Why do many people want to work in a bank? What's good about banks?

Why do many people want to work in a bank? What's good about banks?

Working in a bank pays well and the job is relatively stable, but depending on what position you are in, some will be under great pressure and the chances of promotion are slim, unless you have a little foundation,

Who is the bank? Why did you call the bank?

Banks first appeared in Europe, and the English name was Bank. This word comes from the Italian word Banco. Why did the bench become a font? There was an anecdote. 1 1 century, European commerce is booming. At that time, Venice and Genoa were once the trade hubs for communication between Europe and Asia. Businessmen from all directions gather and circulate the currencies of various countries. In order to identify and exchange, coin dealers appeared. Because of the poor conditions, there is only one bench in the office, so businessmen call it Banco. Interestingly, it is called "bank" when translated into Chinese, and there is also an anecdote here. When the word was introduced into China, our currency was mainly silver. Long before western civilization arrived in China, China already had banks, banks and other currency businesses. The word "silver" became synonymous with money, and "bank" came from commercial banks, so the company set up by foreigners in China was called "foreign firm". The word bank was first put forward in the sixth year of Xianfeng in Qing Dynasty (1856), and a book published in Hong Kong was about "bank notes". The first bank opened in China was China Commercial Bank (1897). 1904, the Ministry of Finance of the Qing Dynasty called for the establishment of "anniversary Household Bank", and 1908 changed its name to "anniversary Bank", which was the first national bank in China.

Why do you like banking?

I'm not sure about your professional background or the position you applied for. But the bank is usually at sea, and then he will decide your location. However, to say why you like banks, there are really many places to fool: 1 banks are the lifeblood of the country; Banks have many resources; 3 banks are easier to enter than civil servants; etc

Why do banks have to open together?

Because the site selection criteria of each bank are the same, and any city has the same place suitable for opening banks, it will lead to the problem of banks getting together, because banks should be close to commercial areas, residential areas, police stations and so on. , so there are not many suitable places.

Why should banks encourage people to apply for credit cards?

1. When the bank card is swiped, the bank will withdraw a certain handling fee from the special merchant (this handling fee cannot be passed on to the consumer);

2. As long as the customer fails to repay on time, it will charge high interest, and it will be charged according to the overdraft amount, not the unpaid amount;

3. There is a handling fee for withdrawing cash from a credit card, which is different from a debit card;

4. The deposits on credit cards have no interest, and banks can enjoy the benefits brought by these deposits for free, which is also different from debit cards;

5. If it is convenient, people will generally apply for a debit card from the same bank for repayment, and the deposit on the debit card is also one of the sources of profit;

6. You use a bank's credit card for a long time and often use points to get things. Don't you know anything about this bank? Will you not talk about this bank with your relatives and friends? Banks have other products. Would you like to try? ..... This is a very cheap and practical advertisement!

Why does China need so many banks?

At first, the opening of banks was not decided by the financial system, but by the system and the the State Council Committee.

For example, when buying imported farm tools and unable to provide a letter of credit, the Agricultural Bank of China was opened.

For example, when a large-scale project under construction needs guarantee, there is China Construction Bank.

Interview question, why do you want to work in a bank?

Why do you want to work in a bank?

Because I am very interested in the financial industry, and I am optimistic about the development prospects of this industry, I think that * * Bank can provide me with such a platform to discover myself.

Why give up the original factory?

I like legal affairs very much, but legal work doesn't suit my personality. I think I am a person who dares to innovate and likes challenges, so I choose the financial industry as a challenging and innovative working environment.

If the interviewer asks me why I want to enter the bank? What should I say?

Hello, Chinese public education is at your service.

The skill of answering questions in an interview is very important. Usually, you should visit the recruitment website of Gansu Bank to check related issues, accumulate more and practice more. You can answer the question why you want to enter the bank from your own ideals and abilities.

If in doubt, please consult the public education enterprises in China.

Why should banks absorb deposits?

The landlord asks a wide range of questions, just like asking everyone what the meaning of life is ~

To put it simply, my view is that the profit source of banks is the difference between deposits and loans, and the CBRC has risk control over the business of banks. For example, if a bank has a deposit of 300 million yuan, it may be able to lend 654.38 billion yuan. Without the deposit scale, all its businesses cannot be carried out ~

Why do banks gather in Chengdu?

The CBRC has a hidden rule that joint-stock banks must set up branches in the west if they want to set up branches in the east. There are even detailed regulations that to open a branch in the east, they must set up one in the west and one in the middle. If banks want to expand in the east, they must first set up branches in the west, and the city with the best financial ecology in the west is Chengdu. That's why banks in Chengdu are so crowded. For new city commercial banks, it is difficult to survive, but it is a strategy. Entering Chengdu is not to make a profit in Chengdu, but to cooperate with the national strategy of those banks. The fulcrum is in the west, and the expansion of the east will be out of policy control. Coupled with the special policies of western development and post-earthquake disaster relief, the CBRC