What are the types of questions in the written examination of Zhuji Rural Cooperative Bank?

There are many bank written test questions in the job arsenal, Baidu.

2009 Fujian Credit Union Recruitment Interview Written Test Questions and Answers

1. Fill-in-the-blank questions (1 point for each blank, ***10 points)

1. The first passenger train of the Qinghai-Tibet Railway was launched on July 1, 2006. It was the first passenger train from the mainland to Tibet.

2. When rural credit cooperatives apply to the People's Bank of China to redeem special central bank bills, one of the conditions is that based on the "one over and two overdue" caliber, the ratio of non-performing loans has fallen by no less than that at the end of December 2002. (50).

3. The accounting rules of the debit and credit accounting method are: (if there is a debit, there must be a credit), and the debit and credit must be equal.

4. The identity relationship between assets and liabilities is: assets = liabilities (owners’ equity).

5. Short-term loan extension shall not exceed (original loan period).

6. Credit unions stipulate in the loan interest rate and interest management that no unit or individual except the (State Council) has the right to decide on interest suspension, interest reduction, interest suspension and interest exemption.

7. Fixed savings deposits can be withdrawn in whole or in part in advance, but the advance withdrawal can only be made (once).

8. Wrong payment accidents caused by illegal operations will be handled according to the principle of returning the long payment to the public and (short payment will be self-compensated).

9. The minimum deposit for lump sum fixed savings deposits is (fifty) yuan.

10. The system of separate management of cashier work mainly refers to the separate management of (money accounts).

2. Single choice (1 point for each question, ***50 points)

1. When accounting accounts are adjusted in the middle of the year, they will always be carried forward (C).

A. Adopt the method of carrying forward comparison table; B. Adopt the method of consolidation; C. Fill in the voucher to pass the accounting entries; D. Adopt the method of consolidation

2 . The operating income of a credit union does not include: (C)

A. Interest income; B. Income from financial institutions; C. Investment income; D. Other operating income.

3. Credit society accounting accounts can be divided into (A)

A. On-balance sheet accounts and off-balance sheet accounts; B. Assets and liabilities*** the same account; C. Liability accounts ;D. Asset and liability accounts

4. Accounting books include (A), detailed accounts, journals and other auxiliary account books.

A. General ledger; B. Balance sheet; C. Daily balance sheet; D. Statistical sheet

5. Union funds are raised based on taxable wages (C)

A, 1.5%; B, 2‰; C, 2%; D, 1.5‰

6. Credit union payment and settlement principles are: abide by credit, perform payment, (B), OK , the company does not advance payment.

A. Account reconciliation; B. Whose money goes into whose account and who controls it; C. Full payment

7. Which of the following belongs to other categories of credit unions? Assets (B)

A. Current deposits; B. Intangible assets; C. Profit payable; D. Interest payable

8. The basic accounting statements of rural credit cooperatives are: (A ), balance sheet and profit and loss statement

A. Business status statement; B. Fixed assets statement; C. Profit distribution statement; D. New account balance statement

9. Credit union The balance of the fixed assets account is (A)

A. Debit; B. Credit; C. Receiver; D. Payer

10. The basic vouchers of credit unions are: cash Payment summons; (B); transfer debit summons; transfer credit summons; special transfer debit summons; special transfer credit summons; off-balance sheet account debit summons; off-balance sheet account credit summons.

A. Cash check; B. Cash receipt summons; C. Transfer check; D. Invoice

11. The accounting year of a credit society refers to (A)

A. From January 1st to December 31st in the Gregorian calendar; B. From January 1st to December 20th in the Gregorian calendar; C. From December 31st in the previous year to December 31st in this year; D. In the Gregorian calendar From February 1 of this year to December 31 of this year;

12. The types of credit union loans can be divided into: (A) according to the loan term: (A)

A. Short-term loans, medium-term loans , long-term loan; B. temporary loan, short-term loan, medium-term loan; C. short-term loan, medium- and long-term loan, long-term loan; D. temporary loan, mortgage loan, medium-term loan

13. Self-operated loan index A loan is issued independently with funds raised by the lender in a legal manner. The risk is borne by (A), and the principal and interest are collected by the lender.

A. Lender; B. Lender and borrower; C. Borrower; D. Lender, borrower, guarantor

14. Credit union mid-term loan The term is (A)

A. 1 year (inclusive) to less than 5 years; B. 1 year (inclusive) to less than 3 years; C. 1 year (inclusive) to less than 5 years; Less than 4 years; D. 1 to 4 years (including 4 years)

15. The essence of bill discounting is a kind of loan, which is different from the loan business in (D)

A. Object, term, interest collection; B. Contract, term, interest rate; C. Method, term, interest rate; D. Object, interest rate, interest collection

16. Long-term loan extension shall not exceed ( B)

A. 2 years; B. 3 years; C. 4 years; D. 5 years

17. Specific loans refer to those approved by the State Council and may cause Loans issued after instructing (A) to take appropriate remedial measures for losses.

