The platform owes 7.4 billion! The founder resigned: we will pay back the money.

Thunder rumbles, running away, losing contact .................................................................................................................................................................... However, one platform not only didn't run away, but the founder had done a good job in the listed company, but he voluntarily resigned and came back for emergency. As soon as he came back, he sent four open letters in a row, with a high-profile statement: Give your passport to the relevant departments and never run away!

On the evening of August 6th, the former "Demon Stock" (00245 1, SZ) issued a personnel change announcement: Ye Zhen, then the company's deputy general manager, submitted his resignation to the board of directors for personal reasons. Moen electricity

The reporter noted that Ye Zhen was appointed as the Deputy General Manager of Moen Electric on September 8, 2007. Up to now, I resigned after less than 1 year. What is the reason?

It turns out that Dongrong Assets is now facing financial problems. As the founder who has left his post, Ye Zhen lost his job at this moment and came back to fight the fire as the leader of the emergency team, which can be described as the conscience of the industry.

Founder returns to fight the fire: the core team members have handed in their passports and will never run away.

In a letter to investors on August 6, Ye Zhen said that in June and July this year, Dongrong invested more than 300 million yuan and 400 million yuan in cash to pay for the investment, and had to suspend the payment until the liquidity was exhausted.

Although we don't have cash, we still have assets with a total value of nearly 654.38+0 billion, including non-performing assets and self-owned real estate, with total liabilities of around 7 billion. This is preliminary statistics, and the specific figures are still being carefully counted.

The letter also said that the redemption plan is expected to be announced on August 8.

Ye Zhen didn't keep investors waiting too long. The next day (August 7), "Dong Rongshuo" updated a message and announced that it would hold three investor meetings on August 8 to announce the company's assets and creditor's rights and debts.

As many P2P platforms have run away recently, investors of Dongrong Assets are also worried. Ye Zhen said in an open letter.

We believe that we will never run away. Our core team members have handed in their passports to the relevant departments and promised never to run away and continue to work normally.

On the morning of August 8, the reporter rushed to the scene of Hanjia International Dongrong Assets located in Dangui Road, Qianjiang New Town, Hangzhou. At about 9: 30 in the morning, the 32nd floor where the company is located is already full of investors from all over the world, and occasionally there are staff members who are comforted. The reporter came forward to ask about the situation. An investor said that Dongrong Assets had a redemption problem as early as last Saturday (August 4), and many people immediately rushed to the company's site, but the company has never had a solution.

Dongrong Assets was established on 20 13, with Ye Zhen as the director and legal representative, and engaged in a brand-new business model of bank non-performing assets disposal: on the one hand, it acquires, manages and disposes of non-performing assets through its own channels; On the other hand, through the above projects, a number of online and offline platforms attract capital investment.

20 16 Zhang Wei, general manager of Zhejiang dongrong, explained dongrong's asset model in this way when interviewed by reporters:

The company is committed to the disposal of non-performing assets of banks generated by commercial loans secured by real estate for individuals and small and medium-sized enterprises. This kind of loan has two characteristics: first, the collateral has market value and is relatively easy to be valued and realized; Second, the amount of a single creditor's right is not large, which can effectively control individual risks. At the same time, the non-performing assets of individuals and small and medium-sized enterprises from banks, due to the stricter approval procedures of banks, the quality of collateral is higher than that of Internet institutions such as P2P.

At yesterday's scene, an investor told reporters, "From the perspective of asset operation, Dongrong Assets has always been relatively transparent and the authenticity of the project is relatively reliable."

2065438+In September 2007, Ye Zhen resigned from all his positions in Dongrong Assets and transferred his shares to Moen Electric as the deputy general manager, responsible for the non-performing assets business. One investor said that Dongrong Asset Team and some investments were introduced from Ye Zhen. At present, the company's chairman and legal representative are helpless, and it is also helpless for Ye Zhen to come back to solve it.

At the press conference of Dongrong Asset Investor, the reporter got a Report on the Repayment Plan of Dongrong Investor:

At present, the total assets owned by Dongrong are 965.438+0.88 billion yuan, including 796.5438+0.40 billion yuan in assets, 746 million yuan in online mortgage and 528 million yuan in self-owned real estate.

