Yinchuan Trial Measures for Retirement and Pension Social Insurance for Chinese Employees of Foreign-funded Enterprises, Employees of Private Enterprises and Temporary Workers in Urban Areas

Article 1. In order to meet the needs of labor system reform and enable workers in various urban enterprises to obtain the rights and interests of life security after retirement, according to the State Council's "Decision on the Reform of the Enterprise Employees' Pension Insurance System" and the Autonomous Region Relevant regulations, combined with the actual situation of our city, have specially formulated these trial measures. Article 2 These Measures apply to planned temporary workers (including those who have been approved by the labor administration) recruited by Chinese employees of foreign-funded enterprises, state agencies, public institutions and social groups, people, and collective enterprises in Yinchuan City (including high-tech industrial development zones). The department approves temporary workers, contract workers, and rotational workers recruited from rural areas and employees of urban private enterprises.

The original unit will still be responsible for the pension insurance of the employed retired (retired) personnel, those who are on leave without pay, and the employees of the enterprise who are on long vacation. Article 3 The basic pension insurance fund is raised according to the principle of "receipt based on expenditure, with a slight balance and partial accumulation", and is jointly borne by the state, the employer and the individual.

For Chinese employees of foreign-funded enterprises, employees of private enterprises and temporary workers, the employer shall pay 18% of the total salary of those participating in the pension insurance every month. The total salary shall be declared by the employing unit according to the actual amount, and the social insurance institution shall verify it once a year based on the base number reviewed by the taxation and statistics departments. The individual payment part is paid monthly at 2% of the individual's total salary or salary income, which is rounded to the nearest yuan during settlement, and is collected by the unit when the salary is paid. Article 4: When the basic pension insurance fund accrual ratio and individual payment standards need to be adjusted as circumstances change, the Municipal Labor Bureau shall put forward opinions and submit them to the municipal government for approval before implementation. Article 5 The basic pension insurance premiums paid by the employer and individuals shall be withheld by the social insurance institution through the bank where the employer has an account, and transferred to the "special pension insurance fund account" opened by the social insurance institution in the bank. Article 6: If a unit that participates in pension insurance is temporarily unable to pay basic pension insurance premiums due to special circumstances, it shall make a postponement plan, and after approval by the social insurance agency, make up the payment according to the plan. If the payment is overdue, a late payment fee of 2‰ of the payable amount will be charged on a daily basis from the overdue date. The late payment fee shall be paid by the employer from its own funds and shall not be disbursed before tax. Article 7 The retirement conditions and post-retirement benefits for persons participating in pension insurance shall be in accordance with the national and autonomous region regulations for workers under the universal labor contract system. Retirement benefits will be paid by the social insurance institution starting from the month after retirement is approved. Article 8 People who are paid monthly basic pensions or living allowances by social insurance institutions should receive treatment in designated hospitals after falling ill, and the social insurance institutions will pay a certain amount of actual expenses based on the scope of labor insurance medical reimbursement (excluding organ transplants). Proportional payment of medical subsidy fees, the standard is tentatively determined as: 60% of medical expenses if the basic pension insurance premiums have been paid cumulatively for 10 years; if the cumulative payment exceeds 10 years, 1% will be increased for every one year, up to a maximum of 90%, and the remaining expenses borne by individuals.

Retirees with rural registered permanent residence will receive medical subsidies at a rate of 5% of the basic pension per person per month, and all expenses for medical treatment and hospitalization will be borne by themselves. Article 9 Basic pension insurance funds are under unified management, special storage, and dedicated funds. Except for social insurance institutions that draw management service fees in accordance with regulations, no unit or individual may use it without authorization. Pension insurance funds deposited in banks will accrue interest based on the deposit period in accordance with the urban and rural residents' savings deposit interest rates for the same period stipulated by the People's Bank of China, and the interest earned will be incorporated into the fund. Pension insurance funds and the interest earned therefrom are not taxed. Article 10 When the basic pension insurance premiums start to be paid, the employer shall declare according to the contents listed in the "Roster of Yinchuan City Employees Participating in Retirement Social Insurance", and the social insurance institution shall use this as the basis for establishing files and cards on a per-person basis. When personnel changes in the future, they should be reported to the social insurance agency in a timely manner. Article 11 The employing unit shall record the basic pension insurance premiums paid by the unit and individuals in the "Employee Pension Insurance Manual" uniformly issued by the social insurance institution, and the employing unit shall be responsible for keeping and registering them as replacement pension insurance premiums when employees retire. basis for certification and payment of retirement benefits. Article 12 If a person participating in pension insurance changes his or her work unit due to reasonable movement within the city for various reasons, the social insurance institution shall handle the transfer procedures for the pension insurance relationship, and the years of paying basic pension insurance premiums during the working period shall be combined and calculated; If the person moves to other places due to reasons such as family changes or family changes, the social insurance institution shall handle the pension insurance relationship and fund transfer procedures in accordance with relevant national and autonomous region regulations.

Article 13 For all citizens, collective fixed-term workers, and retired military personnel who have formally completed transfer and recruitment procedures to foreign-funded enterprises or private enterprises, their working years calculated in accordance with national regulations before payment of contributions can be regarded as the same as the payment period, and the basic pension is calculated and paid together gold. Article 14 If a person participating in the pension insurance is enrolled in a higher education, dismissed, resigned, re-education through labor, or reformed through labor, he or she shall stop paying basic pension insurance premiums starting from the month following the month after leaving the unit and retain his or her pension insurance relationship. After re-employment, the years of paying basic pension insurance premiums in the past and the years of paying basic pension insurance premiums after re-employment are combined into the calculation. Article 15 Personnel participating in pension insurance who are recruited from rural areas and need to terminate the pension insurance relationship for any reason shall be subject to the basic pension insurance premium paid by the employer. After the social insurance agency deducts the management service fee, the employer must agree , can be returned to the person in one go. The portion paid by an individual shall be returned to the individual at the same time.