A. Wholly state-owned commercial banks; B. Policy banks; C. Rural Credit Cooperatives; D. Bank of Communications

18. The "General Rules for Loans" clearly stipulates that the borrower and The lender's lending business should comply with the principles of (B).

A. Voluntary, equal, mutual benefit, and trustworthy; B. Voluntary, equal, honest, and trustworthy; C. Negotiation, mutual benefit, equality, and trustworthy; D. Voluntary, equal, consultation, and trustworthy

19. In the five-level loan classification, the basic characteristics of doubtful loans are (D)

A. Possible loss; B. Partial loss; C. Serious loss; D. Definite loss

20. The "Savings Management Regulations" were promulgated and implemented by (A).

A. March 1, 1993; B. May 1, 1995; C. May 1, 1993; D. March 1, 1995

21 . Which of the following savings accounting files has a retention period of fifteen years (C).

A. Account balance sheet; B. Savings account registration book; C. Summons and attachments; D. Application for reporting loss of savings deposits

22. Regarding the correct calculation of savings interest The statement is (B).

A. Interest will be paid off with the principal, and compound interest can be calculated; B. No interest will be recorded for amounts below RMB 10,000; C. Interest is calculated in installments, and the interest in each installment shall be retained until the cent; D. The deposit period is calculated as 365 per year Calculated in days

23. The current interest rate for one-year, three-year, and five-year lump sum savings deposits is (A).

A, 2.25, 2.70, 3.24

B, 1.98, 2.52, 2.79

C, 1.71, 1.89, 1.98

D , 1.98, 2.16, 2.25

24. The "Savings Management Regulations" stipulate that under special circumstances, depositors can report the loss orally or by letter or telegram, but the time limit for completing written procedures shall not exceed (B).

A. 3 days; B. 5 days; C. 7 days; D. 10 days

25. The interest tax rate payable on savings deposits is (C).

A, 10; B, 15; C, 20; D, 30

26. Among the savings accounting files, the register that is permanently kept is (B).

A. Blank important voucher register; B. Loss report register; C. Personnel handover register; D. Savings daily report

27. Savings are important blank vouchers ( C).

A. Cash payment summons; B. Savings receipt; C. Passbook; D. Voucher arrangement sheet

28. Among the conditions that must be met for the establishment of a savings institution, those who are familiar with the savings business The number of staff shall not be less than (C).

A. 2 people; B. 3 people; C. 4 people; D. 5 people

29. The business that computer savings operators cannot handle is (D).

A. Deposit business; B. Payment business; C. Loss reporting business; D. Freezing business

30. The current main sources of credit funds for rural credit cooperatives in our province are generally (A ) three forms.

A. Self-operated funds, re-loans and transfer funds; B. Agricultural loans, non-agricultural loans, subsidized loans; C. Short-term, medium-term and long-term loans; D. Absorption of stock funds, savings deposits, units Current deposits

31. Incomplete RMB, if the face value does not exceed (B) and the remaining parts of the pattern and text can be connected as they are, they should be exchanged in full.

A. One-half; B. One-fifth; C. Two-thirds;

32. How to operate the manual hour on coins? (B)

A. Unwinding→Counting→Packaging; B. Unwinding→Counting→Sealing; C. Unwinding→Reviewing→Sealing

33. Identifying counterfeit currency The intuitive method is to judge authenticity with hands and experience, which can be summed up in four words (B).

A. Observe, listen, assess, and correct; B. See, touch, listen, and compare; C. See, inspect, listen, and compare

34. Cashier at the checkout counter The cashier operating procedure is (B).

A. Review the voucher → Double count the cash → Stamp the cash receipt → Stamp the name → Put the payment into the box → Pass the voucher return slip to the customer;

B. Accept the counter →Audit the voucher→Count the cash→Register the "Cash Income Register"→Affix your name and seal→Transfer the cash and vouchers to the collection reviewer at the same time.

35. The cashier’s account book adopts (B) accounting method.

A. Double-entry accounting method; B. Single-entry accounting method; C. Debit and credit accounting method; D. Receipt and payment accounting method

36. Refuse to accept only cash Anyone who violates cash management regulations by collecting checks, bank drafts, cashier's checks, etc. will be fined (D) based on the transaction amount.

A, 5-10; B, 20-30; C, 0.5-1; D, 10-50.

37. When using a machine to count money, you should do (A).

A. Three checks and three precautions; B. Three checks and three precautions; C. Three checks and three points

38. The quality of cash collection and payment at the counter should reach (A) Require.

A. Accurate, fast, and good; B. No errors, no backlogs, and no overdrafts; C. Accurate, fast, and clear

39. General Secretary Hu Jintao was visiting and attending (C ), he proposed the "Eight Honors and Eight Disgraces" socialist concept of honor and disgrace.

