronger under this model. Everything seems so good, the company's policyholders have increased significantly

, the market visibility has been greatly improved, the capital has been greatly expanded, and the company's listing pace seems to have been greatly accelerated. However, the illusion is an illusion after all, and the soap bubble will eventually burst. Those who are forced to become policyholders face an annual premium of about 5,000 yuan. It is impossible to renew the premium on time, and the only option is to surrender the policy in the end. If the policy is surrendered, the company will charge a high premium, and the so-called policy will become a piece of waste paper. In addition, the company's managers will not With the ability to develop prospective policyholders, the company's market reputation has been greatly damaged, and it will also cause great misunderstandings for actuaries to formulate rate schedules based on experience. Such an operating model has caused huge risks to the company's operations. In case of listing , the damage will be to the interests of investors.

The scary thing is that the entire people's livelihood system seems to be setting off an upsurge of learning from Changzhou Company. Changzhou Company has been repeatedly commended by the company's senior management and awarded various honors. From within the Changzhou Central Branch, we can vaguely understand that Linyi, Wuxi, Guilin and other places are currently using this model to develop markets.