Nanjing issued "ten measures" to support the stable development of enterprises

In order to thoroughly implement the spirit of the General Secretary's important speech on promoting epidemic prevention and control and economic and social development as a whole, and fully implement the decision-making arrangements of the CPC Central Committee, the State Council, the provincial party committee and the provincial government, and in accordance with the requirements of the action of "two in two" to build new achievements, the Nanjing Municipal Government, on the basis of extensive research, has studied and promulgated "Several Measures on Responding to the Impact of Epidemic to Support the Stable Development of Enterprises" to help market players recover their vitality and enhance their vitality.

this time, the "ten measures"

are formulated with precise focus and focus on responding to the demands of enterprises in three categories: "solving problems", "reducing burdens" and "helping".

in terms of content, the measures of "exemption, reduction, supplement and deferment" are put forward.

in terms of implementation, it emphasizes the convenience of operation, and some policies realize "free application and enjoyment", "online application and enjoyment" and "direct agency".

the "ten measures" specifically include

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reducing and exempting the expenses of enterprise lending funds.

eligible enterprises will be exempted from lending fund fees, and the overdue penalty interest caused by the epidemic will be temporarily reduced. The annual cumulative amount of zero-cost lending for four types of enterprises, namely small and medium-sized scientific and technological enterprises, new R&D institutions, overseas talent start-ups and intellectual property pledge enterprises, will be increased to no more than 6 million yuan.

reduce the tax burden of difficult enterprises.

taxpayers in accommodation, catering, recreation, transportation, tourism and other industries affected by the epidemic, as well as small-scale taxpayers of value-added tax, are temporarily exempted from the third quarter property tax and urban land use tax.

enterprise housing rent reduction.

for small and micro enterprises and individual industrial and commercial households in the service industry that lease the operating properties of wholly-owned state-owned enterprises and administrative institutions and their wholly-owned enterprises in this Municipality for production and operation, and have difficulties due to the epidemic situation, the housing rent will be reduced or exempted. Among them, during the epidemic period, those who are located in high-risk areas and within the scope of closed and controlled management areas will be charged half of the rent in July and exempted from the rent in August. In other areas of the city, the rent in July and August will be charged by half. Non-state-owned housing enterprises are encouraged to reduce or postpone the payment of rent for the final tenants in industries that are greatly affected by the epidemic, medium and high-risk areas and areas where closed control management is implemented.

reduce the social security rate.

we will continue to implement the policy of reducing unemployment insurance rates by stages. The work-related injury insurance rate of the insured units will be reduced by 2%, and the unit payment rate of the basic medical insurance for employees (including maternity insurance) will be reduced from 9.8% to 8.8%, and the implementation period will be from August 1 to October 31, 221.

give enterprises a subsidy for job security training.

For the enterprises affected by the epidemic, if the training of the project system of stabilizing posts is carried out according to the regulations, the enterprise will be given a training subsidy of 1-5 yuan/person.

grant subsidies to material supply enterprises.

during the epidemic period, the enterprises that guarantee and distribute people's daily necessities in medium and high-risk areas and areas under closed management will be subsidized according to the scale and price of the products they provide.

increase the credit line.

A new refinancing line of 2 billion yuan was added to support financial institutions to increase loans to private enterprises and small and micro enterprises affected by the epidemic.

give a discount to the working capital loan.

for small and micro enterprises in accommodation, catering, recreation, transportation, tourism and other industries affected by the epidemic, the new working capital loans applied to the bank from August 1 to October 31, 221 will be subsidized for three months at an annualized interest rate of 1%.

deferred tax payment.

for enterprises, especially small and micro enterprises, which have difficulties in production and operation due to the epidemic situation, if they cannot pay taxes on time, they will be allowed to postpone tax payment according to law.

deferred payment of social insurance premium.

enterprises that have difficulties in production and operation due to the epidemic situation are allowed to apply for deferring the payment of three social insurance premiums for employees' pension, unemployment and work-related injuries.

in addition, the relevant departments of the "accelerating the recovery of the consumer market" initiative are working hard to study and formulate, and will announce specific plans according to the situation of epidemic prevention and control. For minor dishonesty and legal disputes caused by the epidemic, relevant departments will promptly guide the untrustworthy subject to carry out credit repair, and organize a lawyer service team to help judge risks and formulate solutions.

in addition to the "ten measures" at the municipal level, relevant departments and sectors have issued and will continue to issue supporting measures to help enterprises tide over the difficulties.

