What are the loan conditions of pleasant loan?

1. What are the loan terms of Pleasant Loan?

First, the borrower needs to apply through the Renren loan client. Secondly, there are restrictions on the location of the borrower. At present, the speed mode of pleasant loan only supports borrowers from Beijing, Fujian, Guangdong, Hubei, Hunan, Jiangsu, Liaoning, Shandong, Zhejiang, Hebei, Sichuan, Chongqing and Heilongjiang. Finally, the borrower needs to meet the following four conditions before applying:

The borrower holds a valid credit card and receives the credit card bill by fixed email; Or hold a personal credit report issued by the central bank.

The borrower is 22 years old (inclusive) -55 years old (inclusive).

The borrower's name has a Taobao account with real-name authentication.

The borrower's name has a real-name authenticated mobile phone number.

Pleasant loan speed mode application process:

The mobile phone scans the QR code of pleasant loan to register a reputable loan account, and then carries out various identity authentication such as mobile phone number and ID card.

Enter the email address bound by the credit card to authorize the system to read the consumption bill.

Authorized to read the records of e-commerce and social networking sites.

Enter the bank card information and complete the loan application.

By setting the loan amount and time (it is recommended to choose 36 months and 48 months, which is easier to approve).

Pass the qualification examination and wait for the loan. (Generally, the review time is about 10 minute). The system will automatically calculate the monthly repayment amount and total amount, which is convenient for users to check the monthly rate of the platform.

Two. Introduction to the application conditions of pleasant loan

Pleasant loan is a very good loan software. If you need money badly, you can apply for a loan here. As long as you meet certain application conditions, you can apply for a loan. So how can I apply for a loan? Let me introduce the loan application conditions of pleasant loan to you, hoping to help you.

What are the requirements for applying for the Pleasant Loan Speed Mode?

First, the borrower needs to apply through the Renren loan client. Secondly, there are restrictions on the location of the borrower. At present, the speed mode of pleasant loan only supports borrowers from Beijing, Fujian, Guangdong, Hubei, Hunan, Jiangsu, Liaoning, Shandong, Zhejiang, Hebei, Sichuan, Chongqing and Heilongjiang. Finally, the borrower needs to meet the following four conditions before applying:

1. The borrower holds a valid credit card and receives the credit card bill through a fixed mailbox; Or hold a personal credit report issued by the central bank.

2. The borrower is 22 years old (inclusive) -55 years old (inclusive).

3. The borrower has a Taobao account with real-name authentication under his name.

4. The borrower's name has a real-name authenticated mobile phone number.

Pleasant loan speed mode application process

1. The mobile phone scans the QR code of Pleasant Loan to register the Pleasant Loan account, and then carries out various identity authentication such as mobile phone number and ID card.

2. Enter the email address bound by the credit card and authorize the system to read the consumption bill.

3. authorize reading records of e-commerce and social networking sites.

4. Enter the bank card information to complete the loan application.

5. Set the loan amount and time (36 months and 48 months are recommended, which is easier to approve).

6. Pass the qualification examination and wait for the loan. (Generally, the review time is about 10 minute). The system will automatically calculate the monthly and cumulative payable amount, which is convenient for users to query the monthly rate of the platform.

At present, the provinces and cities supported by the extreme speed mode are Beijing, Zhejiang, Guangdong, Jiangsu, Fujian, Hubei, Shandong, Chongqing, Hebei, Heilongjiang, Hunan, Liaoning and Sichuan, so borrowers must check whether their areas support it before applying for the extreme speed mode loan of Pleasant Loan.

Although the pleasant loan speed model has the ability of quick audit, it can help borrowers solve the small fund gap, but all the audit procedures are completed by the system, which has certain uncertainty, so borrowers need to pay special attention.

Three. Introduction of Xiaomi Loan Opening Application Process

At present, the loan platforms are mixed. If you want to borrow money, it is best to borrow money on the loan platform guaranteed by big brands. Xiaomi Finance is a good choice. As a loan platform owned by the big brand Xiaomi, both the loan conditions and the lending speed are good. If you are going to open a loan in Xiaomi or apply for a loan, you can refer to the methods I brought below.

How to open Xiaomi loan?

How to open a loan

If you meet the loan application conditions, you can see the loan amount by opening Xiaomi Finance.

If your information does not meet our credit conditions, you can serve and you will have the opportunity to get a loan line.

Real name verification

1, set the payment password.

In order to ensure the security of your account and funds, if you have set the payment password in Xiaomi wallet, you don't need to reset the payment password.

2. Binding bank cards

You need to enter the mobile phone number reserved at the account opening bank. Bank card. Loans and repayments only support debit cards.

Support ICBC, Agricultural Bank, China Bank, China CITIC Bank, Industrial Bank, Postal Bank and Shanghai Bank.

identify

1, intelligent identification

Aim at the front according to the head, and make the actions prompted by the system. The system will automatically identify your true identity.

2. Manual identification

Due to film quality problems, the system audit may not pass. If the system jumps to manual identification, you need to provide photos, and our staff will complete the review within 1 working days.

How to apply for Xiaomi loan?

1, apply for admission

If you pass the appraisal, you can apply for a loan through the "I want a loan" button on the home page.

2. Loan amount

According to your comprehensive score, the system will give you a certain amount, ranging from 100 yuan to the available amount displayed on your homepage.

3. Lending

The loan will be released to the binding card you selected, and the loan arrival time is expected to be within 10 minutes. Please consult the bank for the specific time.

4. Loan inquiry

After the loan is successful, click the used amount to enter the loan history query page. You can query all loan lists and loan details on this page.