Your ability to make money determines your quality of life

You don’t have to go to work, buy what you like, go where you want to go, and live the life you want. I believe this kind of life is what most people pursue. The premise of all this is that you must have money, and your ability to make money determines your future quality of life.

I suggest you read the book "Moms Who Make Money" if you want to have the ability to make money. This book was hailed as a financial management guide as soon as it was published. The methods in it are not only for mothers to learn, but also for everyone who wants to find their own earning power. The author Crystal Paine is an excellent speaker. Her mission is to encourage women to manage their time and resources well, break out of their own inherent thinking patterns, and develop their own strengths by analyzing their own characteristics. Develop the ability to make money and manage your life well.

This book talks about how to discover your own strengths and turn these strengths into a profitable career. At the same time, he also talked about how to solve the difficulties encountered in the process of action. Finally, he emphasized that after you have enough money, you must understand what is most important to you, and learn to make money with money to realize your own life value. . As soon as the book was published, it was praised by many as an introductory book on financial management.

Crystal Paine believes that by following the following three steps, anyone can quickly gain the ability to make money.

1. Develop a business idea that suits you

What is a business idea?

The business idea is that you want to make money through your skills and build your own business. Before you start, you have to think about what success will look like.

There is a case in the book "The Money-Making Mom". The protagonist Alyssa divorced her husband in 2012 and took her two children home to live in her father's house. At that time, she Two jobs. In that situation, Alyssa felt like she was about to collapse.

She tried many jobs that could be done at the same time, and finally settled on a job of writing blogs for other companies. While she was taking this job, she was also working another job as a personal insurance agent. Because Alyssa knows the insurance industry very well.

Alyssa searches insurance company blogs on Google. If she sees some insurance company blogs that have not updated their copywriting in a timely manner, she will send a private message to ask the other party if they need to write copywriting. It can be operated by her. At the same time, she will also go to those recruitment websites to ask.

Slowly, Alyssa expanded her business to personal finance websites. Using the same method, she took the initiative to ask the other party if they needed an insurance copywriter.

Over time, Alyssa gradually accumulated many customers. By 2013, this part-time job allowed Alyssa to earn about US$2,500 per month. So she quit her day job and over time, she earned more and more and bought an RV for her children to live in. Before this, Alyssa had always made a lot of money writing copywriting online. Now, not only did she make money, she was able to take care of her children, and she was also able to plan more time to spend with her children.

Through the above cases, can we find that if you want to start your own business, you must try a freelance career. Although you may fail, as long as you try, you will definitely succeed.

So how to develop a business idea that suits you?

Think carefully about what skills and talents you have. You can also ask your friends or family around you. You may get a lot of opinions, such as strong communication skills, great sales skills, and particularly good public speeches.

At this time, you can write all these opinions on a piece of paper, and use another piece of paper to write down the skills that you are good at and passionate about. It doesn’t matter if you have many ideas. But never do something you like but are not good at.

The author said that skills, talent, passion, and knowledge can constitute the most ideal career.

Then we can ask ourselves based on the ideas we have written down and these four major points, and take more detailed details into consideration. For example:

Can I use my communication skills and cooking skills to hold online courses and teach others how to cook?

Can I use my passion for numbers and knowledge of finance to do part-time consulting for local merchants?

Can you use your writing skills and skin care experience to write copy for a skin care product website online?

At this time, you don’t have to worry about having too many ideas, or that you can’t find a business idea that suits you. Because it takes time to find an idea that suits you. Take your time, don't rush, don't give up just because you're afraid you won't find it.