The total amount of funds to be paid is 7.454 billion yuan, including 65.438+005.7 billion yuan of deferred payment to state-owned AMC, 2.393 billion yuan of investment from happy families, 2.073 billion yuan of investment from Kaisheng Fund, 660 million yuan of investment from Changxu Finance, 473 million yuan of investment from other platforms, 529 million yuan of investment from state-owned channels and other funds, and 269 million yuan of property rights mortgage loans.

At the same time, Ye Zhen also announced the repayment plan, mainly including:

For the first payment, the investor's principal with an investment of less than 5,000 yuan shall be paid in full.

Other investors will be extended for 3 years, and will be allocated according to the proportion of investment according to the recovery progress, once every 5 million yuan.

If the capital invested by everyone has not been paid on the three-year maturity date, that is, August/day of 2002 1 year, Hangzhou Dongrong Group, Hangzhou Dong Bang Non-financing Guarantee Co., Ltd. and Taizhou Huixin Guarantee Co., Ltd. will assume the guarantee responsibility; After all investors' creditor's rights are confirmed, they will jointly develop the creditor's rights transfer system with the professional and technical team of Happy Family.

After the announcement of the plan, there are still many investors who stay at the scene and are unwilling to leave. "According to the company, there are more than 28,000 investors this time, and the investment amount is more or less. There are more than 6,000 people who are not less than 5,000 yuan, and some people have invested hundreds of millions of yuan. Their demands are more or less different. " An investor said.

At the company site, the reporter asked several left-behind people about the whereabouts of the company's management and the company's current situation. Most of them kept silent. One of the staff said: "At present, the leader is not in the company for the time being, and other situations have to be arranged by the company."

Dongrong creditors are also overdue.

According to the data, the parent company of Dongrong Assets is Hangzhou Dongrong Group Co., Ltd. In addition to Dongrong Assets, Hangzhou Dongrong Group Co., Ltd. also includes subsidiaries such as Hangzhou Dongrong Investment Management Co., Ltd. (referred to as Dongrongben), Aikeshi Network Technology Co., Ltd. (referred to as Aikeshi), Hangzhou Miaojie Network Technology Co., Ltd. (referred to as Miaojie) and Hangzhou Chengdao Software Co., Ltd. (referred to as Chengdao Software).

It is worth noting that among the investors who need to pay the funds disclosed by Ye Zhen, the largest one is the investment in happy families of 2.393 billion yuan.

Family Fun belongs to Hangzhou Hejia Internet Finance Service Co., Ltd. (referred to as Hejia Finance), which is a P2F characteristic Internet finance platform focusing on non-performing assets of banks. The company was established in 20 14 with a registered capital of 50 million yuan.

According to Happy Family, the so-called "P2F" is a personal financing model of financial institutions, and its assets are connected with asset management products issued by licensed banks, securities, insurance, funds and other financial institutions. As an intermediary, "family finance" does not contact investors' funds, and investors' funds flow to formal financial institutions. Financial institutions have complete risk control measures, and all investment products will be supervised by CSRC, CBRC and CIRC.

So on August 2, the issuer's repayment was overdue for the first time.

On August 6th, Li Wei announced that the total assets of Hejia Finance that had not been disposed of by the end of July totaled 61970,000 yuan, and the total amount owed was 75130,000 yuan. At present, the unpaid amount is 2.39 billion yuan, and the value of realizable assets package is 665.438+0.9 billion yuan. On August 7th, the representative of Hejia Online Temporary Debt Committee said that he had communicated with Ye Zhen about Dongrong's assets and debts in Dongrong's office.

In addition to Dongrong Assets, which is mainly engaged in the disposal of non-performing assets, Dongrong Group has also made continuous efforts in the fields of Internet marketing and retail in recent years. Its subsidiaries include Axe and Miaojie.

According to Qixinbao data, Dongrong Group pledged 2,400 shares of Miaojie and 3,000 shares of Aikeshi to Hangzhou Aolan Industrial Co., Ltd. on June 27th, 20th/Kloc-8th.

Disclaimer: The operation suggestions in this paper only represent the views of third parties and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Deal with it accordingly at your own risk.