20 17 what is Nanjing's purchase restriction policy? What are the conditions for buying a house?

You have to pay deed tax and stamp duty to buy a house. The total housing price of the first house below 90 square meters (including 90 square meters) 1% deed tax, the total housing price of the house above 90 square meters 1.5% deed tax, and the total housing price of the second house is 3% deed tax. The stamp duty is 0.05% of the total purchase price.

Precautions for buying a house:

1. Does the developer have five certificates?

To buy pre-sold commercial housing, we should check whether the developer's "five certificates" and "two books" are complete. This is to verify the strength and qualification of the developer, and we must wait until it is complete before buying it. This has a lot to do with whether the developer sells illegally, whether the house will be unfinished, and whether it can be closed on time. Five certificates include state-owned land use certificate, construction land planning permit, commercial housing sales (pre-sale) permit, construction project planning permit and construction project construction permit. "Two Books" include "Residential Quality Guarantee" and "Residential Instruction Manual".

2. Are the planning and supporting facilities around the house complete?

Although most families now have cars, they inevitably need to take other means of transportation. Therefore, the traffic facilities around the community are also very important. Daily food, clothing, housing and transportation need to be purchased in the business circle to see if the commercial facilities around the community are complete, so as to avoid shopping inconvenience after moving into the community.

3. Swimming pool area

When buying a house, the pool area can not be ignored, and attention should be paid to whether it is reasonable. Multi-storey residential pool area is less, high-rise residential will be affected by elevators and other aspects, pool area is more. The multi-layer is about 1 1% ~ 16%, and the high-layer is about 18% ~ 26%.

4. Deposit payment

Most developers will require buyers to sign a "house subscription agreement" and pay a deposit before signing a formal pre-sale contract. However, paying a deposit is not a necessary procedure for buying a house. If it is not good, it will fall into a deposit dispute. Try not to pay the deposit.

5. Property rights

If you buy a second-hand house, you should go to the housing management department to inquire whether the property owner has liabilities or mortgage behavior, and whether the house has been sealed up by the people's court or administrative organ according to law. Pay attention to the clear property rights of the house, and check whether the area, registration date and pool on the real estate license are consistent with the agreement.