The relevant rules are as follows:

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Detailed rules for the implementation of "reducing and exempting enterprise lending fund fees"

1. For small and medium-sized enterprises affected by the epidemic in our city, if they handle lending fund business with a single amount of less than 1 million yuan (inclusive) and the accumulated amount of a single household does not exceed 3 million yuan, they are exempted from lending.

2. The annual cumulative amount of zero-cost lending for four types of enterprises in our city, such as small and medium-sized science and technology enterprises, new R&D institutions, overseas talent start-ups and intellectual property pledge enterprises, will be increased to no more than 6 million yuan.

Second, the processing time limit

1. In principle, enterprises must apply for lending 3 working days before the loan maturity date;

2. The staff of Nanjing Stock Exchange shall contact the enterprise within one working day after the application;

3. Under the condition that the information provided by the enterprise is complete, Nanjing Stock Exchange will make the payment to the designated bank account to return the enterprise loan within six working days.

III. Operation Process

1. Log in to "Nanjing Jinfu" through the Internet at:

2. Find the words "private lending" on the webpage and click it. After jumping, click "Apply now". Please fill in the enterprise information and power of attorney when registering, and upload the power of attorney to complete the registration;

3. After registration, you can log in to apply for a lending fund, fill in and upload the required materials according to the prompts;

4. Submit the application for lending demand;

5. contact the cooperative bank to issue a letter of commitment for loan renewal;

6. contact Nanjing stock exchange to sign the loan agreement, and submit the bank's commitment letter and relevant materials;

7. Nanjing Stock Exchange approved the loan;

8. The bank issues new loans to repay the fund.

iv. List of materials to be submitted

1. Materials to be provided by banks

Different banks and different guarantee methods need to provide different bank information. The specific information is subject to the bank's approval, and the basic information is: two completed application forms for lending funds; Bank approval or credit advice; Relevant guarantee materials provided according to the bank's approval and credit granting are attached; If the guarantee method is mortgage, photos of the key pages of the mortgage contract and other warrants are required, and screenshots of the state of the collateral on the day of lending are provided; If the guarantee method is guarantee, photos of key pages of the contract need to be guaranteed; If the guarantee method is a guarantee company, the guarantee company is required to provide meeting minutes, counter-guarantee list, proof of counter-guarantee measures, letter of commitment from the guarantee company, resolutions of the review meeting and other relevant supporting photos.

2. Materials provided by the enterprise

Fill in two complete application forms for private enterprise lending funds (provide the letter of commitment for loan renewal issued by the bank, and affix the official seals of the enterprise and the bank); Copy of business license with official seal; Copy of legal person's ID card with official seal; The loan agreement shall be stamped with the official seal and legal person seal of the enterprise; The latest financial statement shall be stamped with the official seal (for the latest issue of the year, the data of the same period of the previous year shall be provided for projects exceeding 5 million); Provide the authorization letter of Nanjing social legal person credit information inquiry report, and affix the official seal; Invoicing information, which is used for invoicing and interest refund; More than 5 million people need to provide screenshots of the tax rating of the electronic tax system and the latest tax payment of all social financing details (bank, amount, due date).

detailed rules for the implementation of "reducing the tax burden of enterprises in difficulty"

1. Enjoy the main body

Taxpayers in accommodation, catering, sports and entertainment, transportation, tourism and other industries seriously affected by the epidemic, and small-scale taxpayers of value-added tax.

II. Policy Contents

Taxpayers in accommodation, catering, recreation, transportation, tourism and other industries seriously affected by the epidemic and small-scale taxpayers of value-added tax are temporarily exempted from collecting urban land use tax and property tax in the third quarter.