Another case in the book also illustrates that we must choose a field that we are already proficient in and like. Only in this way can we have the passion to persevere

In the case of Kathy, she really wants to earn extra money through her skills. At a party, Cathy discovered that she fell in love with a brand of kitchenware called Pamper. Without thinking much, she went directly to interview for the job and signed a contract to become a sales consultant for this brand. There was another reason why she wanted to be a sales consultant. She found that many people who worked as sales consultants received very high bonuses. . It's a pity. In fact, she herself had no confidence that she could successfully sell the product, so in the end she had to quit. But a few years later, she chose this career again, but with the same result. Kathy's persistence is indeed worth learning from, but we must not be like Kathy, who sees a business idea that is suitable for others, does not reflect on whether it is suitable for ourselves, and just rashly tries it based on our liking. Because in this way, we will only waste our time and not make any money. It may even put you in financial straits.

If you suddenly find a business idea that suits you, then I really want to congratulate you. Now you need to be ready to start researching the skills surrounding your business idea in advance.

First of all, you have to ask yourself, are you very passionate about this idea, and are you willing to take action to realize it?

Based on your business idea, analyze the people around you and find those people who belong to your idea. Now that you know where these people are, you have a direction, right?

Conscience advice, it is best not to borrow money to start a business. The saying that you can only be motivated when you are under pressure is not suitable for a person walking on the edge of financial status. After all, it is difficult to guarantee 100% success in starting a business. , you still have to leave yourself some way out.

Before launching your business idea, be sure to ask yourself whether you have done enough research, which is equivalent to doing a risk check. For example, if you succeed in this business, what can you get? In the process of your career, what kind of challenges will you encounter, how should you continue to acquire new customers, etc.~

Also, you have to ask yourself whether you have a strong heart. Can you afford failure? Think about it, if you tried this thing and failed, would you give up or persist?

2. Carry out multiple ideas at the same time to achieve multiple incomes

It is better to practice it once than to think about it ten thousand times. In our lives, there are many people and many dreams. Every time I chat with them, they are very excited. It's like they've achieved their dream. We must not become dreamers who only dream. When we have an idea, we take action immediately. Only when you do it can you know whether this idea is suitable for you. Of course, you must not encounter any difficulties. I feel that I am not suitable, so I need to find the reasons for these difficulties and find ways to solve them. However, if it is your own subjective rejection, don't continue to persist, because your heart has already told you that this idea is not suitable for you, so quickly change to another one.

So how do you make a detailed plan to realize your dream?

To make a detailed plan, you must first determine why you are doing this. In other words, we must give ourselves a sense of mission.

Be able to clearly explain what you want to do in one or two sentences. For example, the author Crystal Paine’s mission is to help women manage their time and resources.

Crystal Paine participated in an author conference. There was a problem at this conference. Few authors gave a distinctive and brief introduction to their books. This is a problem that the author discovered after interacting with other authors after the conference. When the authors asked what their books were mainly about, their answers were relatively vague.

In fact, there are many such people in our lives. They all have great enthusiasm to do one thing, but don’t know where they are going? Let me ask, if we don’t know where we are going, then no matter how much enthusiasm and determination we have, it will be of no use. Just like if you know how to drive a car and drive around with no destination, except to satisfy your own driving addiction, you are wasting gas.

With a sense of mission, you will have a sense of responsibility and responsibility, and you will know that this thing must be done. For example, it is the mission of doctors to cure patients who go to the doctor. With a strong sense of mission, you can then base your business ideas on and develop a detailed action plan, and you will have a clear direction. The following questions are what you should think about when formulating an action plan -

The first thing you have to think about is, is your business method going to be online, at home, or in a physical business? How to express your mission well in words?

After thinking clearly about the above questions, we have to start thinking about how much money we want to earn? How many products do you need to sell to make this money? What time do you need to work every day and how long do you need to work?

After thinking about these, you can make your detailed plan. At the same time, you must learn to turn big goals into small goals. Every time you achieve a small goal, you are one step closer to your big goal, which is equivalent to having a vision that can see the distance.

Of course, everyone will be a little scared when they start a business for the first time. No matter who it is, they will be worried when they come into contact with a new field. But when you create an idea and make money, you gain confidence. At this time, if time permits, we can have multiple ideas proceed at the same time. We don’t put all our eggs in the same basket, which means we can extend one idea to more ideas and earn more income through more ways.