A. The 19th Session of the 10th National People’s Congress; B. National Model Worker Commendation Meeting; C. The 4th Session of the 10th National Committee of the Chinese People’s Political Consultative Conference; D. National Discipline Inspection and Supervision Work Conference

40. Once verified, any credit officer of a rural credit cooperative who uses false names, fake loans, etc. to defraud rural credit cooperative loans will be (D)

A. Fired and retained; B. Dismissed; C. Retained for review; D. Expelled

41. At the IAAF Super Grand Prix Lausanne, Olympic champion Liu Xiang broke the 13-year-old men's 110-meter hurdles world record with a score of (B).

A. 12 seconds 86; B. 12 seconds 88; C. 12 seconds 90; D. 12 seconds 91

42. 2006 is the anniversary of the Red Army’s Long March victory (B).

A, 65; B, 70; C, 75; D, 80

43. The main forms of property rights system reform in rural credit cooperatives are (D).

A. Type 1; B. Type 2; C. Type 3; D. Type 4

44. On April 28, 2006, the People’s Bank of China decided to raise the Financial institutions (B)

A. Deposit benchmark interest rate; B. Loan benchmark interest rate; C. Deposit and loan benchmark interest rate; D. RMB deposit interest rate

45. The Provincial Association of Rural credit cooperatives across the province carry out education activities on good conduct and discipline, focusing on investigation (D).

A. 3 types of people; B. 5 types of people; C. 8 types of people; D. 10 types of people

46. Rural credit cooperatives must pay deposits to the People's Bank of China (B ).

A. Management fee; B. Deposit reserve; C. Profit; D. Secondary reserve

47. According to the provisions of the "Guarantee Law", loans cannot be used as collateral. The (pledged) property of the thing pledged is (D).

A. Private commercial buildings; B. Large shopping malls; C. Enterprise factories; D. School buildings

48. The main content of the "three preventions and one guarantee" work is Refers to: (C), prevent fraud and robbery, and ensure the safety of employees’ lives and property.

A. Prevent theft; B. Prevent flooding; C. Prevent theft; D. Prevent fire

49. This year is the anniversary of the founding of the Communist Party of China (C).

A, 75; B, 80; C, 85; D, 90

50. The social motto proposed by the Associated Press is (B)

A. Strengthen the society, establish prestige, seek truth, and be pragmatic; B. Love the society, be dedicated, honest, and discipline-abiding; C. Love the job, be dedicated, honest, and discipline-abiding; D. Love the community, be dedicated, honest, and law-abiding

3. Multiple-choice questions (each question is 3 points, ***15 points, how many? ⑸傺? Bad Mei Zheng?

1. The loan guarantee methods are (A, B, D)

A. Guarantee; B. Mortgage; C. Joint guarantee; D. Pledge; E. Housing license

2. The functions of savings are (A, B, C, D)

A. Investment function; B. Accumulation function; C. Distribution function; D. Deferred consumption function

3. The "four systems" proposed by the China Banking Regulatory Commission in the special case management work Including: (A, B, D, E)

A. Cadre exchange; B. Job rotation; C. Risk investigation; D. Relative avoidance; E. Compulsory leave

4 , The accounting inspection of credit unions mainly includes (A, C, E)

A. Accounting inspection; B. Fixed assets inspection; C. Financial inspection; D. Expense inspection; E. Business inspection

5. The quality requirements of warehouse management should meet the "six no's": (A, B, D)

A. No fire, no mildew; B. No insects, no rats. Bite; C. No flooding, no white strips arriving at the warehouse; D. No theft, no errors and accidents

IV. True or False Questions (1 point each, ***10 points)

1. A fixed deposit that has not been withdrawn or transferred within one year after maturity should be regarded as a long-term non-account (wrong)

2. If the cashier makes a mistake, he can make up for the shortfall with a long payment (wrong).

3. The maximum term of a self-operated loan shall generally not exceed 10 years. If it exceeds 10 years, it shall be reported to the People's Bank of China for filing (right)

4. Litigation on loan contracts of rural credit cooperatives. The limitation period is 3 years. (Wrong) 5. In July 2006, President Hu Jintao attended the Eight-Nation Summit in Moscow on behalf of the Chinese government. (Wrong) 6. Any unit or individual. Accounting institutions and accounting personnel are not allowed to instruct, instruct or force accounting institutions or accounting personnel in any way to forge or alter accounting vouchers, accounting books and other accounting information, or provide false financial accounting reports (right)

7. Computer operators. The password should not be changed frequently to prevent leakage of confidentiality. (Wrong)

8. Qualified shares are the shares obtained by investing in addition to the basic stock capital. (Wrong)

9. The principle of serving "agriculture, rural areas and farmers" is one of the principles that must be adhered to in deepening the pilot reform of rural credit cooperatives (right)

10. The highest authority of rural credit cooperatives is. Council. (Wrong)