III. Handling Method

Taxpayers handle the relevant tax exemption procedures in the form of "declaration and enjoyment". If the tax authorities find that they do not meet the provisions on tax reduction or exemption in the follow-up verification, they will deal with it according to law.

detailed rules for the implementation of "rent reduction for enterprises"

1. subjects of reduction

municipal state-owned wholly-owned enterprises, administrative institutions and their wholly-owned enterprises that rent their properties for operation. Encourage state-owned shareholders of mixed-ownership enterprises to negotiate with other shareholders and actively promote the implementation of rent reduction and exemption policies.

second, the object of relief

small and micro enterprises and individual industrial and commercial households in the service industry that rent the main property in compliance with the law and directly use it for production and operation, encounter difficulties and register (register) in the city. In the house lease contract, it is clear that the lessee is responsible for subletting and subletting the applicable rent reduction and exemption policy, which is specifically resolved by both parties to the house lease through consultation to ensure that the rent reduction and exemption policy benefits the qualified final tenants. Among them: "difficulty" refers to obeying the city's epidemic prevention and control arrangements, stopping business or not operating normally during the relief period; "Small and micro enterprises" are determined according to the Standard Provisions on the Classification of Small and Medium-sized Enterprises jointly issued by the Ministry of Industry and Information Technology, the National Bureau of Statistics, the National Development and Reform Commission and the Ministry of Finance (No.3 [211] of the Ministry of Industry and Information Technology).

III. Period of reduction and exemption

If the epidemic period is located in the middle and high-risk areas of the city and within the scope of the closed management area, the rent will be halved in July 221, and the rent will be exempted in August 221; Located in other areas of the city, the rent will be halved in July and August, 221. If the lease contract expires before the end of August 221, the expiration date of the lease contract shall be the expiration date of the reduction period.

IV. Ways of reduction and exemption

Both parties to the real estate lease * * * negotiate and supplement the agreement in writing, and the rent that has been collected can be refunded once or every month during the reduction and exemption period, and the rent that has not been collected can be appropriately delayed and the corresponding rent can be reduced or exempted.

v. reduction and exemption process

the municipal competent department and the municipal group are responsible for organizing the departments, administrative institutions and enterprises affiliated to the group to implement the reduction and exemption policies, clarifying the responsible departments, guiding and urging the rental enterprises to accept the reduction and exemption applications quickly, and fulfilling the internal decision-making procedures in time to ensure that the reduction and exemption policies are put in place. The operation process includes: (1) The lessee submits an application for rent reduction and exemption and relevant supporting documents according to the facts; (2) the first trial of the rental enterprise; (3) the municipal administrative institutions and their enterprises, municipal state-owned enterprises were reported to the municipal authorities, municipal groups for review and collective decision-making; (4) For tenants who meet the conditions of relief, the rental enterprise shall sign a written supplementary agreement with them to implement the rent relief policy; (5) The municipal competent department and the municipal group should manage the ledger to prevent contract and business risks.

VI. Assessment and Incentive

Encourage municipal authorities and municipal groups to make efforts to assume social responsibilities and promote the stable development of small and micro enterprises and individual industrial and commercial households in the service industry in our city. When the Municipal State-owned Assets Supervision and Administration Commission and the Municipal Finance Bureau assess the completion of the operating performance indicators of the relevant units in the current year, if the rent is reduced or exempted according to the above policies, it will be regarded as realizing profits according to the actual amount of reduction or exemption.

state-owned enterprises and administrative institutions belonging to districts (including parks) can refer to the implementation.

detailed rules for the implementation of "reducing the social security rate by stages"

I. About the payment rate of unemployment insurance

(I) Entities who enjoy unemployment insurance

Employers and insured persons who participate in unemployment insurance in our city.

(II) Policy Contents

According to the Notice of the Provincial People's Social Welfare Department on Issues Related to Social Insurance Payment in 221 (Su Ren She Fa [221] No.8), the unemployment insurance payment ratio of 1% will continue to be implemented in stages until April 3, 222.

