Is China Merchants Renhe Life Insurance Company reliable?

China Merchants Renhe Life Insurance was established and opened with the approval of the former China Insurance Regulatory Commission. And its insurance products are also regulated by the China Banking and Insurance Regulatory Commission. So, don’t worry, this is from a reliable insurance company.

Next, the senior sister will introduce this insurance company to everyone. Before we begin, we might as well first understand what we need to look at when looking at an insurance company: What exactly should we look at when we look at an insurance company?

1. Company strength

China Merchants Renhe Life Insurance was established on July 4, 2017, with a registered capital of RMB 6.599 billion and its registered place in Shenzhen. It is a state-owned enterprise-controlled insurance company jointly initiated and established by China Merchants Group, China Mobile and China TravelSky, together with a number of enterprises.

It can be seen that the company strength of China Merchants Renhe Life Insurance is quite good. Friends who want to know more about this insurance company can add this article: The unknown China Merchants Renhe Insurance Company, didn’t expect it to be so powerful?

2. Solvency

According to the 2022 third quarter solvency report of China Merchants Renhe Life Insurance Co., Ltd., its core solvency adequacy ratio is 104.62, and its comprehensive solvency adequacy ratio is 206.44. The latest two comprehensive risk rating results have been assessed It is Category BB.

It can be seen that the above indicators have far exceeded the regulatory requirements of the China Banking and Insurance Regulatory Commission, indicating that its solvency is quite strong. Therefore, you don’t have to worry about the insurance company running out of money to pay compensation.

Speaking of claims, what do you need to pay attention to when making claims? Let’s see what experts say: What are the general claims information? Details determine the success or failure of a claim!

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