Excuse me, can I not answer the phone?

The online loan is overdue, can I not answer the phone?

Collecting is very annoying. Do I have the right not to answer the collect call?

Everyone will be harassed because the online loan is overdue. Collecting is really annoying and will bring a lot of trouble. So what can we do?

If my online loan is overdue, do I have the right not to answer the call in order to avoid the harassment of collection?

There is a saying in the law that "the law can be done without prohibition". The meaning of this sentence is simple. As a citizen, you can boldly use your rights. Acts not prohibited by law are civil liberties.

But according to the law, there must be no clause that you must answer the call.

Since the law does not prohibit it, of course I have my own freedom. I can't respond to the call for collection. It is my legal right not to answer the phone.

If there is no collection in this world, I believe that most borrowers will not be in trouble, and borrowers are willing to accept and bear normal repayment obligations and legal restrictions.

There is a simple way to solve this problem. We can save our lives from being collected.

I exercised my legal right not to answer the call. We need more energy to face life.

Can I lose my temper by calling to collect money every day?

I can't.

Talk calmly, show willingness to repay, and strive to negotiate the most favorable policy.

You must answer the collect call. If you don't answer the collection call, you will think that the user is maliciously overdue, and the collection staff may frequently call the borrower's family and friends for collection.

After receiving the call, the user expresses his willingness to repay, so in the following time, the call will be reduced, or the user will repay. Even if the overdue debt is not paid off, the frequency of the call will be reduced, and a large number of calls will affect the daily life of the user. Only when the debt is paid off as soon as possible will there be no call for collection.

Can Alipay not answer the third-party collection phone?

Alipay will call you all the time if it doesn't answer the third-party collection call, but it doesn't have money and is in a bad mental state. But not answering the phone doesn't mean you don't have to pay back the money you owe. You can negotiate repayment with AliPay. There is still a solution.

Can Alipay's third-party collection phone not be answered?

First of all, there is an online loan call to collect you, because you are overdue, so don't answer it for the time being.

1, the quality of collectors is generally low, and it is difficult to get angry, which affects the mood and the work at hand.

2. Explain the situation to relatives, friends and good friends in advance, and set up a blacklist when encountering strange landline phones or foreign numbers.

3, the most important point, work hard, open source and reduce expenditure! Only repay the principal and interest within the scope stipulated by national laws and regulations.

But if you don't answer, the other party may burst the address book or block you at home, so be prepared.

What if the third party of Alipay fails to pay off before the final collection date? Actively negotiate with AliPay.

How can I put it? You should bear the money you borrowed, and don't disappear after playing. Running is useless in the era of big data. Then take the initiative to call Alipay to explain the situation. Now your economic conditions don't allow it. You don't have it yet. Can you apply for suspension of installment, and then talk about your demands? Remember not to promise the repayment time, because you have no repayment ability, so don't promise at will.

A little more or less every month.

It is enough to deposit a little money into it every month, 1- 10 yuan, which proves that I still want to pay back the money, and I am still alive. Then call you once a month to tell you my situation, and then you can hang up, because what I hear means nothing to you.

Just do it and it's over

This is still the most important thing. Why do you say that? Because since the arrears are not a fait accompli, we should pay attention to increasing income. You can't finish the calculation until you pay back the money. Nothing else is a complete solution, just four words. Try to make money and pay back the money. You must remember that if you can't pay off in full by installments, don't pay back the money, otherwise even the interest and liquidated damages will not be enough.

Does AliPay Debt Collection Company really exist?

The answer is yes! Opening various recruitment websites, it is not difficult to find that recruitment information from various collection companies is pouring in, and many of them give high treatment, which fascinates many job seekers. To put it bluntly, these debt collection companies are recruiting collection specialists to help small loan companies or banks collect loans. This profession used to be a gangster who collected debts before a harmonious society. Now, with the background of banks and financial companies, I have become a well-paid customer service specialist.

Excuse me. I don't accept calls. Why?

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If you don't answer the dunning phone, they may call your family, ask them to tell you, let you answer the dunning phone, or ask your family to urge you to repay. If the dunning phone has not been answered, or the phone number is changed directly, then someone may come to know the situation and make a dunning by the way. If they keep evading and refusing to repay, they will be prosecuted by the other party and punished by law.

The consequences of serious overdue loans are even more serious. If you don't answer the phone all the time, it is likely to be considered as malicious arrears, personal credit will be seriously damaged, and the use of Alipay account will be restricted. Those who owe more than 50,000 yuan may also be investigated and dealt with by public security organs.

Overdue loans will generate high interest; It has a great influence on your own credit, which may lead to the failure to approve the loan in the future. Don't lose long-term credit value for short-term petty profits.

For those who are overdue, refusing to answer the phone is not a good way to solve the problem. It is suggested to actively communicate with the collection personnel and pay off the arrears as soon as possible.