Which family has minor illness or serious illness insurance?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

The critical illness insurance didn't say which is good or bad, mainly depending on whether it is suitable. I am currently working part-time in Dingding Baodai Henan Company. As far as the critical illness insurance products of several life insurance companies I have cooperated with are concerned, they can be said to have their own advantages. Serious illness or minor illness, are their own money. Personally, I think Jian Kang Life Insurance of Great Wall Life Insurance, Huaxia Fu of Huaxia Life Insurance and Huaxia Fu Multi-Edition are all products with high cost performance.

Great Wall Jian Kang Life Insurance: life-long critical illness insurance, free critical illness insurance. A wide range of protection responsibilities, 100 major diseases, 50 minor diseases, up to 5 minor diseases, is also the largest in the industry; And if the minor dies before 18, pay twice the premium paid; You can choose 70, 75, and 79 years old to receive the birthday bonus, that is, pay the premium. After the birthday payment arrives, the contract will continue to be valid and guaranteed for life.

Huaxia Fu critical illness insurance: life-long critical illness insurance, minor double protection/elderly 1.2 critical illness insurance. There are 82 kinds of serious diseases, 42 kinds of mild diseases, and the highest compensation for mild diseases is 3 times (the proportion of compensation is gradually increased, up to 35%). You can get a birthday bonus at the age of 88. After receiving the birthday bonus, the contract will remain valid and guaranteed for life.

Critical illness insurance: lifelong critical illness insurance, critical illness insurance with high security, low compensation and multiple compensation for critical illness. Covering 100 major diseases, 20 moderate diseases and 35 mild diseases. 1. Multiple compensation for serious illness: major illness is divided into five groups, A, B, C, D and E, with 100% coverage each time, and each group pays once, with a cumulative limit of five times; 2. The amount of compensation for minor illness is high: 30% of the insured amount for the first minor illness, once for each minor illness, and the cumulative limit is three times; 50% of the insured amount is paid for the first China disease, and each China disease is limited to one time, with a cumulative limit of two times.