Taiyuan Baihua Valley loan credit is not good, can you make the next repayment?

I can't. According to the Interim Measures for the Administration of Personal Loans, the application for personal loans shall meet the following conditions:

1. The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state.

2. The purpose of the loan is clear and legal.

3. The loan application amount, term and currency are reasonable.

4. The borrower has the willingness and ability to repay.

5. The borrower's credit status is good and there is no significant bad credit record.

6. Other conditions required by the lender. You can't borrow money with bad credit. When making a loan, the bank will check the personal credit information, and if it finds that there is a problem with the credit information, it will refuse to issue the loan.