20 17 what is the down payment interest rate of each bank? What is the mortgage down payment interest rate of banks in Handan area?

The minimum down payment ratio of the second suite is adjusted to not less than 40%, that is, 40%, which means that residents can pay 600,000 less down payment when buying 2 million second suites. Ordinary housing sold for more than 2 years (including 2 years) shall be exempted from business tax.

The down payment of provident fund loans fell to 20%

In terms of provident fund policy, the down payment ratio of the first suite is 20%; The minimum down payment for owning an apartment and then buying an ordinary self-occupied house is 30%, compared with 60% before.

The loan interest rate is still unclear.

According to a personal lender of a bank, although it is clear in the new policy that the down payment for the second home will be lowered, the loan interest rate is not clear. Referring to the interbank practice, it is still difficult to avoid interest rate hikes. The specific floating amount depends on the comprehensive situation of the qualifications and credit information of the buyers.