Are Chengdu Bank's daily wealth management products reliable?

The daily wealth management products of Chengdu Bank are more reliable. Steady financial management includes money fund and regular financial management, which is not easy to lose money and has relatively low income. Suitable for conservative investors. Insurance financing is a new financial product issued by insurance companies, and its risk is higher than that of money funds. Index financial management refers to fund products operated by fund companies and tracked by specific indexes. Usually, when the index goes up, the fund goes up, and when the index goes down, the fund goes down, with higher risks and more returns.

First, the daily wealth management products of Chengdu Bank are reliable.

China Banking Regulatory Commission (CBRC) recently issued the Notice on Improving the Management System of Bank Financial Management Organization, namely "No.35 Document". This is after the "No.8 Document" that supervised the bank's wealth management business last year, the CBRC made another heavy blow: it required the wealth management business to be separated from the credit business, the wealth management business to be separated from the self-operated business and wealth management products, and the wealth management business management department to operate independently, with independent risk control and independent accounting, and required the bank to complete the construction of the wealth management business division system before September this year.

Two. China Banking Regulatory Commission (short for China Banking Regulatory Commission)

A few days ago, the "Notice on Improving the Organization and Management System of Bank Wealth Management Business", namely "No.35 Document", was released. This is after the "No.8 Document" that supervised the bank's wealth management business last year, the CBRC made another heavy blow: it required the wealth management business to be separated from the credit business, the wealth management business to be separated from the self-operated business and wealth management products, and the wealth management business management department to operate independently, with independent risk control and independent accounting, and required the bank to complete the construction of the wealth management business division system before September this year. Banking industry insiders admit that the purpose of Circular 35 is to plug the loopholes in non-standardized assets of bank wealth management investment and solve the information disclosure problem of bank wealth management black-box operation, and the rigid redemption of wealth management products is about to be broken.

To sum up, the index is a high-risk product and investment may lose money. Fund products operated by fund companies and tracked by a specific index usually go up when the index goes up, and go down when the index goes down.