Guizhou People's Insurance Company would like to ask how to report a case suspected of defrauding vehicle insurance premiums in traffic accidents and what evidence is needed?

The insurance editor will help you answer your questions. For more questions, you can answer them online.

As the name suggests, accidents do not involve property damage to the other party’s vehicle or casualties.

Unilateral accidents are the most common in car insurance claims, and they are faster than simple traffic accidents.

Unilateral accidents that do not involve personal casualties in the vehicle can be directly reported to 95518 and handled by the insurance company. No need to go through the traffic police. Before the insurance company inspects the site, be sure to save the site and wait for the surveyor to inspect and verify the site conditions

1: After the accident, you should immediately dial 95518 to report the accident. After dialing, press the No. 1 button. At this time, you can take out your own Insurance policy, or your own driver's license and driving license to register a crime. 95518 is the 24/7 reporting hotline. In order to verify the first scene, please report the crime immediately after being in danger.

2: If conditions permit, try to retain the first site and wait for the local surveyor to take photos. Because the first site is the most explanatory evidence, whether the first site survey is important for insurance claims It is important to say this in order to increase the speed of claims settlement.

3: After arriving at the site, the surveyor should actively cooperate with the surveyor to inspect the site, issue his/her driver's license and driving license, and answer truthfully the questions raised by the surveyor.

4: After taking photos on site, fill in the "Quick Claims Processing Form"

5: After completing the processing form, the surveyor is responsible for contacting you about vehicle repair matters.

6: Compensation is withdrawn, and the vehicle loss list will be issued after the loss evaluator and repairman have determined the price. Generally, unilateral accident compensation for losses of less than 2,000 yuan will be paid within two working days.