Is the bank financial adviser a regular employee?

Consultant is a professional title. He has expertise in a certain field and can help others make decisions. Whether financial consultants or investment consultants, they intervene in customer financial management and help customers realize the purpose of wealth appreciation. However, although the title sounds tall, people who know this industry can make it clear at once that it is actually sales. ?

Whether in the investment industry or other industries, consultants in China have sales background. The most important job of an investment consultant is to develop customers, so that more people can invest in the company and the company can earn commissions.

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Precautions:

Investors often subscribe for wealth management in banks, thinking that the wealth management products sold by banks are the wealth management products launched by banks. Actually, not all of them. Banks are also financial institutions, and there are consignment behaviors. Some staff in the business department recommended financial products from other financial institutions for personal needs, but the risk coefficient of such financial products will be greater than that of bank financial management, or the commission will be higher.

Therefore, in the process of subscription, investors need to see which unit is on the subscription document. If it is a wealth management product of other financial institutions and non-bank systems, then they refuse to subscribe. Avoid more troubles in the future and even risk mine explosion.

Baidu encyclopedia-wealth management consultant