How much is Jinhua second-hand house in transfer fees? What method can be the lowest?

In this case, the real estate exchange method can be used, and the cost of this method is the lowest, because the most expensive real estate transaction cost is various taxes, and the taxes involved by both parties involved in the transaction involve three types, one is business tax and its related surcharges (such as urban construction tax, education surcharge and local education surcharge), the other is personal income tax and the third is deed tax. Land use tax and stamp duty have been exempted from policy 20 10 10 1. Three types of tax policies are analyzed as follows:

1, business tax. According to the policy (Caishui [20 1 1]No. 12), individuals who purchase ordinary houses for more than five years (including five years) for external sales are exempt from business tax. At present, the properties of both parties are ordinary houses, and the second is that the purchase period is more than 5 years, which meets the conditions of exemption from business tax. Business tax is exempted, and relevant surcharges are also exempted.

2. Personal income tax. If the policy stipulates that the original value and tax payable of the house cannot be calculated correctly, it shall be levied in full at 1% of the transfer transaction price. Because it is an exchange, the high-priced party makes up the difference, the low-priced party has no income, and the income of the high-priced party is also the difference. Personal income tax is levied on the basis of income. That is 1% price difference.

3. Deed tax. Article 4 of the Provisional Regulations on Deed Tax clearly stipulates that housing exchange is the difference between the exchanged housing price and the tax basis of deed tax. So the deed tax is also levied according to the exchange difference. If you can't enjoy the preferential tax rate of deed tax (the house belongs to the only family house), the tax rate is 3%.

I don't know what the local minimum guide price for second-hand houses is at present? I can call the local handling service window. Now suppose (assumed here) that the property of both parties is 1 1,000 yuan/square meter, so the price difference is 300,000 yuan. Then the personal income tax is 3000, and the deed tax is up to 9000. Two items in total 12000 yuan.

If you follow the method provided on the fourth floor, you will have to pay the deed tax of 24 thousand for 800 thousand.

The above is my personal understanding of tax policy for your reference. The right to interpret specific policies belongs to local tax authorities.