Shelly, one of Crystal Paine’s blog fans, shared with her a case study on how she turned her skills into a successful business. In order to reduce expenses, she bought an ugly sofa at home and I bought some fabrics and redesigned them, and after the redesign, I made a good-looking sofa cover. This experience also led me to choose a part-time job in a beauty salon. After three months, she also received several orders for sofa covers. Business. Slowly, the sofa cover business picked up, so she quit her part-time job and started an online business, taking orders online. At the same time, she made a CD of the techniques for making sand covers and sold tutorials on her blog. , thus giving her a generous income every month.

I just wanted to make the ugly sofa at home look good, so I made a sofa cover myself, but it changed my career. Did it give you any inspiration?

As long as we find a business idea that suits us and make a plan to implement it, as our technology becomes more and more sophisticated, through the above cases, we can easily find that it will bring us more benefits. It’s not hard to make an income, right?

3. Learn to use money to make money and realize your own life value.

What I talked about earlier is knowing your goals, taking action, working hard to earn money to achieve them, and then changing your life. This is the most basic personal goal. When we have the ability to make more money, we should not let ourselves increase the number in our bank card, but should learn to use the money. , learn to manage money, invest, and let money generate more money. At the same time, we must remember the mission we originally gave ourselves, expand the situation, don’t be a miser, and have a grateful heart.

Let’s listen to a case of Misty. Three years ago, Misty's grandmother developed dementia.

At this time, Misty had just gotten married. Misty and her husband took her grandmother over and took care of her carefully. Sometimes I have to pay my grandmother’s medical bills. As a result, Misty's financial situation became increasingly tight, and Misty began to sell products online, while also selling her own arts and crafts locally. Soon her income paid off all her grandmother’s medical bills. At the same time she paid off her own personal loan.

Surprising, isn't it? Misty said she feels her greatest success is being able to pay for her grandmother's medical bills.

If a person wants to truly live a fulfilling life, he must find his own spiritual space. You must learn to transcend everything that material things and other people's words of praise bring you. These are all illusory. Having a healthy body, having time to spend with your family, and helping those in need when you are able will make our lives more valuable. So, when you have enough money, please think carefully about what is really important to you?

Let’s look at another case. Three years ago, Colorado State suffered a fire, and many people had to evacuate their communities multiple times. Unfortunately, author Crystal Paine had a friend who lost their home forever. When they were told to evacuate, the friend and family were going to a football game together. He thought it was just the same as before, it was just a one-time withdrawal, so when he left home, he just took some personal belongings. When they received the call again, they thought they could go home, but they received a notice telling them that their house and all their belongings had been burned down. They grieved for a long time before they came out. Every time they talked, they shed tears. Although their money was on their bank cards, the insurance company also compensated for most of the items that were burned. However, this story made Crystal Paine understand that our achievements should not be based on the items we own, because these things can be taken away at any time. I hope that through this story, you will also gain some insights after hearing this.

Of course, we still have to work hard to make money, because only if we make more money can we help more people.

Crystal Paine talks about Karen’s case in her book. Karen did particularly well, at the age of twenty-three, as a single mother of three children under the age of four. But at the same time, she also became an entrepreneur. How did she do it? She made muffins, cookies and cakes and gave them to local businesses and individuals. Later the men suggested she put some fruit. Inspired by these suggestions, she began customizing meals with fruit. Start selling. Slowly, she got more and more customers and started to make money. To make an impact in the community, she donated ten percent of her income to her church and sometimes even donated an additional twenty percent to local orphanages.

Of course, I want to use my career to make money to help people in need and realize my own value. This is a very good idea, but you must make a budget based on your actual situation. At the same time, when you want to donate, don’t donate foolishly. You must carefully consider what kind of organization or cause you are willing to donate to. Make sure it's consistent with your mission statement.

I believe that if you go through these three steps and do it with your heart, you will soon have the ability to make money, have your own career, get rid of your current predicament, earn more money, and realize your own goals. value of life.