How does the mobile phone shop loan by installment?

1. How do mobile phone shops lend money in installments?

Conditions to be met when buying a mobile phone by stages in a physical store: applicant 18 years old or above, non-university student; The applicant has a good credit record and no bad credit record; Have a second-generation valid ID card; Have a certain ability to repay the principal and interest. With these basic conditions, users can try to apply for the installment purchase of mobile phones in physical stores. If the user has a credit card, flowers, white notes, etc. Then they don't need to apply for a loan in a physical store, and users can directly handle the installment payment business. Physical stores support the purchase of mobile phones in installments. Users can use credit cards to pay in installments, or they can use loan products such as flowers and white strips to pay in installments. However, it should be noted that there must be enough available quota before installment payment. When the available amount is less than the payment amount, installment payment will fail. As for the success of installment payment, users need to pay a certain amount of principal and installment fee every month. If he fails to repay in full, it will be considered overdue. The procedure for buying a mobile phone in a physical store is 1. First, before the physical store decides to buy the mobile phone in installments, consult the clerk first, such as installment interest and installment down payment. These are the first things to understand. Then, you need your company's telephone address and residential address, which should be detailed, true and accurate, because the bank will check them one by one. 3. You need to fill in the names and addresses of parents, relatives (uncles and aunts), boyfriends or husbands, as well as contact numbers, and the contact information of a colleague must also be filled in. 4. When going to handle it, you need to bring the original ID card and the bank card handled by my ID card, and someone will handle it. 5. There must be at least one penny in the provided bank card, because there will be a process of swiping the card when handling it, and you need to sign it when swiping a document. 6. Someone will take a photo and upload it to the database. In this database, all the information will exist, and someone will verify whether the information provided is true. If it's true, it's easy to pass. 7. After it is passed, you need to sign a lot of documents, which may be the most frequently signed in your life. Personally, I feel that this information is safe, so don't worry too much. 8. After paying the down payment, you can get the mobile phone. You should keep the receipt and so on. There will be an installment account. Remember the date of monthly payment. If it is overdue, you will have an overdue fee. You can pay it back in advance and the interest will be less.

Second, how to buy a mobile phone in the physical business hall by installment?

The physical business hall buys mobile phones by stages;

1, first ask whether the mobile phone shop handles installment payment.

2. In any bank, it is generally interest-free.

3. Know what the handling fee is, and the repayment date and minimum repayment amount of the credit card.

4. The buyer and the seller sign a contract at the time of transaction. Installment payment is mostly used for some product transactions with long production cycle and high cost. Such as the export of complete sets of equipment, large vehicles and heavy machinery and equipment. Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and guaranteed. Payment methods for purchasing goods and services. The buyer and the seller sign a contract at the time of transaction, and the buyer pays the goods and services to the seller in installments within a certain period of time. The date and amount of each payment are stated in the contract in advance.

Third, how do physical stores buy mobile phones and loan companies by stages?

Hello, this is the loan company that broke into the mobile phone shop.

Mobile phone installment, you can use credit card installment, of course, you can also use external entity loan companies.

They make consumer loans, of course, they will go to mobile phone stores, as long as the interest rate is reasonable.

4. Can a physical store buy a mobile phone by installment?

Some physical stores also have the business of installment purchase. Please go to the major mobile phone stores in your city and ask.