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What is the reputation of Taikang Life Insurance?
Consultation content: I am a teacher. I am 55 years old. I want to buy a life insurance policy. I don't know what insurance is good. What is the reputation of Taikang Life Insurance? Can I refund the insurance money as scheduled according to the contract? Consultation User: Expert of Tree (Meizhou) replied: Zeng Jiefeng, Guangzhou Branch of China Ping An Life Insurance Company of China Insurance Company, I don't understand why he is worried. May be worried about Taikang insurance company bankruptcy, so I can't afford to pay! Article 85 An insurance company shall be dissolved after being approved by the insurance supervision and regulation institution due to the reasons for division, merger or dissolution as stipulated in the articles of association. An insurance company shall set up a liquidation group according to law to carry out liquidation. An insurance company engaged in life insurance business shall not be dissolved except for division or merger. Article 88 If an insurance company engaged in life insurance business is revoked or declared bankrupt according to law, its life insurance contract and reserve must be transferred to other insurance companies engaged in life insurance business; If the transfer agreement cannot be reached with other insurance companies, the insurance supervision and administration institution shall designate an insurance company that engages in life insurance business to accept it. Where the personal insurance contracts and reserves specified in the preceding paragraph are transferred or accepted by insurance supervision and administration institutions, the legitimate rights and interests of the insured and beneficiaries shall be safeguarded. Article 88 If an insurance company engaged in life insurance business is revoked or declared bankrupt according to law, its life insurance contract and reserve must be transferred to other insurance companies engaged in life insurance business; If the transfer agreement cannot be reached with other insurance companies, the insurance supervision and administration institution shall designate an insurance company that engages in life insurance business to accept it. If a life insurance company is revoked or declared bankrupt according to law, the life insurance contract of the life insurance company is still valid. Other life insurance companies must transfer. It doesn't matter if we can't reach an agreement. A life insurance company was appointed by the CIRC to take over, and the only loss was probably the dividend. In other words, the terms indicated in your insurance contract are recognized by the life insurance company after taking over, but only the guaranteed interest rate described in your contract can be guaranteed, and the rest cannot be guaranteed. So you don't have to worry! ! ! Guangzhou Taikang Life Insurance Wu Taikang Life Insurance Co., Ltd. is an insurance company with the highest credit rating in China. (AAA-) The yield was the first for seven consecutive years. China Ping An Guangzhou Life Insurance Company Cheng Jiankun Insurance Company is a financial institution and a service industry. The function and significance of insurance is to ensure the interests of customers. So there is no question of good reputation. Of course, when some salesmen talk about insurance with customers, many contents are not clear, and even mislead customers, so that customers can buy insurance without fully understanding it, and think that insurance companies are deceptive when there are problems in claims settlement in the future. Therefore, when buying insurance, you must know what you have bought and what is good for you. It is very important for you to find a professional agent to help you analyze. Han Chunling, Taikang Life Insurance Shenzhen No matter which company you buy, the insurance company will act according to the contract. You can learn about the credibility of Taikang Life Insurance from news, coal or the Internet. The quality of a company is not said by itself, but evaluated by others. The products of various insurance companies in Beijing Taiping Life Wenxinyi are similar, mainly depending on what you need most, as long as the products of that company can take into account your wishes! Fan Chuanan can't say which company is good or not. It mainly depends on whether the products of this company are what you want and the strength of the company.
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