What kind of experience is it that you just graduated with a monthly salary of over 10 thousand?

Shortly after entering China, large foreign investment banks represented by Goldman Sachs and Morgan Stanley began to implement the so-called "global compensation" compensation system. In other words, no matter which city you are stationed in-London, new york, Hongkong or Peking-the entry-level annual salary of the Front Office (basically refers to the departments that directly generate income, such as IBD, trading, etc.). ) This is basically the case. In those days, the figure was about 80 thousand dollars.

So, at the moment of getting the offer, ordinary college students whose living expenses are only 700-800 yuan a month (it was really expensive at that time) jumped into a professional gold collar that can earn 40-50 thousand yuan a month-this is just the basic salary. If you know something about that "golden age", when other industries are still exploring the "13-salary" or "15-salary" bonus system, investment banks can give out 12-36 months bonus at the end of the year-the specific amount depends on the performance of the whole company and yourself next year. So, if you come from an ordinary family and work in an investment bank after graduating from college, you can call it Little jump class.

At that time, the degree of attachment of foreign investment banks to employees' "bloodline" was well known. No matter in the United States, Britain or China, the students who graduate from investment banks every year must come from the best universities in China. American Ivy League+Stanford+MIT is standard. At one time, in China, only students who "made friends with the North" were eligible to be selected. This situation was not changed until the second wave of the Internet rose after 2008, when many famous students moved to Silicon Valley and the Internet industry. Today, many companies in Silicon Valley can give graduates an annual salary of $65,438+00-65,438+05+options, which makes the old financiers on Wall Street start to raise their basic salary and reduce their employees' overtime work, but this is another story.

For these students, this is a real and excellent example of "changing fate through knowledge". The difficulty of China's college entrance examination is well known. Those who can be admitted to Tsinghua Peking University are not idle people. Investment banks only choose a few poor places in these schools every year ... What finally gets in is the result of the interaction of opportunity, strength and luck. But after more than ten years of cold window, it is a very satisfactory result. So these people will be advocates of education for a long time to come. The change of class, the change of living environment and the upgrade of communication circle have deeply engraved the logic of "knowledge changes fate" in ta's psychology. Of course, whether this logic still holds true in today's China is another topic.

The "sudden" increase in disposable income has also brought some impact to other things. When I was in college, I worked hard to save thousands of dollars to buy a camera, and I could buy three cameras after a month's salary. This kind of "making money"; > The financial management concept of "saving money" will also accompany this group for a long time-Ta people believe that if you have expectations for your future, you should do what you want when you do it. Instead of saving money forever, then one day, I found that I didn't do what I should do, and the money I saved seemed worthless. Investing in yourself is always the most important thing.

Then, naturally, you start to try something "in line with your own class": mountain climbing, diving, surfing or Texas Hold 'em, which is not too cheap to buy ... until you find that you don't like any of them. Work provides access to high-end restaurants and five-star hotels, and makes you accustomed to maintaining your life at a certain level. Kevinspacey fowler, who plays Sam in the film "Recovering Margin" describing the subprime mortgage crisis, said: (Why is it not enough to earn so much money? ) ... because I'm really short of money. There are still many property taxes to pay, wives to shop and children to go to private schools. ......

In addition, when you get a return far beyond the social average, there will always be a weak voice in your heart: "am I really that good?" Am I really worth paying for? Can this state last? "A concept in psychology, impostor syndrome, is this phenomenon. If you are at Goldman Sachs, others will naturally think highly of you, but what if you leave? The shadow of Smith will always follow you until the moment you leave.

All these invisibly push up the opportunity cost of TAs selection. In this industry, I have met too many people who are unhappy but inseparable. Ayn Rand said that freedom is defined as "not asking anything". Expect to be noticed. Nothing to rely on. "(nothing to ask for, nothing to wait for, nothing to rely on). When you can't give up too much, you lose freedom.