How about PICC P&C insurance network?

At present, under the trend of more and more developed Internet, many small partners will buy insurance online when they suddenly have plans to buy insurance.

In this case, we can't sign the insurance policy in person by providing insurance through the internet. Are the purchased insurance products really reliable? Let's learn more about PICC Property Insurance Company.

1.Is PICC property insurance network reliable?

1, company strength

China People's Property Insurance Co., Ltd. is a large-scale property insurance company in Asia initiated by China People's Insurance Group Company in July 2003, with a registered capital of122,559,800 yuan. It was obtained from China People's Insurance Company and was established on1October 20th, 1949.

2. Reliability

The State Council will directly manage insurance association of china, and all insurance companies in China are under its management. All audited insurance companies can be found here. China PICC is an insurance company established with the approval of China Insurance Regulatory Commission of the State Council and China.

In the first quarter of 2022, the core solvency adequacy ratio of PICC P&C Insurance in China reached 202.95%, and the comprehensive solvency adequacy ratio reached 235.02%. The risk rating in the latest quarter is also quite good, which is Grade B, so China PICC P&C meets the regulatory requirements.

3. Service level

The institutional network of PICC P&C Insurance in China is all over the country, with more than 320 underwriting, claims/customer service and financial centers at the prefecture (city) level and more than 654.38+00000 institutional outlets. Its service and sales network is relatively perfect, which helps the company to expand the service field, improve the service means and service level, and enable customers to obtain more professional and differentiated services. The company has set up a 365-day 24-hour service line all over the country, which can provide customers with services such as reporting, consulting and complaining anytime and anywhere, and another is to make an appointment for insurance and pay a return visit to customers.

4. The company's reputation

China PICC P&C was awarded the title of "the most trustworthy insurance company" by Euromoney magazine, and was called "the benchmark enterprise of customer care in China" by the industry. Its customer service center won the title of "Best Call Center in China" for many times, and won the title of "Asia's most competitive non-life insurance company" in the competitiveness ranking of insurance industry in 2008.

If you have friends who want to know more details, you can read this article:

What is the strength of PICC in China? How about this fairy product? 》

Second, what is an insurance company?

The establishment of an insurance company as a legal person is based on the Insurance Law and the Company Law. The insurance company obtains the insurance premium of the insured, invests the funds in bonds, stocks and other assets, and then obtains income through these assets, and then compensates the insurance premium stipulated in the policy.

In order to facilitate consumers to handle insurance business, many insurance companies put insurance business online, such as official website, applet, and many online third-party insurance brokerage platforms. Whether it is the official online channel of insurance companies or the third-party insurance brokerage platform, there will be relevant departments to supervise, and the reliability of insurance is no problem.

I also have to say that compared with insurance companies in official website, it is safer for our consumers to buy insurance in insurance brokerage companies. Why do you think so?

Because the insurance brokerage company proceeds from the interests of the insured or the insured, the insured can enjoy the insurance intermediary service. Therefore, insurance brokerage companies reflect the interests of customers, and insurance brokers take the interests of our consumers as the starting point.

Under normal circumstances, insurance brokerage companies and many insurance companies join hands to choose a wide range, and customers can choose a more suitable product from many products.

So, with so many insurance brokerage companies in the market, how should we choose? Click on the link below and you will know!

How to choose a good insurance brokerage company? 》

3. How to buy insurance on PICC P&C?

We can purchase PICC insurance based on PICC China official website, applet, insurance mall and other online channels, click on the insurance link, write down the personal information of the insured and the insured, and confirm that the policy is correct after paying the premium.

In essence, there is no obvious difference between the process and our purchase on other platforms. No matter what kind of insurance, the main purpose of insurance is to choose the product that suits you best. Have a specific understanding of the protection content, health notification, waiting period, exemption clauses, etc. In the product contract, we also need to combine our own substantive situation, if the premium budget, what kind of insurance amount is more appropriate, and so on.

4. What should I pay attention to when choosing an insurance platform?

In the insurance market, we are familiar with the names of some insurance brokerage platforms, such as Deep Blue Insurance, Dad Insurance, Smart Choice Insurance, Small Umbrella, Shi Sheng Chuangfu and so on.

We often meet some well-known insurance companies, some of which are not, but we can't just say that this insurance brokerage company is better. We should also understand its strength background, reputation, service, reliability, objectivity and fairness, just as the fairness of insurance is related to the vital interests of our consumers. If you are biased when recommending products to us, it is estimated that we will buy insurance that is not suitable for us.

Only by shopping around can we choose a reliable insurance platform.

Therefore, when we choose an insurance platform, we should compare others more and not generalize.

Want to know more about how to choose an insurance platform? After reading this article, you will know:

A good insurance consulting platform must meet three requirements, otherwise it will be difficult to settle claims! 》

Write it at the end

I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;

I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.

WeChat official account: Xueba said that insurance costs less, buy the right insurance!