What does a Ping An clerk do?

I have interviewed 15 insurance companies and worked in two insurance companies before and after. The clerks and office workers mentioned in the job advertisements are actually deceptive. As for the formal establishment, there is a basic salary for you, don't run the business, don't believe it. Insurance companies always advertise for backstage jobs, but candidates can never apply! Now that insurance companies are recruiting, we all know that people don't want to be salesmen to pull insurance policies. When recruiting, they often use the names of office workers, clerks, Yong ying, management cadres and so on. Never mention business indicators, no matter how you confirm with him, you will clap your chest and tell you that you absolutely don't have to run business, with basic salary and social security, and so on; I tell you, the back office has not been compiled for the time being, and the back office has been transferred from other places. Your original position has been rejected during the exam, and so on. Euphemistically called "recruitment rhetoric", it is naked fraud and deception to put it bluntly!

As soon as I entered, I was asked to take the insurance qualification certificate, saying that I must hold a certificate. Nothing, it's easy to get a certificate. Now many industries require a certificate, and office work is no exception. I used to work in the company with this certificate, so it was nothing. After the inspection, you will be asked to write a bill. I will tell you that there is no position in the back office of the company for the time being, the back office is transferred from other places, and so on. Anyway, I will let you make the bill, and at the same time I will let you continue to participate in some training of the company, mainly some invoicing skills. To put it bluntly, it is to teach you how to introduce products, how to fool customers, and how to make orders, which is called "sales speech". If you insist on refusing to run a business until you can't stay any longer, you can either leave or pay the bill without giving a penny. It's not that easy for you to leave, and your references will try their best to keep you. If you insist on leaving, the qualification certificate may not be given to you, and you will often be detained for half a year. In fact, this is related to the Illegal Insurance Law. There are few internal office posts and few external recruitment in insurance companies. Such as group training and lecturers, all need rich practical experience; As for clerks, because there is no technical content, they are generally digested internally. Ordinary candidates are all for clerks, back office and the like. But this is the whole life of a salesman. Insurance companies always advertise for backstage jobs, but candidates can never apply!

Some insurance companies also like to let employees buy the self-insurance part, that is, when employees are unable or unwilling to pay the bill, let you take out the insurance yourself, and at the same time give you how much commission you can get from buying such an insurance, as well as basic salary, full-time bonus, incentive plan and so on. You are asked to pay the bill anyway, and he doesn't care who pays the bill.

Other companies say they have a basic salary. Insurance salesmen and insurance companies sign both principal-agent contracts and informal labor contracts, so insurance salesmen themselves do not belong to the formal employees of insurance companies, and there is no legal labor relationship, so there is no real "salary", and of course there is no basic salary problem. Salespeople can only get the corresponding commission and some subsidies according to their own policies. Some insurance companies say that their salesmen have a basic salary, that is, they are required to reach the corresponding business indicators within a certain period of time, and then give the so-called "confirmation award" (maybe the name is different, the same thing). This kind of "prize" is different from salary, and five insurances and one gold are not deducted; Not all the time. There is usually a time limit, such as three months, six months and so on. After that, if you want to continue to get this basic salary, you need to meet higher performance standards. Or if you are promoted to a supervisor, the supervisor has a supervisor allowance, which is similar to the basic salary, and the amount of supervisor allowance at different levels is different. Then your task is even heavier, not only to bill yourself, but also to increase the number of employees, and the people you add will continue to bill. It's best to increase the number of people you add. A spider web is getting bigger and bigger.

One way to distinguish the nature of employment is to look at the signed contract. If it is a formal labor contract, it is a formal employee, with establishment, basic salary and social security; If you sign an agency contract, the salesman you absolutely recruit is not a formal labor contract, which is not protected by law, and the workers cannot enjoy various welfare benefits stipulated by the state.

Say a few more words. Those "officials" in insurance companies: directors, senior directors, managers and directors of management departments, these are not office jobs, but field jobs and belong to senior salesmen. They are not office workers themselves, so they don't enjoy the treatment of office work and have no right to hire office work. Generally speaking, the boss of the municipal central branch of an insurance company has no right to directly hire office workers and needs the approval of the provincial branch. If your interviewer hangs the title of the above-mentioned senior salesman and promises you the position and treatment of the back office, you can regard him as nonsense. If you don't believe me, you can ask them to take out the salary slip and see if there are five insurances and one gold buckle on it. You can still think like this. What advantages do you have compared with other applicants? You work too hard backstage. What happened? Why do you work as a clerk when others enter the insurance company to run business?