II. Payment rate of work-related injury insurance

(1) Adjustment scope

Employers participating in work-related injury insurance for employees of enterprises in our city.

(II) Mode of Implementation and Duration

The industrial injury insurance rates of enterprises belonging to the first to eighth industries in our city are reduced by 2% on the basis of the benchmark rates of .2%, .4%, .7%, .9%, 1.1%, 1.3%, 1.6% and 1.9% respectively. It will be implemented on August 1, 221, and the implementation period is tentatively set at 3 months.

(3) Work measures

1. Properly handle the payment in August. For the employer who has completed the collection of work-related injury insurance premiums in August 221, the amount payable shall be re-approved and the amount of the reduction shall be accurately determined. To reduce part of the amount, strengthen communication and explanation with the insured units, you can apply for a refund, but also deduct it from the contributions payable by the insured enterprises in the future.

2. Optimize handling services. Social security agencies at all levels should continue to improve and optimize the management services, make a good record of rights and interests, ensure that the reduction of the rate will not affect the payment of the insured, and ensure that the personal rights and interests of employees with work-related injuries will not be affected.

III. Payment rate of medical insurance (including maternity insurance)

(1) Scope of reduction

All kinds of employers who participate in the medical insurance for employees in our city.

(II) Mode of Implementation and Duration

The contribution rate of employees' basic medical insurance units was reduced from 9.8% (including .8% of maternity insurance units) to 8.8%. It will be implemented on August 1, 221, and the implementation period is tentatively set at 3 months.

(3) Work measures

1. The implementation months of the tax reduction policy are continuous. The implementation period of the policy is the period to which the fee belongs, and the employer's payment of the arrears before the implementation of the phased reduction policy and the advance payment of the fee after the termination of the phased reduction policy are not within the scope of the reduction policy.

2. Properly handle the payment in August. The part that should be reduced in August 221 will be deducted from the payment due in September.

3. Optimize handling services. Medical insurance agencies at all levels should continue to improve and optimize the management services, make a good record of personal rights and interests, and ensure that the reduction does not affect the payment of the insured; Insured enterprises should fulfill the obligation of withholding and remitting individual contributions according to law, and truthfully declare medical insurance premiums as required to ensure that personal rights and interests are not affected.

detailed rules for the implementation of "supporting enterprises to carry out job security training"

I. Training organization and implementation

Enterprises should determine the training content in combination with the needs of epidemic prevention and control and the actual work, and can flexibly organize it in the form of online courses, mentorship, job practice, etc., and incorporate knowledge such as epidemic prevention and safety production into the training courses. Enterprises can independently determine the assessment method, and evaluate the training effect (achievement) of the trainees in the form of post task assessment and comprehensive evaluation, and make corresponding records. After the training is completed, eligible enterprises can apply for training subsidies according to regulations. Enterprises should arrange training scientifically, strengthen training management, define training objectives and ensure the quality and efficiency of training. The subsidy application adopts the notification commitment system, and enterprises should truthfully fill in the relevant information to ensure the real implementation of training and effectively realize the goal of helping enterprises to stabilize their posts. Once verified, the acts of obtaining and defrauding funds such as false training will be recovered and severely dealt with according to the law and regulations.

II. Subsidy targets and standards

1. Subsidy targets: enterprises affected by the epidemic that have temporary difficulties in production and operation, resulting in suspension or semi-suspension, as well as enterprises in foreign trade, accommodation, catering, cultural tourism, transportation, wholesale and retail industries that are greatly affected by the epidemic, organize employees to carry out "job-stabilizing project training" for not less than 24 hours and declare subsidies according to regulations. The enterprises referred to do not include human resources enterprises and labor dispatch companies. If the labor dispatch personnel participate in the "job-stable project training" in the employment enterprises, the employment enterprises shall apply for subsidies.

2. Subsidy standard: Comprehensive subsidy standard.