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Can China Merchants Renhe China Merchants Yingjia Pension Insurance withdraw money at any time?

You can't. The endowment insurance of China Merchants and China Merchants Yingjia is a life insurance product underwritten by China Merchants and Life Insurance. Since you are insured, you can't take money at any time, and only when there is an accident will you compensate the corresponding insurance money. Therefore, insurance means that when misfortune or risk occurs, it will not be hurt or lost.